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Additional Details
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My little boy (3 years old) has ripped up 3 ten pound notes, i have all the pieces but they are in about 30 pieces, can i take them in to a bank to swap them
Additional Details
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Rachel A | I have a barclaycard credit card... i know this sounds dumb... can i take money out an ATM... or just use it t |
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Sunday
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Yes you can but DONT!!!! Unless you really need to as they charge you a higher rate of interest on money taken out of cash machines.
If you don't pay in full each month the money you do pay comes off other puchases first (those that are charged at lower rates of interest). This means the cash you have taken out remains on your account for a longer period of time - all the while you are being charged a higher rate of interest on it!
Bit of a con if you ask me - and on top of this they charge you 2.5% for the privilege of taking the cash out before they even begin to add your monthly interest. |
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sara23081972
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yes you can but beware you get charged a higher interest rate on any cash withdrawls or credit cheques. |
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keys780
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Yes, with a pin number you can withdraw cash from an ATM, just as you can with a debit card. However, BE CAREFUL - a lot of credit cards charge huge fees & interest for withdrawing cash - check with your bank first. |
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tinker33
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Yes you can... but don't do it, for several reasons. 1, because of interest charges being higher than annual purchace rate, 2, cash is always the last thing to be paid off of your balance, incuring more interest as time goes by. 3, it gos against your credit scoring, the way the banks or cc companys looks a cash withdrawls are you have no money... and they dont like that thought, as it makes you look like you cannot afford a credit card. banks always advise against making cash withdrawls. |
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SunnyDays
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Yes you can, but...its expensive as classed as a cash advance, watch for the interest |
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nosdda
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Yes, you can use it at an ATM as long as you know your pin number. You can also get cash from your bank using your card. |
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Pearl
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Yes you can use it at an ATM as long as you have a pin number. |
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oldgit
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Yes you can, but don't if you can help it. The interest on cash advances is considerably more than on purchases, presumably because they are not charging the seller as well. |
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jduck1979
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you can, but they'll charge you a bloody fortune for doing so which is why financial website The Motley Fool recommends you should NEVER use a credit card for this purpose. |
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dels replies
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Yes you can take money out of an ATM ,providing you are not over your limit. But watch out that you are not paying a higher rate of interest on a cash withdrawal than for purchases. If cash is a higher rate buy your goods on the card and leave the ATM alone. |
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deejay
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If it is a brand new account then you certainly will be able to withdaw cash however initial and classic cards are now restricted to only letting you draw up to half your total limit in cash, once you reach half your limit you can only use the card for purchases.
Also you have daily limits which you can't exceed either these are
£100 on initial
£300 classic
£500 for platinum & gold
Be warned if you withdraw large amounts of cash (and sometimes even small amounts) early in an accounts life barclaycard now have a policy of reducing your limit and even withdrawing credit limits
Finally if you do choose to withdraw cash, and i advise against, barclaycard will most likely refuse all future requests for limit increases as they will feel you are a higher risk customer, even if your account is always paid on time! |
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Rod Mac
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Depends on your:-
Daily Maximum rate & Total Credit Allowed...
Do NOT forget there will also be CHARGES to your account for EACH transaction as you draw down from your Maximum Credit Amount... |
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R M
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if you manage to take some cash out from an ATM machine using your credit card, then can i have some of your money please..?? im broke, and i need some hard cash now...? anyone up for a game of strip poker? |
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feebee
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Yes you can get money out of an ATM, if you know the PIN, but credit cards usually make a charge for this , as it is classed as a cash advance. Not sure about Barclaycard but mine charges about £2.50 for each withdrawal. So I only use it as a last resort. |
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thequiteone2006
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im not sure, give me the long number and the 3 digit sec number on the back n i'll let you know |
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Kaily B
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What totally sucked was the fact that after college I had so much credit card debt that piled up and it was really affecting my credit score. I searched around and tried a few of those debt consolidation sites but found that nothing that I tried really worked. I found this kick *** site that helped me alleviate these problems and I want to share it with you.
I helped me out so much and I hope it helps you as well.
http://getoutofdebt.5gbfree.com/index.html |
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