 Can someone help I dont have a credit score? |
| hi, i went to buy a car today at ANYTHING ON WHEELS the car was ok, but when i went inside to do the paper work they check my credit nothing came up so i didn't get the car, someone told me to ... |
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 I cosigned on an auto loan for a year the person I sign for does not want to refinance. What can I do legally? |
| They have ruined my credit because they are late with payments. I made the mistake to co sign now how can I fix it. They are in-laws; my husbands son. How can I have the finance co. take me off ... |
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 Paypal question? (seller not sending items)Help Please!? |
| Here reciently i baught 147$ worth of movies off a seller on ioffer.com threw paypal. As soon as i paid they seller closed down his ioffer account and stoped contacting me its been over 9 days now ... |
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 Does anyone know of a lender for a bad credit personal loan? |
| Have bad credit but need to get a long term personal loan.... |
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 How do I get out of debt? |
| I have horrible credit and i just need a way to get organized and get out of debt now! i'm 20 yrs old married and yet we STILL live with my mother!!! HELP!!... |
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 I have 10 credit cards open, is it better to have open credit card accounts with no balance or to close them? |
| My credit score is a 690 and I want it higher. If I close some of my credit card accounts will it go up or does it show negatively when you close accounts?... |
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 About to turn 18 and I want to establish credit. What's the best deal on credit cards? |
| I've already been getting credit card offers in the mail and I have no clue which is the better deal. I don't understand anything really about interest and APR or anything... Can anyone ... |
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 If your unpaid cc bill goes to collections but u now want to pay,? |
can you start making payments thru the cc company again or do you HAVE to go thru collections?
(last payment was SEVERAL months ago. collections has been calling me but i havent picked up. ... |
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 How to build credit? |
| i was just wondering on how to build credit, i know way how to i was just wondering if anyone else had any ideas i am 20 years old and i want to get a new crotch rocket next year and i need credit i ... |
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 Please help: How do I get a bad credit loan that is more than a payday loan? |
| I have a bankrupcy and then married a man who has very poor credit. However, I have a good income at a stable employment. I am even willing for automatic withdrawls to assure payment. I just need ... |
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 How long does it take to get your money back after canceling an order online? |
| I ordered from MAC and I cancelled the order. They told me to just reject the package when it comes to my house. Do you know how long it would take for my money to be back i my account?... |
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 What can i do to build credit??? |
| i had a little credit... now its bad credit... how can i build it back or get good credit? what the easiest way?... |
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 How to fix my credit? |
| I have pulled my credit report from annualcredit reports.com. I have a few negatives on my report but I think that I can have them all paid out within 2 to 3 months. After paying my negatives and ... |
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 Can my credit card company, namely Chase do this to me?!?!? |
| I have flawless credit but due to some unfortunate things, I had to rely on my credit cards and have high balances. I have not been late on any of them or any other credit obligation that I have, in ... |
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 Capital One vs. Bank of America? |
| I am 21 and trying to establish credit. I have 3 department store credit cards that I use and always pay them on time and keep them at a balance that if something was to happen I can pay it off in ... |
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 What powers to creditors/ court have to find me? Please i want people that know what they're talking about. |
I have asked 2 questions that maybe haven't been specific enough, please dont give me answers like they'll find you. I need someone that knows what they're talking about..
Im in a ... |
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 I met some chic online and now she needs my information to cash a Cashier Check. can i get in trouble forthat |
please read this and tell me if i should do it. it is an email some chic sent me after only a few emails. i personally don't think i should do it.
I am really worried today,i was in a ... |
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mithun | I have a car loan from last year, i have been paying on time but for some reasons i can not afford to pay any? |
more, what will haapen? |
 |
 
Miss L
 |
You will probably have to refinance if your payments are not working for you. I would sell the car and try to buy a used one instead.
The best thing, i think, is to plan ahead the next time an opportunity comes along to purchase a car. If you are not in a steady occupation, if you are not in a stable situation, then think about other options until you are sure of what you can do.
Also, a car loan is never a good idea. It's something that depreciates over time so unless you actually plan to keep the car (for life), a new car loan is rarely ever worth it (especially if you decide to trade it in years later). |
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mister ed
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i would say you had better find the car a new home and sale and pay off you note. other wise you will be starting down the road with bad credit rating and the car could be reposed and the company will disposed of it and you will still be labial for any shortfall the car does not cover. |
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Don
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You will get notices and if you do not respond and work something out with the lender, they will repossess the car. It will be sold at auction, if they do not get what they are owed from the auction you will still be liable for that difference. |
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whalenfree
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Get in touch with the lender, explain your situation and see if they can make the monthly payments smaller. You will, of course, end up paying longer but if you can make smaller payments, keep the car and avoid defaulting on the loan, it will benefit the lender and you. They don't want the car back if they can make other arrangements. You can sell the car on your own and then pay off what you can with that money but most likely you will not be able to sell it for the amount that is owed on it. You would have to make up the difference. Don't just let it go as is...talk to the lender. |
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Dzo
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Hi,
It's a very difficult situation. The lender will try his best to get the balance amount from you. If not, he might initiate legal proceedings against you. In my view, you can opt for refinancing. You can visit http://finance.autoinvestmentguide.info for some useful info on this matter. Good luck! |
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Christie
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If you can't make your car payment, eventually the car will be repossessed by the lender. That means they'll come and take the car away from you. If you can't pay for it, you can't keep it.
Failure to pay will also be reflected on your credit rating. |
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Brad M
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Contact the lender and tell them your situation. If you can't work something out, the car will be repossessed then your credit is screwed. You will be paying over 20% interest for at least the next 7 years and be required to pay a big down payment before you can ever buy another car. Repo's are considered worse than bankruptcy. Additionally, after the repo, the lender is going to sale the car at auction, if they don't recover the amount of money back out of the car that you owe plus fees (paying the guy's to repo, cleaning it up, title and documentation cost, etc.), they will sue you for the difference. A court ordered judgement can garnish pay and get into other assets. Avoid a repossession at all cost. |
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