 How to get this off of my credit? |
Heres my story:
A few years back my step mom recieved some of my credit info in the mail .. instead of informing me .. i'm about 90% sure she stole my info and opened a credit card.<... |
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 Can a bill collector change the agreed montly payment from $200 to $2000? |
| I was laid off about 2 years ago and had something repossessed (about $10K), I took full responsibility and made contact last year with the collection agency to arrange monthly payments, I've ... |
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 Prepaid Visa Card? |
| I got a Prepaid Visa Card today at the store and it said on the box I can use it online at any store that accepts Visa cards. So I bought it and I opened it up and read the directions and it says ... |
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 Credit card problems - are these specific to HSBC or does every bank do it? |
I have a MasterCard with HSBC. I know they take fraud prevention seriously, but most of the time they just go too far.
I am usually unable to purchase items online, as my card will decline,... |
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 What is paypal? |
| what is paypal and how does it work?... |
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 Should I consolidate my credit cards?? |
| I have a $15k Car Loan, $6600 credit card, and $1500 credit card debt. I'm 22, student and I work part-time so my income is only $8o0 a month! Have you ever heard of going to a credit union and ... |
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 I Have An Itunes Gift card ? |
| well i got one for my birthday i want to use it but i don't know how and do you need to have an account and do you need a debit or credit ... |
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 Does paying off defaulted balances automatically immediately increase your credit score, on eg experian? |
| My boyfriend, stupidly, lets not go there, has 4 defaults on his credit report giving him a super low score. 2 are settled, 2 have a bit of money outstanding on them. Does anyone know if he was to ... |
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| Should credit card solicitations by mail be prohibited? |
| If you throw these solicitations away without shredding them, you open yourself to identity theft. Why should the banks be allowed to place your financial safety in jeopardy every day with this ... |
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 Im 18 and want an overdraft? |
| iv just turned 18, i am with lloyds tsb on an under 19's account, theres not alot of info on their website about applying for an overdraft, wen can i apply for an overdraft? it says i can apply ... |
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 If my credit cards gets cancelled due to inactivity, will that effect my credit ranking? |
| One of my credit cards just got cancelled because I haven't used it in about a year. Is this bad for my credit? I mean I had $0 balance on it and everything.... |
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 I signed up for a "free" credit report? |
| When I signed up it said its free for the 1st 30 days then you'll get charged for it unless you cancel. My problem is I can not find out how to cancel so I don't get charged for it I'... |
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 What happens to my credit if I give my truck back to the bank? |
| I still owe about what it is worth and I could save the hastle of trying to sell it by just giving it back to the bank.... |
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Irene Y | I have a car loan with my wife, i want to turn it over to her how do i relieve myself from this debt.? |
my wife and i have this car loan, i want to relieve myself from this debt. i heard i can go somewhere and sign a wavier |
 |
 
Ted l
|
Once you buy that car together, that bill belongs to both of you. You can sign any waiver you want, but it won't change the fact that if the loan is defaulted on, they'll come lookin' for ya.
You'll want to check these guys out.....
http://www.123thebest.info/go.php?link=auto
Hope that helps. |
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eveana678
 |
You cant unless she applies for a loan for the balance of the car. And if the banks approves it then you can get the car out of your name. |
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Judy1
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No, you can't get off the loan unless the lender agrees to let you - this generally involves her refinancing the loan. |
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☼AstrologerJuliAnne☼
 |
She needs to refinance the car in her name only, or you two need to completely pay it off and then take yourself off the title. But, as others have pointed out, if you live in a community property state, you may still be tied to the car if she defaults on a new loan she took out. You are most likely not going to be able to finagle your way out of it and make her completely responsible. :0( |
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GN65
 |
you can't unless she refinances on her own.
You will sign over the title as and fill out a form saying that no money changed hands so she won't have to pay any sales tax (if applicable)
I'm a loan officer. |
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Highlander
|
You cannot sign a waiver to get out of a loan.
You could have her refinance the car in her name only, but if you are married to her, the debt will still be yours anyway. |
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OC1999
 |
There is no waiver you can sign. The only thing you can do is refinance the loan in her name only.
However, if you live in a Community Property State it does not matter if you are on the loan or not. All Debts and Assets acquired during marriage are considered joint property so you would still be responsible for it anyways. |
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Sharon T
 |
Doubt it. The loan was based partially upon your ability to repay the debt. Only the creditor can release you from this obligation and they don't have any reason to want to do that.
Hey, it never hurts to ask.... |
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