 Does anyone know if a credit card company can take your child support checks as garnishment.? |
| a credit card company put a garnishment on my bank and took my savings and will take every penny of any child support checkes i deposit. can they do that considering its child support.... |
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 CAN C.C. COMPANIES GO AFTER MY BANK ACCT.,WAGES,OR BELONGINGS IF IM TOTALLY UNABLE TO MAKE PAYMENTS.? |
WAS RECENTLY LAID OFFAND CANNOT MAKE PAYMENTS.ITS BEEN OVER 3 MONTHS.DO I HAVE TO FILE BANKRUPTCY,OR CAN I JUST LET THIS RIDE OUT WITHOUT REPERCUSSIONS BESIDE TERRIBLE CREDIT.
Additional D... |
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 Can the bank under California Law ask for a co-signer in order to redeem a repossessed vehicle? |
| The bank does not want to release my car unless I can have a co-signer for the loan. Is there a law that I can quote that states that I do not have to provide a co-signer for the auto loan?... |
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 I co-signed on a loan? |
| I cosigned on a loan for my ex-boyfriend back in Dec. of 07. He assured me that he would refinance the vehicle in 6 months and have my name removed from the loan. It is the 7th month and he has not ... |
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 Why doesn't my credit report show my credit score? |
| It got my credit report online from Experian. Why doesn't it show my credit score?... |
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 Improving Bad Credit Score? |
| I have a friend that went through a rough divorce. She (my friend) moved out and he remained in the house not making any house payments or second mortgage payments. Trying to make it on her own she ... |
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 Does anyone know how to remove debt covered in bankruptcy from a credit report? |
After I filed bankruptcy, an woman I used to work with told me she went to a seminar about rebuilding credit after bankruptcy.
She was told you should hire a lawyer to clear off all the ... |
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 Is it possible for a 15yo to get a loan. in any country? |
| im 15 and i want to start getting somewhere as i dont go to school. i am responsible and will be able to pay back the loan. just wanted to know if its legal.... |
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 If I buy something with a credit card...? |
| and then return it, is there any way I can make both transactions (purchase and return) disappear from my bill?... |
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 I have bad credit? |
| does any one know where i can get financed so i can get a ... |
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 How can I buy a home with bad credit? |
| Me and my husband have our own business and we try to buy a mobile home a month ago but we didnt get approved. We would like our own place. I would like to know who will finance us a home with bad ... |
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 Is it true that if I dispute items on my credit score, some of them might be removed? |
| Since the companies have to respond within 30 days, and some of them won't in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute ... |
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 I have a credit card on my fathers account .is my credit score being affected since it is his account? |
| the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on ... |
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 An eBay question...? |
I want to start selling on eBay but I dont have a credit or debit card. Is there anyway i can sell without one?
I dont want to get one of those pre paid cards either.
Many ... |
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jenifer m | I have a credit card that I want to cancel, but I cannot pay the balance in full. What Can I do? |
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Feeling Mutual
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Call them and cancel it. |
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JennaLynn
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call them to notify that youll no longer be using the card and youll pay it off when you can as you can so they wont stop sending you your payment statements then after its paid off they should automatically cancel it for you. they just add a note to your file. its pretty simple. |
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MoOn*LiGhT
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it doens't matter that you don't have the money in full to pay it. you could still cancel it and the bill will still be sent every month until you pay it. as long as you pay it every month.your credit will not get ruined. but if you cancel it it will guarantee that you wont use it anymore.
good luck
it looks better if you cancel it thna if the bank cancels it.
good luck |
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TheOne
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You can cancel it (meaning no more swipe out of that card, freeze it), but cannot close the account yet until balance is paid off. |
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Zevhah v
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Credit cards have become a necessity in society nowadays, you can't go anywhere without having to use one. That's why it's imperative to maintain a good<!--credit rating and use your credit card smart. Lots of credit card related question been asked here and yours just another one. Check it out this website, hope it helps.
http://credit-cards.awardspace.com/
After all, without a credit card, it's harder to live, and especially hard to shop online. Lots of credit card related-->questions are often being asked and yours is just another one. |
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src50
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Why do you need to cancel it before you pay it off? Just don't charge anything else. |
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♥♥♥mom3ღ
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Have it stopped untill it's paid off then cancel it. |
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Steve R
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Nothing. |
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4everinschool
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Have you asked the cc company for a lower A.P.R. rate?
It won't lessen your balance but it will lower the finance charges you pay when you carry a balance month to month (15 bucks @ 9.99% vs 35 bucks @ 18%).
Or if your credit is still good, try to open a card with a zero balance for 6months to a year. You would not have to pay the finance charges as long as you were not late with any payments or made new charges.
Cancelling your card will lower your credit rate because you have a higher debt to credit ratio
(you look like you have less credit and more debt: you look like a big risk to the insurance, mortage and credit agencies)
Bottom line: that account is active until paid in full. You can't stop accrewing intrest charges because you can't pay the debt-The credit card company wouldn't make money that way!!!
If you default, they can legally sue you for fees plus what your last balance was. |
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John
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Do not get another card and transfer the money because they will usually charge you a fee for doing that and then the new card will charge you a higher fee because it is concidered a cash advance. |
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