 Pay off credit cards all at once, or gradually? |
| I just inherited about $30K. I've got $21K in credit card debt that I really want to pay off (since it's costing about $500 a month in minimum payments that aren't reducing what I owe).... |
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 Which of these credit cards is better? |
a card with an apr of 14.9% but a $19 annual membership fee
OR
a card with an apr of 19.24% but has no annual fee.
Additional Details
thanks martin,
i am ... |
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 Hey does anyone know where I can get $30,000.00 loan with extremely bad credit? |
| ...seriously....trying to make some business investments. but am in need of 30,000.00 to get the business off the ground......but my credit rating is below horrible....any ideas?... |
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 Low credit score? |
| Im just wondering if anyone can help, im 19 years old. only ever had one thing on 'credit' a mobile phone contract i paid late a few times it went to a debt collection agencie i did however ... |
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 Credit Card problem? |
| So I received a paper that said that I was pre-approved for a Visa card and just to send it back so I did. When I received my card, it had a sticker on the front that said "Call today to ... |
|
 Can a creditor instruct bankruptcy on an individual who owes old debt of less than £5,000? |
| A 'tracing co' has contacted me and has advised they will be making me bankrupt unless I contact them within 7 days. This is an old debt which has been passed around to various debt ... |
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 My credit card bill is due today, i mailed my payment, but not sure if it will arrive on time, what happens if |
| I use the pay online or over the phone option now, although i have already mailed in my check. What will happen to my check that is on its way. Will they disregard it, since the payment has already ... |
|
 Debt consolidation? |
| what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.... |
|
 Will Blockbuster video take me to collections for a $6 late fee? |
| Blockbuster is awful they charged be a whole nother week on a one week rental in 2003 because i was an hour or so late returning the dvd. instead of 6 pm it was 7 pm; and i was pissed and never paid ... |
|
 Where can can i find a bad credit/ op credit auto loan? |
| I am looking for an auto loan to buy a used vehicle. I don't have bad credit but my credit is not established so I need help finding an auto loan.... |
|
 How Do I Get Out Of Credit Card Debt? |
| I asked another question similiar to this one, but I thought I'd be more specific. I'm in credit card debt, and I need to use a debt consolidation company to bail me out, but I don't ... |
|
 A creditor has filed judgement against me after 6 years on credit report. is legal? |
I LIVE IN ALABAMA
VEHICLE REPOSSESSED IN 2000, ACCORDING TO MY
CREDIT REPORT. DUE TO BE REMOVED OFF MY CREDIT IN AUGUST 2007. CREDITOR HAS FILED JUDGEMENT IN JANUARY 2007. IS THIS LEGAL... |
|
 Does storecard credit appear on a typical landord accessed credit check? |
I was quite late in paying off a store card when I was 18 (5 years ago), but I'm still worried that it will look bad on a credit check when I look for my first flat.
I have been OK-... |
|
 How do I get a card? |
| How do I get a credit card with bad credit?... |
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Jefe | I have a credit score of 753. Is that good? What's the highest possible? |
Additional Details
I haven't been working at my credit, I'm just responsible. My personal banker told me it was good, just wanted an unbiased opinion ZinaRae.
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mister ed
 |
that is very good highest is 850 |
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SPIFIMAN1
|
FICO reportable scores run from 300 to 850. So score wise you are doing great.
Score is not the only thing that is important. You also need a great profile to go with that score.
You get this by having 3 credit card accounts (revolving) with less then 30% of your credit limit owed and 2 autos, boats, homes, furniture or personal accounts (installment) all with good long payment history's.
Credit scores are made up of the following;
1. Payment history 35%
2. Time in bureau 15%
3. Types of credit 10%
4. New credit 10%
5. Debt to credit ratio 30%
I look at credit everyday and see people every month with 700 scores that can not buy a car because their score is made up of 1 credit card with a $500.00 limit paid 15-times and a couple of student loans.
While this makes for a great score it doe's not show the ability or the willingness to actually pay anybody. |
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ZinaRae
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I am not sure I believe you. If you have a 753 then you'd know that. You'd have had to work at it. It's slightly above what the avg. should be. It's called "Tier One Credit". z |
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vistazan
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Mine is around 725, and ive been told its pretty damn good. |
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david z
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850
753 is pretty good, but, i had almost that good of a credit score when i was 18... no history though so i still couldn't get financed for much. |
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beauty s
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Thats a great score.. the highest is 850 |
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frankie b
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That is a great score. The highest possible is 850. You are already grouped with them, so you have no need to improve. That score already qualifies you for the best rates on everything. |
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AV
|
A score of 753 is higher than average and is considered very good. Lenders consider you a low risk individual and will not have a problem extending any type of loan to you. With your score, you will also be able to avail of the best interest rates in the market today.
The highest possible score is 850. |
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