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 Is there a reason for this if so what?
Hi,

I am trying to apply for a credit card and so far I have been refused!

I am 25 and work full time and rent a flat with my boyfriend. I did have some debt problems but got a ...


 Stolen credit card?
I had my credit card stolen this morning! I have cancelled the card but can anyone tell me - - I am going to New York in a few weeks and I booked tickets to see a show while im over there months ago....


 Where can I truly find my free credit report? everybody tells me its free if I sign up for a service.?
...


 Over Draft Fees?!!?
I just got back home from visiting my father in northern Michigan after haveing a heart attack. I come back home, check my debit card balance online and its -80.79!!!! all because a bill that I paid ...


 Is 660 a good credit score?
...


 Why don't free credit reports give you your credit score?
I've gone to get my credit report online through experian but its telling me I have to pay for the actual score. I don't understand why....


 I just got a credit card. should I pay it off right away or wait till I get a statement?
Im really new at this whole building credit thing. I Just got a credit card with Bank Of America and I have been paying it off as soon as the balance is posted. If not then I pay it off that week, ...


 Im $2000 in debt with a 673 Credit score making min. wage in NJ(7.15)*80hrs)? any advice?
Can i debt ...


 My boyfriend and I are trying to get a small personal loan to build up our credit?
We both have bad credit like in the lower 500 and high 400 but we want to build that up. We are trying to buy the house we are living in right now but can't. The lender informed us that we need ...


 Should I go Bankrupt with the new law???
Here is the situation...I owe 30,000...and I make 25,000 before taxes. I have a lawyer and she says with the new laws I would not be able to but with the old law no problem. I want to know what you ...


 What is the purpose of having a credit card?
...


 What can happen in court when being sued for credit card debt?
I am unemployed still and going to court over a wells fargo credit card debt of over $4000.00. can they lock me up?
BIG QUESTION #2 WHAT ABOUT COURT FEES+COSTS?
I really need some real ...


 What is a good free way to increase your credit rating?
If you want to secure a good credit rating, how is it best achieved?...


 Is therea site with a true FREE crdit report?
...


 Is having credit card debt okay as long as you can pay it off?
I have about $5 grand of credit card debt now which can be brought down to 0, in less than a year, depending on how much I really want to pay it off. However, is carrying large amounts of debt (even ...


 What are some signs that you have been a victim of identity Theft?
I'm starting to think that my identity has been stolen. Right now i'm having a hard time getting a job, i have seriously been trying all this summer and no luck. They always tell me they ...


 I lost my house due to bank cups how long dose it take to come off Ur credit ref?
as when u put in for a loan my credit is good but because my house is still on the list. till it is removed from list i can not get a ...


 Is there a grant that pays credit cards?
...


 I have bad credit does any one know of any department stores that will give you a card to help rebuild?
I have bad credit does any one know of any department stores that will give you a card to help rebuild your credit. Like walmart target ect....


 How can i resolve this problem? i co-signed a car loan for a friend who is in jail and cant make the car paymt
this has messed up my credit record real bad. as the loan is still outstanding. is there a way to get out of this?...



sconk36
I have a debt of $360 on credit card,is it better to pay it off all at once or payments?
they are allowing 12 months same as cash to pay it off,but is this a gimmic?
                     
 




SPIFIMAN1
Rating
Credit wise as long as your balance is below 30% of your credit limit it makes no difference.

If you have the funds avaliable, it's always better to pay in full.


scottsmylie
if 0% interest is is better to make payments if you have to pay interest pay it all at once.


XoxoxoxoX
Definitelh pay it off. It not that much and it will give you a peace of mind. Also like one of the posting says, don't let them brew you into the habit of carrying balances.


kidd3422
Rating
Pay it off.


strawberry
Rating
I'd pay it in full.


love333
Rating
if you have the money, pay it in full.


nitemareboys
Like everyone said PAID it IN FULL


rah_abc
Rating
Pay it in FULL! When they check your credit and put that its paid, and paid in full, it will benifit you in the long run!


Thin Kaboudit
It is designed to make you become accustomed to "carrying a balance", so they can charge you lots of interest. Since you have already spent $360 you didn't actually have in your hand, the credit company are betting (and they are usually right) that you will do the same thing for another 11 months, so that when the "same as cash" period is up, you'll owe them about $4,000 (which they hope you won't be able to just "pay off"), and they can start charging you for it.

Visa & Mastercard are HUGELY profitable businesses, they don't make that money plucking dollars out of the air! They ADORE "logical thinkers" like you!


chris
pay it off, don't go for the debt. debt bad!!!


shinigami WANTS Y!A FIXED
pay it full


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