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 Need some advise with dealing with a debt collector?
A friend told me to try yahoo answers to get some advise on this. I just recently got a call from a debt collector inregards of a capital 1 bill i had in 2000, he told me i owe 9k, where it was 32...


 Need help getting a loan to pay off debt!!!!?
I am in a bind. I have poor credit and need to start fresh. I have been denied by every bank out there . I just want to get a consolidation loan and payoff all my debt and make one loan payment and ...


 How does a settlement payment to a debt collector affect my credit?
If you take the percentage payoff how does that affect your credit in the long run?...


 I went over my credit limit by 11 dollars?
My credit card limit is 300 dollars a month, and i used 280, but they charge me my annual fee, and it went over to 311, but i paid off the whole credit card, will my credit score go down?...


 Is this legal?
I had a credit card over 2 years ago. I lost my job, so I called them and made a deal (yes it was in writing) about my payments. They did not hold up their end of the deal, ended up charging off my ...


 How can one improve ones money management skills?
...


 How long does it take to raise a credit score?
I just got my credit reports from two of the credit agencies. My score was 550 on one and 625 on the other. I've started to talk to a few collection agencies and have sent payments in full to a ...


 How long does a bad credit entry stay on file if it is not paid?

Additional Details
i won't just pay it because of the principal that i do not owe it but can not get them to remove it from my file after months of arguing about it time and again....


 How often can a boyfriend / girlfriend stop if you are claiming family tax credit?
...


 Can a buisiness charge a fee for any credit card transaction?
I live in San Francisco. In my old hood the corner store charged you for credit/debit purchases under a certain amount. My new corner store charges 50cents for any and all card transactions. Is that ...


 Which Credit Card is good SBI or ICICI?
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 I've been told I have NO credit..how do I get some??..I have owned a house so I should have credit?
Its hard to get a loan with no credit vs. bad credit
Additional Details
banks dont have to repor t credit so its not instant credit if you take out a loan and re-pay it even if its on ...


 Has anybody had any luck with debt consolidation through one of those companies?
Im about 10 grand in the hole! I have been missing payments to credit cards lately, and have medical bills that I haven't even considered paying. I just make sure I keep my rent, and my care ...


 If you have a bad credit rating from years ago, is there still a bank that will give you a credit card?

Additional Details
It needs to be in ...


 Got a collection notice. 357.00 bill for a verizon acct in ny. Not mine. Not on credit report. What do I do.?
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 Paying off credit card and overdraft debts?
I have £3,500 on a credit card which is 16% interest rate which works out at approx £80 interest per month on top. I also have an overdraft of £600.

I have gone on to uswitch but ...


 When a credit says they ae going to take you to court for an 8 year debt are they lying or can they do that?
When a credit says they are going to take you to court for a 7 year debt are they lying or can they do that? I got a call from a "lawyer's office" saying that If I dont pay I will be ...


 Can they still leagally collect on a credit card debt after 15 yrs?
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 Will i be able to make complete a transaction that exceeds my Credit Card limit?
i got a credit card with a limit of $500. its new so i havent used it yet. i can pay off the bills and wat not but i wanna know if i pay a ps3, an extra controller and rainbow six vegas, will i be ...


 What should you do when your parents taken out credit cards in your name and been using it? Also been late?
I love my mother very much but when i rcvd a call from collecters stating i have 5 credit cards in my name, i was very upset with her. I dont want to charge her with fraud but i need these neg- ...



steve m
I have a experian credit score of 732 is this any good?
                     
 




naplusultra
Rating
Heh mine is minus 250! wanna swap :)


dukalink6000
Rating
That is an above average score (678 is average)


Away With The Fairies
Rating
Congratulations! Have you won a prize??


najaca
Rating
Yes, anything over 650 is considered good. Anything over 720 is excellent.


Reenie
Rating
That is very good. Congrats!


jonborja
Rating
It's not bad..it's about avg.....but the score you see is higher than a lender will see....for some reason they see scores 20-50 points less than what you see.
I think it's a scam to justify higher interest rates.


Jase
Rating
that is above average. average is 675. you almost have what's known as 'preferred credit'. Preferred credit is 750 and higher...meaning you could finance just about anything. You're doin pretty well.


paul m
bit below average i believe.


darin s
Rating
732 is a very good score. BUT companies don't use one score they use 3 scores. They take 3 scores and use the mid score so if you have 3 scores and one is 560 the second is 630 and the top is 732 they use the 630. If 732 is your mid score you are on top of almost 90 % of all people. I think the average is about 630.


captmhunt
That's not a bad score... it's not a great score, either, but it's a bit above average and will get you a lot of credit.


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