 Does anyone have urges to spend money you can't afford.......? |
Then get into a lot of trouble for it?
I mean like all the time and never learn from the mistake?
Additional Details
Are you suffering from bipolar bre?
Just wondering, because ... |
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 What are some things i can do to reestablish my credit? |
| i got a car in April and i make all my payments on time..but i still got turned down for a credit card..i tried to get a loan from a bank and i got turned down for that too..All i want is to prove ... |
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 14 year old makes $50,000+ ONLINE!!? |
| how would you feel if this were ... |
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 Should i payoff my car or paydown my house? |
| i have 4 years left on my carpayments, 3 years left before my 2nd mortgage (interest only) adjusts. should i use my extra $$$ to pay off my car or paydown my mortage principal?... |
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 Not paying cc debt..? |
| my cc cards range from $7-11 thousand.. if i stop paying on all of them will they be able to get the money later on? can they garnish my wages in the future or take me to court? what is the worst can ... |
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 Honestly, how much do you owe credit cards? |
Just wondering how much do people owe in credit cards.
Please be honest...... |
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 Money help, we are so much in debt and don't know how to get out!? |
| I don't know how to get back on track. We aren't making as much money as we were a year ago. Our credit is going down the tubes. Literally! Our credit scores were in the high 600's and ... |
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 I have a bill that might be reported to the credit bureau? |
| I have a bill for $90 that I just got a letter from saying that if I don't pay within seven days it'll be reported to the credit bureau. I already talked to these people like three weeks ... |
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 I have an HSBC debit card...? |
I am looking to buy something online...but the only options for cards are VISA,MASTERCARD,JCB,SWITCH,SOLO and ELECTRON...
My debit card has MAESTRO on it (and CIRRUS at the back) Which one ... |
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 I'm 19 and have no credit but need to get some? |
| what do u suggest i do as i don't have enough credit to get credit cards etc.... |
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 Credit card with score of 636? |
| what credit card can i get approved for with a score of 636 and i derogatory item on my report which i am currently disputing i already have a secure credit card i am just looking for a way to ... |
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 Will I still have a bad credit? 10 points for honest answer. Thank you? |
| Over 2 years ago I had a minor accident. I went to the hospital for couple times. The bills were about $990. I had a health insurance, but the health insurance have never paid for it. Finally, last ... |
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 Where and how to apply for credit card? |
| Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.... |
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 E-bay / pay pal? |
| i have just sold an item on e-bay(first timer!) the payment is in my paypal account but not in my bank acount yet(had a few prob getting my way round it),is it ok to dispatch item to buyer, as i feel ... |
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 I have poor credit. Where can I obtain a small $600 loan/credit card with no fees.? |
| I have poor credit. Where can I obtain a small $600 loan/credit card with no fees. I need the money to invest in a new career that will hopefully get me back on track.... |
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 Credit cards for kids? |
| is there a credit card where my kid can use it but i pay it off?... |
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 I (minor) just bought a visa debit card, and my mom won't let me activate it.? |
| I'm 15, and I just bought a visa debit/prepaid card from HEB/netspend.com, and was told that in order to activate it, I was told that I needed to fax them my mom's social security card, my ... |
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Miss Quiz | I have a foreclosure but want a new car - I've been denied. How can I get one? |
Additional Details
For those of you who choose to judge me based on the limited information I have included, please note that the foreclosure was over two years ago and was the result of my ex-husband's irresponsibility and not my own. We tried to sell, but after 4 months - no luck - it was a new build and the area was still available for new homes. I filed a quit claim deed to get my name off the actual property - but unfortunately, he was unable to re-finance in his own name, stating he would do it in the future. I have an incredible job, pay all of my bills on time, and make great money. The issue is this foreclosure...not past due on anything and never have been.
Just wanted to clarify. Thanks for your answers.
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H2O POLO BOY
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you're pretty much screwed, there's nothing you can really do besides a co-sign, you have my sympathy |
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RainCloud
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You can not get a new car loan in your name. How about your parents or a friend? |
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Unique
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Have someone co-sign |
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KL
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That's really strange...you could qualify for a home mortgage as long as the foreclosure was at least 2 years ago and all your other credit is good...what kind of car are you trying to buy??? |
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Frank Castle
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I suggest you to buy a used car. |
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golferwhoworks
 |
toat the note lot-- only time past the foreclosure will help |
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Batmen
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Geez, no wonder America is so in debt. Sweetheart, get your priorities straight. Your credit is screwed; do you really need a car, now? |
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Stuart
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I'm a lender. You have come to me and asked if you can borrow $20,000 from me. I look at your credit and see that you didn't pay the last person who loaned you money, so I say no.
You'd do well to get your finances straightened out and your credit back up to the good side before trying to borrow more money. |
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spike
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why do you need A NEW CAR
cant it be a second hand
you fly too high |
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Weapon X
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I work for a car dealership and I can tell you that even if you have a co-signer your interest rate would be very high what you need to do is find someone you know who has decent credit make the purchase for you and pay them and don't miss any payments because it will effect their credit and would hurt that person's chance at buying a car or home for themselves. if you have a foreclosure and if you can file for bankrupcy then include the foreclosure and have the bankrupcy discharged wait about a month and you might get an approval with some secondary lending banks but again the rate will be high......Good Luck |
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beardog4314
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Lower your standards and pay cash for a used car. |
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jamminursite
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you can get one. i know several people who have filed bankruptcy and are rebuilding their credit. there are places that will work with you. also, i have heard commercials for people who will finance cars to those with bad or no credit so i know they are out there. keep searching around, and don't be discuraged. good luck.
i had to revise after reading some of the other comments. don't worry about what anybody says. if everyone could make enough to pay for everything up-front in this economy, we would all be great. unfortunately, that's not the real world, and life has many unexpected twists and turns. it's not all about being irresponsible. there was a good suggestion though... you can go to a local auction and get a good vehicle for little $. i know, i have two. one of which was only $1000, and it has been running for almost two years through 60,000 miles.
people who make a lot of money, especially republicans, don't understand what it's like to stuggle. fortunately, material things don't mean anything. keep that in mind so that you don't worry about something you can't change. |
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LARRY P
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You're in a bind aren't you. The only thing you can do is to find a friend or realtive to go your note that has lots of trust in you. If you have a foreclosure then you probably aren't any shape to buy a new car unless the foreclosure is past tense and you have a good job. You need to go t o a tote the note place and get a relatively good car to travel in then try to build your credit back up again. I think foreclosures staay on your record for up to 10 years. |
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whoisgod71
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how about this
PAY YOUR FREAKING BILLS NEXT TIME |
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