 What is a promissory note? |
| what is to be written in a promissory note?... |
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 Is a credit card required to buy something on Ebay? |
| I want to buy something, but it says I have to verify by credit card and I don't have a credit card...so is a credit/debit card requried to buy something on Ebay? Thanks!... |
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 How can Kohl's do this? |
| When I usually return things to a store without a receipt, I usually am able to walk away with either cash or a gift card, and it's always what I paid for it unless whatever I bought went down ... |
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| i need money. but, i live out of town and i am too young to get a job. when i clean around the house i get 'its expected from you' . is there anyway to earn some money?... |
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I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history.
I am looking for a credit card that has a good rewards ... |
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| Im not stealing it hes my son ...I have terrible credit I want to start over....How would I get caught?... |
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 If i apply for a loan and lie about what's it's for..? |
| ..ie say it's for studying for an mba when it's for getting a buy to let will there be any comeback on this..? surely i can say that's what i intend it to be for and get out of it by ... |
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 Where can i find a loan with bad credit? |
| need a loan and not a payday loan. my credit is not good. i have heard of people on the internet that loan money. but i don't know where to look.... |
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| I own several credit cards, but I just use a couple. Should I cancel the ones that I don't use? What is actually better for my credit, to cancel them or to keep them, despite the fact that i ... |
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 Harrassing debt collectors? |
| My mother in law used our phone number to sign up for credit cards once upon a time. She has messed up and been unable to pay. She has resorted to a debt management program. THe calls are still ... |
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| I want to add my brother as an authorized user on my Credit Card just to help his credit score. Will this negatively impact my credit score. Assuming that all payments are current and my Credit cards ... |
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 At the grocery store, do you mainly swipe your credit/debit card or write a check, or use cash? |
| Emphasis on mainly. Please explain your reason. I use both but there sure isn't much room to write a check because the pin pad has been connected to the counter. I see people in line where ... |
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| Ok. I keep getting this call from a collection agency. They have a wrong number, and I've told them that twice! The call isn't for us. They said they won't stop calling unless I give ... |
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 Which is better to improve credit score? |
| I have about $9000 in debt. In the last year I had to make alot of my payments late because money was tight, so my credit rating plummeted. I have a lump sum of $16000 coming in a month & will ... |
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 I need a loan but have bad credit? |
| any ideas I need no more then 500... |
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ROB | I have a loan with Toyota Financial for a car loan, I am 7 months behind my payments.? |
At this moment I know they are looking for the vehicle. My question is this if I pay the 7 months and put myself up to date with my payments could they still repo the vehicle. |
 |
 
SPIFIMAN1
|
Auto finance is what I do for a living and at this point they have been looking for you car for several months now.
You have defaulted on the original loan and they have the right to repossess the vehicle unless you can pay for it in full.
Call them and offer to get your account up to date and see what they say.
No one here can give you a accurate answer, only your lender can answer this question. |
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sfcjcl
|
Yes, they could. You have demonstrated the unwillingness or inablility to make scheduled payments. The vehicle can be repossessed and sold for it's worth, you will then be held accountable for any difference between what you owe and what the car brings at auction. If the car sales for more than you owe, you could get the difference minus the fines, repo charge, auction charge and title & lics. fees. But, that is a very unlikely chance. |
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MeInUSA
 |
YES they can..you have defaulted on the original agreement.. |
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James F
 |
They can, at this point you are in default and they are seeking the return of the vehicle... even if you pay, they may still take the vehicle from you... you need to make an agreement with them now to avoid losing your vehicle... and that agreement means a substantial payment and a agreement that will bring you current within a month... But, you need to speak with them ASAP and no more delay.... Also, you are not in control of this situation, you are asking them for another agreement and they are under absolutely no obligation to agree.... so be nice in you approach... |
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ButterflyEnt.
 |
Get yourself to credit counselor as soon as possible. They can help you straighten out your finances and may even help you deaql with Toyota. There are free counselors avaliable in every town. Look at the Library for listings. |
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Bobbie
 |
They CAN, but likely they won't. If they get the car before you catch up....you won't get it back even if you did pay all the payments you were behind. |
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catzrme
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They should remove the repo if you get caught up on the payments. However, you may have POd them to the point where they don't really care right now and will still repo the car. It's been known to happen. Call them and work something out. |
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Foxy
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No they will let you have it as long as you make up for all the missed payments along with any fines they may have. |
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stan c
 |
If you get it up to date immediately, that should stop any actions. They can not repo a car that is utd. You might have to pay repo fees at the end of the loan however. If you moved and did not give a new address, you should keep it that way. If you could find a company that will pay off your car, I strongly suggest that you do that. |
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Noah_Bodie
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Because homes and cars are tangible assets, not intangible "funny money" like credit cards to which they can attach all sorts of fees and interest (then write if off to P&L and basically pad their losses), lenders tend not to wanna repossess tangible things.
Homes are a bit easier to liquidate, unless you're upside down on the loan.
Cars are much tougher to liquidate as cars loose value fast. They want their money. If you pay it current, most state's laws say the company cannot repo once the loan is out of default. |
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