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 Is 23.24% APR good?

Additional Details
Its on my Chase Freedom Credit C...


 How can I get a $25,000 loan with bad credit and no collateral?
I have a credit rating of lower than 600, and own no home....


 What does "offer not valid on gift cards" mean?
Im going shopping tomorrow and i have this coupon and it says that. And im also planning to return something and get store credit...which theyll give me a gift card.....................Anywho....can ...


 How to get Credit??
I want to get credit, but can't what's the best way to get some and I don't have any credit cards....


 Does it make sense that my lack of credit affects a car loan?
I am 23 years old and I applied for a loan yesterday to buy a new car. My credit score is 749 and I was refused the loan becuase of my "lack of credit." Most items on my report are less ...


 Bank account?
at what bank can i open a account with out having a credit check ive got a bad credit record and really need a bank ...


 Settle or wait 7 years?
I am about $18,000 in credit card debt and have ruled out paying it (actually it's two cards) off the right way... I know, I know but it's just not possible!

Would I be better ...


 I have bad credit. I want to get a loan to pay everything off and clean up my credit. how do I do that.?
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 Why do we get charged so much credit card interest?????????????????...
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 Is 16 too young to apply for a credit card?
I want to start building my credit.
Additional Details
And by the way I live in Atlanta, GA so I dont need any info from Cali, or any other state. And for all you saying that I need to ...


 I have a bankruptcy and bad credit, I need $5000 but no lender will loan it to me, who can help?
I just need the money for about three months and no lender will lend it. I tried all of the website service and my credit score just keeps going down from the inquires. Any suggestion?...


 Debit card question. Please help.?
If I've given a company my debit card number for a payment, but lost that card and had to cancel it and get a new one, can they still use that old Debit card number to take payments out? I ...


 Can you be put in jail for not paying your credit card bills?
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 How can i stop mastercard from calling me ?
i went over limit but is not like im not paying them i am as much as i can every month i cant pay them any more than that unless i win lotto or sell a kidney .Seriously can any one tell me what i can ...


 Since my husband left, I am now responsible for all the credit card debt.?
The credit cards are in my name and I will eventually have to file bankruptcy once I have exhausted all my savings paying them. Should I cancel the cards even though I am not using them?...


 How do i get a cash advance on a credit card without a pin number?
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 I have 9 pound in my cash card natwest, can i go into the bank and withdraw this change ? thanks?
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 Can you take cash out of a credit card?
If you need quick cash and you only have a credit card, will the bank allow yo to extract cash from your card? If they do, how much will they charge you for doing this?...


 I have one credit card collection for $13,000.I offered them $3,500.They offered me $5700.What should I do?
I lost my job and am a single mother. I couldn't pay my monthly payment starting a year ago. They are keep bugging me now. Based on your experience please advise me. Thanks in advance....


 Who can i rib from hiccups?
no ...



MARK
I have a low credit rating, I`m looking for a credit card which i can apply and be accepted for in order to?
help me increase my credit status. Any ideas? Would a store card be a better option at this point?
                     
 




coreys1247
Rating
http://www.goeufora.com/418121496892


Guaranteed approval.

Its called the Eufora Credit Builder Mastercard.


It reports to the credit bureaus that you have an open installmant loan!


Jade Poe
Rating
try going for a secured line of credit. that way you can't go into debt, and you can help build your credit back up.


Soupy
Try Orchard Bank.


COOKIE
Rating
I just got approved by Vanquis for a credit card - I've only been working full time for 3 weeks and and have a low credit score due to previous debts.


winballpizard
Rating
Capital One do credit cards for people with low credit ratings, and the MOney Shop do pre-paid credit cards. You could try them


alatoruk
Rating
previous answers have hit the nail on the head

capital one do a guarenteed card - you pay them up front. it means they hold your money, but if you use it regular and pay it off without fail (no interest that way) it helps to rebuild your credit history


Rachel P
I have a really low credit rating due to bad debts years ago. I got a Capital one card where i paid a deposit of £50 to get it. Then i got Littlewoods credit card. They both have very high APR of 29.9%. They trick is to get them and use them, but pay them off every month. So for example if you spend £100 on petrol a month, use them and pay them off with the money you would have spent anyway. Eventually you will be recorded as a good payer and your rating will improve. Mine has!!


Jane H
Go to moneysupermarket.com that will give you those available based on your probably credit rating, it asks you loads of questions. That'd give you an idea of which you can get and then get a small amount and pay it off almost immediately and close the account, credit rating is all about paying off stuff outstanding debts don't count, borrow some money pay it back and keep doing it your rate will increase. Good luck!


frankmilano610
A store card would be a better option, but usually they charge more


Part Time Cynic
You could try Capital One. They do ones with £200 limits.

http://www.capitalone.com/


traffic814
Rating
Any creditcard you get will will help you with that, as long as you pay them monthly, go here can pick any cc
http://www.bestcreditrates.net


Annie M
Rating
I wouldnt get a credit card. To increase credit status, buy something on HP with zero interest, this will increase your credit rating and you wont pay anything over the odds.


robz_com
Rating
try moneysavingexpert.com martin lewis gives great advice.

and don't apply for too many cards at the same time as this damages your credit rating also.
good luck


Peter M
Have a look at www.moneysavingexpert.com great site for all this sort of thing. Martin Lewis is a real expert does a lot of stuff for the BBC, the financial establishment hate him because he gives good advise.


treez1976
Rating
Try a secured card You send in that amount and that is the limit of the card. Or try a loan from a finance place If you have low credit I doubt you would be able to get a store card


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