 What would two 18 year olds need to do to rent an apartment with no credit history? Is it possible? |
| What would we have to do to get an apartment? How do we get credit? If our credit isn't bad because we haven't used it, can we still be approved? Would we have to co-sign with a person ... |
|
 Using a Credit Card to Pay Off a Credit Card? |
Does anyone know a way to use a credit card to pay off a credit card and in the process no interest is accumulated?
Additional Details
Lets say I have two credit cards. I use one and ... |
|
 PayPal, eBay question? |
Does the seller have to pay the PayPal fees if I pay for an auction item with a credit card through PayPal? Are there any other rules on this for eBay?
Additional Details
I have a ... |
|
 Should I ditch Capital One, and get a new credit card? |
Hey Guys!
I'm Alex, and really need your advice on this subject. I currently have a Capital One Visa credit card, but seriously thinking about canceling it because I've heard so ... |
|
 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me? |
| I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ... |
|
 Is Debt Settlement a good alternative to bankruptcy? |
| Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?... |
|
 Should I get a credit card? |
| I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ... |
|
 Is a credit card safer than a debit card? |
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ... |
|
 My parent's credit score isn't good enough for me to buy A new Computer! What do I do? |
| OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ... |
|
 Since I paid off 3 credit cards, should I just outright cancel all 3 of them? |
| I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ... |
|
 What is the best credit card for me, I have very little credit? |
| I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don't have a job on the books. I... |
|
 Payoff Closed Credit Card Account? |
| My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ... |
|
 How good does your credit score have to be in order to qualify for a car loan? |
| I want to trade in my car but I don't know if my score is good enough. Its at 687 right now ... |
|
 Do credit cards improve your credit score? |
| Im trying to improve my credit score, (which is in the medium poor range), I just opened an unsecured credit card with a small credit limit, (300$), I was thinking of opening another small acount, W... |
|
 Bad credit car loan? |
| Okay i have awful credit from past young stupid mistakes. I make great money now and could easily afford a car payment. however, i cannot find anyone willing to take a chance. i realy wish you ... |
|
|  |
noyb | I have a problem with spending before paying...any suggestions? |
I have plenty of bills, some later than others...I know they need to be taken care of and i keep telling myself that I will...but when payday comes I fell the need to spend on irrelevant items and entertainment. Any ideas on how to help me "buckle down"? |
 |
 
jamesPurple
 |
Using a prepaid Mastercard changed my life : you don't spend what you don't have !
Good luck ! |
|
helixburger
|
Use internet banking, set up "Billpay", and pay as soon as you get paid (direct deposit). How's that sound? |
|
Heather
|
You need to sit down and make a budget list. Write all the bills you have (include food) and when they need to be paid by. Then write down how much income you have each month. Subtract the two. The money you have left over is what you can spend on other things. Bills have to come FIRST. If you are always late on paying them, it will affect your credit. Once that is damaged, you won't be able to get any loans, like for a new car or house. Everytime you want to buy something you DON'T NEED just remind yourself about your life and where you live now. Do you really want to be stuck there forever or would you rather save that money for your own house? If that doesn't work, think to yourself, are you single? If you are, then you'll probably stay that way because no one will want someone who doesn't have goals or any money and a lot of debt. That works for me, then I end up not buying whatever it is I was looking at. Good luck and hope you quit your compulsive buying! |
|
YourDreamDoc
 |
keep yourself occupied from going to shop, cut the credit cards, and so on |
|
KingRichard
|
cancel all your credit cards pronto... |
|
singlemommy770
|
have your check put into your checking account by your employer, then have those bills taken out electronically, that way you don't even see your pay check and are not tempted to sped it. also have your employer take out so much of your paycheck and put it into a savings account. then allow yourself an allowance and write a check for cash in that amount. once that money is gone don't spend more. also don't use your credit cards,leave them in a drawer at home and only use them for an emergency, if you have them in your wallet then you will want to use them |
|
TG Special
 |
Keep it in your pants Lance!
Settle down and grow up. Stay in your apt and just drink beer and eat a frozen pizza sometimes. Moderate yourself! |
|
CrzyCowboy
|
Go see a Financial Counselor and get yourself on a budget. Do it now or you could very well ruin your future. |
|
potatochip
|
Do direct deposit so your paycheck goes straight into your bank account. Also carry a credit card with a small balance so you don't buy anything expensive on impulse. The best thing to do is come up with a budget so you know how much your expenses are. Whatever is leftover, you should move in a savings account and then after awhile, you can reward yourself if you stay on budget and pay your bills on-time. Having a friend keeping you accountable on your use of money will help also. |
|
QandAGuy
 |
Go to one of the many consumer credit counseling services. They are low cost/no cost and usually non-profits. Their focus is on giving you a plan to get your financial life in order. That may involved cutting up some credit cards, but don't assume that at this point.
But don't wait until you have huge credit card debts or collection agencies coming after you.
Type "consumer credit counseling" into Google and you will see many options. Find one that has a local office and go to it. |
|
Paul
|
Well what i would do is that lets say your bills would be 500 and your paycheck is 900. Then i would pay the 500 and put an extra 100 away. Put this 100 away and never use it. Its like a savings. This 100 everypay check will open up many oppertunities later. If you need any money for rent later u can use those 100's that you have been saving. So later you dont have to worry that much about having to pay the bills because you will have that little savings stash. |
|
mom
|
If you don't have the cash to pay for it... the CASH....don't buy it. Simple as that. If you run out of money, you won't do that anymore now will you? |
|
mollyneville
|
Can you afford to see an accountant or other type of financial adviser who can help you set up a plan that you can stick to?
Someone answered that you should cancel all your credit cards. Find out what effect that will have on your credit rating before you do that.
I know what you mean about wanting to treat yourself on payday. Try to find a way to reward yourself that is cheap. Plan something fun to do in advance every pay day. Make plans with your friends to play basketball or something every pay day after work.
There is a book called "The Millionaire Next Door" that you might find helpful.
Also consider a career change or asking for a raise. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 11 minutes(s) ago
| | | |
12 | 21 minutes(s) ago
| | | |
13 | 45 minutes(s) ago
| | | |
1 | 57 minutes(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
12 | 4 day(s) ago
| | | |
13 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
