 I have poor credt rating? |
| i realy need a contract phone is there anything i can do????... |
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 How can i repair my credit? |
| i have about $700 in unpaid medical bills.....im 20 so i didnt have any credit to begin with...how bad can my credit be and how can i repair it?... |
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 Time if would take to Improve my Credit score? Any answer is very appreciated!? |
| I have never had a late payment and all I want to do is pay my credit debt off, its just taking a long time becuase of the interest (From 9.9% to 18.35%) and of-course, the amount of debt. I make ... |
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 Car loan at age 18? |
| im 18 and i have no credit. but i have been working for a couple months and my mother has a good paying job but not good credit. i make over 900 a month and im on my last year in high school. i need ... |
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 Should I pay my collections account? |
| I have a medical collections account on my credit report that has been there since Jan of this year (2008). They have been reporting it every month as Key Derogatory (I have no idea what that means).<... |
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 How to get rid of a store credit card.? |
| I recently applied for a job at Macy's, but something came up and I didn't accept the job. I opened the mail today and saw a Macy's credit card! I don't know what to do, and I ... |
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 Credit payments made on due date, charged a late fee due to time difference. Unfair. Suggestions for action? |
| How is it that people on the West Coast can be charged a late fee, even though their payment is paid on the DUE DATE, just because the credit card companies on the East Coast want their payment ... |
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 Is there a home loan that I can get with a bad credit history and still have very low down payments? |
Additional Details
I live in Florida right now and hope to stay here. My credit score is in it's 300s, so that's pretty bad. Can anyone help me?... |
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| Does Debit Card (check card) work online shopping? |
| I was wondering, if i put in my debit card (check card) number on billing info for online shopping, would that work?... |
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| I am getting garnished for an 11 year old debt, by a 3rd party debt collector.? |
| Is there a statute of limitation on debt? I am getting garnished by a 3rd party debt collector named "Unifund". I have heard of shady practices by this company. I thought this debt was an ... |
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 Does anyone know if there is a fake check scam going on? |
I got an email from someone that wants me to depoist a check into my account for 48,000 the check looks real but im not sure if it is a scam any advice
Additional Details
Here is the ... |
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| Im in incredible debt. What are the best solutions to resolving this Debt? |
| should i pay off a certain credit card first and move on to the next one? Should I pay the minimum payment on all of them until they are all paid off? Any help or solutions? Thank you.... |
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 Have a couple of items on my report for credit cards I never requested or received ...? |
| Do I need to contact the company to request a copy of my signature showing I applied for them? Will they provide this to me?... |
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 How do I open a bank account when I have limited forms of I.D. and bad credit history? |
I am hoping to start a degree course next week and need an account for my tuition fee. Help please?
Additional Details
I am a tenant - no utility bills. My mother married when I was five ... |
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 Credit Cards.? |
| How am I supposed to establish credit if every credit card I apply for denies me???... |
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Lisa M | I have a twelve year judgement on a truck I had to give back.A lawyer is bugging me for the money.? |
Is their a form or letter to get out of this. The lawyer has ask the court for my information of my work and bank account. This is 12 years old. I know I have a judgememt. is stature of limitation on this. Please help. Thanks |
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Studly
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Another batch of poor answers.
Folks, the least of his concerns is getting this off his credit report!
What state do you live in?
For starters, you CAN NOT igore this. The lawyer is requesting a "judgement debtor disclosure" meaning you must supply information about your employment and assetts. If you ignore this request you can be held in contempt of court, and you will be in even greater trouble.
You are correct, there is a "statute of limitations". I've supplied a good link below to find out. It has info on all of the state SOL's. But note that in most states, if the creditor files for an extension prior to the judgement expiring, it can be renewed. For example, here in Michigan the SOL is 10 years, but it can be renewed every 10 years as many times as they want. Some states limit the number of extensions. You need to go to the courthouse and request to look at the file. See if the extension was file, and if it was done on time. That may be your only hope out of this.
What you really need to worry about is the interest. Judgements collect interest from the date of filing, so you could have a very hefty balance right now. |
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finholl
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if you can't afford a lawyer go to FTC.gov and look for more info on this. Aside from a lawyer, your best bet for accurate information and there are also sample letters on the ftc website |
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George K
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After 10 years he can't do anything.Get a lawer and take the idiot to court,and reverse the judgement. |
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jgmafb
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just because it can't be reported on your credit after 7 years doesn't mean you are relieved of paying the debt.there is no statue of limitations,the only way you can stop them is to file bankrupty and include this debt. |
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ROCK*N* BOOTY
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laugh away your trouble annoy him he can not get his hands on ya need a great lawyer to kick his *** lol why it funny it so funny look at this way it never set you free it trouble it over it been 12 yrs lol |
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Middy S
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NUMBER ONE...Get a Lawyer ASAP. This could be a zombie debt collector trying to go after you who bought the debt for pennies on the dollar and is now trying to collect.
Do not acknowledge them...ignore them and get a Lawyer at once. It is worth it. If you pay them even once cent you could reactivate the judgement.
So GET A LAWYER...or continue to be harrassed for nothing. |
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Kathy C
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It can't stay on your credit for more than 7yrs. Get some free legal advice and ask. Go to your credit report and Dispute this, and if they don't get back to you within 30 days, they have to remove it from your credit. |
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steve s
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Here is what you want to do: Write a cease and desist letter. This letter basically tells the debt collector that they can not contact you no matter what. Also, you want to get a copy of your credit report from all 3 credit reporting companies to see when the last time the debt was reported on the credit history. If it hasn't been updated since 1996. Then it should be removed from the credit history. Judgements can last up to ten years. The key word is "up to". If it has been updated recently than basically the debt will remain on the credit history for another 10 years. If this attorney (debt collector) tries to freeze your bank accounts then it will be time to get an attorney. Try the above avenues first. You really don't want to resort to an attorney unless it is your last resort. |
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funnychic30
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Last I knew it was 7 years and it comes off the credit report and that's the end of it. I becomes a bad dept writeoff |
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Big red tim
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To get out of you trobles:
You could skip country
Change you name |
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