 Please help and i mean PLEASE? |
| I built a website on CityMax.com and I am not sure how to quit?? I need to quit because it said it was free until I signed up and now I am screwed!!!!!!!!!????????????????????????...... |
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 What is APR? |
Do I have to pay the percentage fee of APR for a credit card annually if and only if I pass the credit line limit? late payments? and some other mistakes I make?
OR
Do I have to pay the AP... |
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 Debt Gone for good.... is this for real? |
Has anybody ever dealt with this website: http://www.debtgoneforgo
If you have, how was your experience with them?
The reason I ask is because my friend got an ... |
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 Any debt experts out there?!?!? |
| I have had a judgement entered against me for an unpaid debt which has left me unable to get a bank account or any type of credit. This debt has now been paid off and cleared but how long will it ... |
|
 A Debt Question for anyone that can help...I received a letter from a Debt Collection agency today.? |
This was totally out of the blue but they claimed that they sent a letter to me a few weeks ago in regards to the matter..A letter i never received.
I rang them to find out what was going on,and ... |
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 After a credit card is charged off and sent to a collection agency, can you still settle with the CC company? |
| I want to deal with the credit card company (original debtor) and not the collection agency. Can I still do that, or has the credit card company already relinquished its rights to the debt?... |
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 Cant get a loan ???? |
| cant get a loan because i have no credit history anyone got any ideas ??? im 19 so any help would be ... |
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| personal loans with few charge offs bankrupcty really need ... |
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| Bank of America...scam? |
| My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or ... |
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| Cancelling credit cards..does it affect your credit rating? |
| i have 4 credit cards (too many i know!) - but have managed to pay them all off after a spot of luck. now...i want to cancel 3 of them (keep 1 for emergencies) ....if i do this..will it affect my ... |
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 Will adding myself to my mom's high credit limit card hurt or help my credit? |
| I was recently added as a joint cardholder under my mom's $17,000 limit card and transferred $4,000 of my debt to it. However I have not sent back the form adding the new credit card to my ... |
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 Credit Card limit was raised, by the creditor how does that affect my credit score? |
| I have an Old Navy card that use to have a limit of $400, they raised it to $750 does that have a negative impact on my credit and my credit score or does it look good? Also what affect will it have ... |
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 Why do some people have bad credit? |
I know some people who have decent jobs, and good incomes, but always live beyond their means and have terrible credit. Why? Is it insecurity? Irresponsibility? Just a mental defect?
I&... |
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 Why do debt collectors call your house, yelling @ you & threatening you? |
| Why can't they be polite about it? & the person who's calling acts like as if you owe him/her money PERSONALLY. I understand I owe the COMPANY. I'm disabled, unemployed, & ... |
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 Do you have money I can have? |
| Lots and Lotsa $$$....YAY!... |
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 I cant get a bank account due to poor rating how can i improve my credit score if i cant obtain credit? |
| i run my own business and have to run all my financial stuff into other peoples account im not to keen on that please ... |
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 I cosigned a loan for my friend to get a car and he let it get repoed.? |
| Now that the car was repoed the loan co. wants me to pay for their loss...about 10 grand. I am barely affording to pay my own bills and just can't pay for this. I am 21 and was not fully aware ... |
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 I have $3500. Can you give me any ideas on what I should do to build it up? I'm 16? |
| I'm trying to find out if there are any ways to build it up. Since I've been told to save it.... |
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 Is there a credit card that is best when you have bad credit? |
| I have been looking around online, and the ones I have been finding I have to pay a lot of money to get. I am trying to get my life straightened out, and that obviously includes my credit. Please ... |
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charles t | I have about 15,000 in debt and considering a debt negotiation service, is this a good idea? |
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 |
 
ken_voss12345
|
Well, people in debt often seem to find some help here :
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck! |
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Brad M
 |
Use American Financial Solutions. they helped me pay off and reduce my debt the last five years. |
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dOnNa
 |
Depends |
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BeachGirl
|
This could actually damage your credit. If you can still pay, I suggest you don't use this services.
If you own your home, you may want to consider obtaining an equity credit line, the interest rate is much smaller than the one in credit cards or other type of credit.
good luck |
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Letsee
|
In many cases these firms charge a fee. They also handle the paying of your bills. Some have failed to pay the bills and the debtor takes the heat for the non-payment with little or no recourse against the company. In truth this is not the best way to handle the situation. Even bankruptcy would be a better idea. |
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robert w
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No, Do not do a Debt CONsolidation service . There are very very very few OK ones and a multitude of bad and bogus ones.
You need to understand should you use one of CONsolidation comps. you will be viewed as having gone into bankruptcy for next 7 yrs if you try to get a mortgage.
Visit DaveRamsey.com to learn what you don't know and why you don't know it.
Get 2nd & 3rd part time job, save , pay off your debts and never go back into debt salvery.
Did you know 1 of 5 college grads files for bankruptcy because of Credit debt within 5 yrs of gradaution?
A second job could have you debt free in 15 months. |
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myersdf
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Charles, the answer would be easier to offer, and more meaningful, if one could place the problem in better context. What I mean is, the significance of the absolute amount of debt is relative to other variables, such as cost of debt service (the interest rate you pay on it), your income, assets, liquidity, other expected expenses, and so on, including the nature of the debt. Bills for medical service imply something different about a debtor than do credit card debt accumulated for discretionary consumer goods. A debt counselling service provides convenience, but really, they will do what you already know needs doing, and what you can probably do for yourself. You've acknowledged the problem, which is a great first step. Card companies will work with you, especially if you call them before the account goes to a collection agency. Take the bull by the horns, and begin by changing habits; if it's card debt that tripped you up, cut up some cards. It's a sizeable debt, but probably manageable, and you won't believe how great you will feel when you are out from under it on your own volition, no matter how many months it takes. It's a safe bet that you won't let it happen again, too. |
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paladin_5585
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No they are not good, what they do is not pay your bills and then they negotiate with the lender after your bill hasnt been paid and pay a lesser amount, In the long run you screw yourself. best thing to do is pay your bills and cut your credit cards up. |
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sexytrojan
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not a good idea |
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Scank B
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Your question is difficult to answer not knowing your circumstances such as how much you make, are you a home owner, have you saved any money, etc. |
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jfurlerbaby23
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NOOOOOOOOOOOOO! I went through a debt consolidation place and they screwed me up even worse. They said they were no charge(volunteers), but I paid them alright. Work with the collection agencies if you want help they will help. Just don't avoid them. Close mouth does not get feed. |
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screaming_ophelia
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it usually is. Check them out with the Better Business Bureau just in case. |
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