 How old do you have to be to get a credit card? |
| how old do you have to be to get a credit card?... |
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 I am a stupid college kid who sign up for credit cards for free pizza...? |
| Okay I signed up for maybe two credit cards in order to get free pizza... I was hungry! and broke.. but they guy told me that it was just to see if I will get pre-approved or not. So I did get ... |
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 What would be your credit score IF you DON'T have a credit card? |
Additional Details
...and I don't want to have a credit card.... |
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 Credit card details? |
Hi there,
i was just wondering if there was anyone out there that would like to give me their credit card details. I am open to all sorts of credit cards regardless wheater its gold or platnium ... |
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 Should i be careful...? |
| I met my fiance in July 2005, we are engaged and living together but the problem is im paying him more than half of the bills to him as they come out of his account. every month i get paid £773.00 ... |
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 What's the best way to pay off close to $5K in credit-card debt? |
| For a bit of background, I make $45K/year, I pay close to $1000/mo. in rent, $500/mo. in car expenses (counting fill-ups), $80/mo. for my mobile-phone service (I don't have a landline), and $100/... |
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 Can I trick the bank like this ? |
Can I go to my bank and say that someone has used my card..and I noticed it when i checked my bank account info online..and then i noticed my card is missing.
and the transaction I want ... |
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 Would you have 2nd thoughts about marrying someone who had bad credit? |
| My cousin is about to, and the question has been lingering in my head...... |
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 Help! my best friend is in big financial trouble.? |
| her and her husband got into debt for 55,000 thousand dollars in 6 different credit cards and they can not pay them any more because they have a house payment of 3300 a month they recently bought it ... |
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 How do I pay off abill on my credit report? |
I have a poor credit score and a $235 bill on there. How do I pay it off and how do I raise my score?
Additional Details
Also just so you know this debt is like... YEARS old. ugh. I... |
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 I need an unsucure loan for £15000? |
does anyone out there know of any off strret lenders for tenants that dont do credit checks? i need to borrow £15000 for a buy to let.
thank ... |
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 Which credit card is better for a persons 1st credit card, espically the age of 18 years old? |
There are many credit cards.
So many to choose from, so many options, & the ones that charge a lot of money b/c of it's late fees.
Which credit card is good for me? I'll ... |
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 I'm in credit card debt, what can i do? |
| I am currently in credit card debt. I am a college student and I have recently ran into money problems and have not paid on my bill. They now are charging me 30% interest and my bill keeps getting ... |
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 This question is about % on money? |
if someone had $100.00 and they said they are going to give me 10% of that $100.00, how much would i be getting?
Also i want to know that same question with $5000.00,
what is 10% out ... |
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 What if a collection agency calls you after 10:30 pm? |
| Do we have to pay a Collection agency who calls you after 10:30 PM or can we have them ordered to stop ?... |
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chssnaretw | I have about $5,000 in debt, is this alot? |
Additional Details
i make about 21k a year
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 |
 
SPIFIMAN1
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Not at all.
The average person in the United States has $10,000.00 in credit card debt alone. |
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Kimberly C
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It depends on your income and your interest rate and the kind of debt you have (credit cards, tangible stuff, etc.) Generally speaking, $5000 isn't bad....it's managable for most incomes. By making $200 a month payments, you can pay it off in 2 years...if you can afford that. Call the people you owe money to and ask them to work with you. Many people will reduce the amount owed, remove interest and late fees, or help devise a workable payment plan. The bottom line is...they want their money and will work with you to get it. Good luck. |
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Samantha
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Everything is relative. If it is about one month's salary then it isn't a lot. If you can afford to pay it off slowly it is manageable. If not, then yes, it is a lot. |
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andromelas
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depends on your income, and how fast you can pay it off, and what the interest rate is. if its in credit cards and the interest rate is like 20% and you are paying the minimum its a lot.
if its what you owe on a real estate property and you have a low interest mortgage its probably not a lot.
check out some financial advice websites or tv shows to find out what percentage of your yearly income is an allowable debt level.
check out the Suze orman website for financial advice,
yeah I know she sells a lot of stuff, and you could catch her tv show on cable |
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nashvillekat
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compared to some people, u are not that much in debt |
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Classy Granny
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Not a lot at all. If you can make payments and still have enough for everyday living expenses you are doing fine. |
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yeah_but_we_all_are
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Not compared to mine. |
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Yes it's a lot specially when you may not make enough to keep up the payments. Debtor's Annonymous can help you find a way to be debt free.
Specially unsecured debt as the interest rate is higher and you really have nothing to show from it. Basically credit cards are there to make the rich richer and the poor even more poor.
Get a second job pay off those debts and keep one for emergency purposes ... really you need to open up a savings account ... but just take it one step at a time! |
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JB
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Unless you're a millionaire it is. That money you can't invest, that's money you can't buy food with, can't use it for emergencies, it's money you can't use for anything except helping the credit card company money. |
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gobraghomagh
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You could probably still get a security clearance. |
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jemmy t
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Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
http://debt-trap.com/category/Debt-Consolidation-Basics.html |
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Joe R
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I look at credit all day and no 5k is not alot. But as others say it is relative to you income and I would not suggest increasing your debt just because you feel, or are being told, 5k is not alot for the average person of today. No debt is the best debt. |
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Kiara
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Not at all. I have about 4 times that amount. |
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pookiesmom
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I have about 4 times that amount..no I don't think 5k is bad. |
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