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 Personal loans with bad credit?
We are a family in Windsor Ontario that is in desparate need of a loan to catch up on back rent but have not been successful with banks in the area due ot bad credit. Any ideas?...


 Who thinks it's cool not to drink/do drugs?
I do!
I used to drink and do drugs a lot...if I could have controlled it, I probably still would be (but I'm glad I'm not)...still, I'm jealous of those who can....


 Pay my bill?
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 Is debt wrote off after so many OF NON PAYMENTS?
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 I have no credit, and want to build one. Which one is better Orchard or First Premier CC? HELP Please?
I have no credit, I just started working, and like what I said, I want to build my credit score coz I want to buy a car in the near future, now I tried to research on Y! Answer about Orchard or First ...


 Has anyone ever done a loan thru this company?
just want to know good bad and ugly i have seen several people taking about them on aol and here and others just wanting to know are they as good as everyone is saying
Additional Details
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 How is the credit crunch affecting your spending?
are you going out less?
spending less on food shopping?
buying less luxeries?...


 How do I get my 708 credit score up? I pay all my bills on time. Haven't been late on a bill in 3 years.
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 What are the steps in building up and repairing your credit?
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 VERY Wrong!??!?!??
When I bought my house and I went to get my loan from a mortgage company, the lender ran my credit 22 TIMES!!!! Every time you run someones credit it takes away points, so I went from a really good ...


 Do anyone know how much 413,000,000,000,000,000 is?
there is supposed to be some sort of website dedicated to this kind of stuff... is anyone familar with it? please let me know if you do its worth extra credit on an exam that i despritely need.. ha ...


 I want to cancel 2 credit cards...?
There are no balances on these cards and I have others. A friend mentioned that if I do that my Fico Score will go down. Is that true??...


 I'm getting a credit card for the first time; what should I get?
I'm 18 and I'm getting my first credit card. I'm enrolled in college. I just want the best credit card. I just need to start getting credit....


 Is a bank account needed to cash checks?
I work for a large retail company and the checks given out are by the main company head quarters. I don't have a bank account so I was wondering if it is possible to cash checks at ANY bank.
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 Is It Advisable To Have Two Cradit Cards At The Same Time? I Plan On Doing So?
Is It Advisable To Have Two Cradit Cards At The Same Time? I Plan On Doing S...


 An unknown address shows up on my spouses credit report, how can I find out who lives at the address?
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 How do you resolve a huge credit card debt?
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 Credit Card?
Hello. I got a question about credit card companys. Or why this is happening? My huband has had 3 loans. A truck loan which was a 3 yr loan that we paid of in 2. A personal line of credit that we ...


 My credit score is 490, i purchased a car which I'm paying monthly on, when will my credit score rise?
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 What happens if you haven't paid a credit card bill in 2 yrs?
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december_star69
I have bad credit!?
I have HORRIBLE credit, but I need a loan or a credit card. Where can I go to get approved?? Ive never had a credit card before but I only have two things that are holding my credit back. Im slowly paying it off but, I still need a loan......someone help!!
                     
 




epistemology
Rating
You have HORRIBLE credit, you never had a credit card before, you sound odd. You do not say it, but there has to be a situation here that has damaged your credit. Until this situation is solved, banks will not want to loan you money.

A solution would depend on the horrible problem you do not describe. That said, I would go as if you never had credit. I would open a secure credit card, where the credit is limited by how much you got deposited in the bank. Somebody in the bank may tell you in more detail. Then, buy a few things on credit, and pay punctually. Try to pay utilities using the credit card. Do not make a big loan yet.

I doubt you can get the loan you want in the immediate future. Banks have seen before all sorts of people who think their problems would be solved with loans, where they are lying to themselves. However, the secure credit card would bring earlier the day you could take that loan.


zyberianwarrior
Rating
if your credit is that bad stay away from a credit card.


grierGRIER h
There has always been a debate about which of the two viz. the prepaid card or the credit card is better? Though each one of them has a range of benefits and a huge fan following, but here we present a case for prepaid credit cards.Here we will look how a prepaid card scores over credit cards especially if the owner has a not so perfect credit history.

The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.

With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.

With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.

Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.

Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards.

So, if you a bad credit and are constantly ripped apart by credit card companies, have a look at prepaid card offers in the market. You won't be disappointed with the results. Apply online for a best prepaid credit card at: http://www.credit-card-gallery.com/PrePaid_Card.html


aleish
Rating
Hello! check out this site.. http://www.badcreditresources.com . They have a lists of lenders that provides credit cards and credit loans for people with bad credit.


Barbara S
Maybe you can try below website to get the information you need. It's about bad credit personal loans articles for your second opinion.


beauty s
Try orchard bank


H. A
If your credit is horrible and you made it that way without having a credit card, believe me, you won't get one until it is corrected, unless it is a secured credit card. Do you have any collateral? If not, you are going to have to go through a family member or loan shark. You didn't mention the amount of money you need or that you were gainfully employed. Some employers might help you if the reason was good enough and you were a valued employee. I wish you luck.


sajith
Get valuable tips on bad credit from http://moneymentor.cashmatter.info . It's a very useful website.


Dewey K
You are stuck and will remain so until you figure out that you cannot borrow your way out of debt. I will recommend that you go to a website and check what they say about getting out of credit card (and other) debt. These folks are experts because they have been exactly where you are and understand. Go to:
http://www.1-800BadCredit.com Good Luck


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