 I have one credit card collection for $13,000.I offered them $3,500.They offered me $5700.What should I do? |
| I lost my job and am a single mother. I couldn't pay my monthly payment starting a year ago. They are keep bugging me now. Based on your experience please advise me. Thanks in advance.... |
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 Declined loan again? |
| I have tried 2nd time to apply for loan with different company but it has been declined again. what shall i do? i need 3000 pound..help me how to and where to apply as i believe its my credit history ... |
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 Will I be in jail if I cannot pay my credit card payable? |
| Although I give payment monthly but not on the minimum due amount.... |
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 Are you in credit card debt too? |
| Obviously a large portion of the American population is in debt...I’m approaching my mid-twenties and the whole idea of owing credit card companies $$ and starting to save for a house (and I live ... |
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 Should i file for bankruptcy? |
I currently owe $3400 in hospital bills. But have no way to pay them off. No one in my family has much to give, even if they were willing to help out.
I am currently 24 years old, with just a ... |
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 Im stuck in payday loans and have no way out . I live pay day to payday as it is .? |
| I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I dont have any money to pay them off . They keep reminding me that i have sign a legal ... |
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 I want my car to get repo so I can get rid of money I owe, can I do that? |
| I have my car as a collateral at a credit agency but my car is not working as well anymore and I need a new one (used of course) but I want to get rid of this loan I have with this people before I ... |
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 I am so happy I am about to pay my $4000 worht of debts! Now what? |
| I saved up $4000! I am negotiating with the collection agencies now, getting everything in writing.. After I'm done paying off my debt what should I do next? Get a credit card so I can build ... |
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 Credit report question.....Please respond? |
| I was going over my credit report and I have 5 accounts that are still open, but have been paid for quite some time. Would it be smart for me to close them or just leave them? I have no intentions ... |
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 Credit cards? |
I have never had anything on credit before and therefore have no history,
does anyone know the best company to approach for a credit card in my circumstances
mmany ... |
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 Can i get a credit or debit card at my age? |
| I'm 14 and im gonna get a job soon, so the money i make i want to like be able to spend it wisely, i thought of the bank and would i be able to get a credit or debit card and if yes how and ... |
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 What is a good way to start credit? |
im only 18 i 'm not starting college until next year and i already have a car. i need other options i heard getting a payday loan or something might help
Additional Details
i dont ... |
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 I have 2 bank acounts that I have used for years one i have been using for 10 years the other 3 years but? |
| I still never get credit card offers and when I did years back I was denied. I have always kept a couple tousand in each bank. Why the heck will they not approve me but there are all kinds of ... |
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 How do you get credit cards? |
I am going to be 18 soon and I would like to know how to go about getting a credit card. Can you also tell me good ones to get?
How long does it take to come in the mail? How much credit will ... |
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Pollyanna M | I have bad credit. I want to get a loan to pay everything off and clean up my credit. how do I do that.? |
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Rick B
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That is not paying it off, that is moving it to a new loan (and freeing up all your cards so you can charge them up again!!!!!)
Call all of your creditors and work out a payment plan and try to get your interest lowered or stopped.
Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.
You proabbly need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don't eat at a restaurant until your debts are under control.
Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.
Go to the library and get "The Total Money Makeover". Read it and follwo it carefully.
Go check out Dave's website as well.
www.daveramsey.com |
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kel.scot
 |
There is a great place to go with this. I was in a very similar situation.
This is getting help from real people without the use of banks or credit card companies. Good Luck!
http://www.prosper.com/join/lzc5wh |
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manto
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Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan. |
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supercreditguru
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Speaking as a nationally known credit score and mortgage lending expert (book, radio shows, newspaper columns)...
I have found from wide experience that those who do the honorable thing and pay off their old bad debt either slightly increase, or slightly decrease their credit scores.
As far as a loan, the high-risk debt companies such as American General and Household Finanace might be sources. |
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Gary H
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There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html |
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ScamBuster
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Hello friend good luck on your Loan search...
Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person
or business in the UK, Nigeria or Canada in hopes of getting a loan. If
you do you will learn a hard lesson & never see any Loan money. |
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marius V
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Below Site is Home of the Loan for every need. Learn about Personal Loan, Student Loan, Auto Loan, Business Loan, Home Loan, Bad Credit Loans or Loan Consolidation. Search for the lowest loan rates; compare lenders, Shop for loans. Loans made fast and simple. Don't worry about Bad Credit and No Co-signer needed. No Upfront.
http://lnk.in/56f2 |
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cbmttek
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First. Good job recognizing that you need help. If you can get a consolidation loan, do it, but cancel your credit cards as soon as you get the loan. Remove that temptation to run up more debt.
Now, if you cannot get a loan, the advice presented above is OK, but dedicate any extra money to paying off the credit card with the highest interest first. Interest payments will eat away at your ability to pay off the debt. Paying off the lowest balance card is nice, but has more of a psychological effect, not a financial one. |
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like y
 |
Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop<!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You may find bad credit loans here,
http://badcredits.awardspace.com/
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies-->and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan. It's that easy. |
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