 Who in the HE** came up with the idea of credit checks to rent an apartment or house? |
| I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ... |
|
 Do I have to pay a bill from my doctor that I went to 4 years ago? |
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.
Do I have to pay ... |
|
 Could you tell me how to save money? |
| Because I always waste my money soon.... |
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 Can we be turned over to collections even if we are making some sort of payment a month on the account? |
| There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ... |
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 Plese tell me how bad or fair my credit scores are? |
| hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ... |
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 Can debt collector file lawsuit? |
| ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ... |
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 Anyone know a place to actually GET a loan with bad credit? |
| We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ... |
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 Credit score? |
| I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ... |
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 Can i sue my credit card company? |
| I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ... |
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 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return? |
| Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ... |
|
 I am looking to buy a house, but my fico is low. How can I raise my scores - fast? |
| I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ... |
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 I think I have been the target of fraud...perhaps a debt collection fraud? |
| Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ... |
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 How do I get a hospital to write off a medical bill? I was uninsured and racked up $20,000 in debt!!? |
| I am a single Mom working full time now, but I am just barely getting by. My $20,000 debt is killing my credit and making it so hard to live. I do not want to file bankruptcy.... |
|
 What do you do when you are a few steps from being homeless? |
| My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost ... |
|
 When it comes to credit cards, which is best? |
| During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as C... |
|
 What can I do to establish my credit? |
| It's not that I have bad credit. I just don't have enough credit. I have two credit cards, one small one for gas and for everyday purchases when I don't want to use cash and the other ... |
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pumba_1956 | I have bad credit and am low income my mortgage payment is to hogh and i cant get anyone to help lower it help |
i talked to my mortgage holder but they jsut said yea right. i feel helpless does anyone have any answers |
 |
 
lat0ria
 |
you may have to turn your property into a rental, unless you can flip it. i read the other day that in many parts of america the housing bubble has already popped and prices could be coming down. |
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INACTIVE
|
You may wish to consider downsizing to another home that you can afford. The reason for your bad credit may be the result of trying to live above your means. Only you can decide on your priorities but affordable living should trump over impressive living. Your choices in life are to increase income or decrease expenses. |
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Gem
|
Get a second job and pour every single cent into your mortgage.
After a year or so, refinance with another company (if you made all your payments on time).
How didn't you realize this before you bought the house? |
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sexytrojan
 |
Lenders will do everything they can to get you into the house regardless of whether or not you can afford it.
You can't even sell it now because the price is lower than what you bought it for.
Get a roommate. |
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jamesPurple
|
Maybe you can refinance ? Or accept to rent a room for a few months to get some help to pay off some bills or debts ?
http://index-go.com/debt-consolidation-refinance-loans-mortgage.asp |
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gabriel jones
|
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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lisa s
|
Is your mortgage current?
Did an increase in taxes make it to high?
If you are on a 15 year mortgage, maybe you can change it to a 20 or 30 and that will drop the rates a bit.
Talk to a loan officer about a refinancing.
Is there any way you can raise your income?
Are you looking into some things that you can do to raise your earning potential with your current employer?
Could you take a paper route or get a second job?
Is your home winterized (cut in heating cooling costs)
Are there other things that you can do to cut expenses. (drop the cellphone plan with the Razor phone and get a $15.00 a month pay as you go plan for emergencies, cut cable etc)
GOOD LUCK |
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Cileg
|
Some info here:
http://www.vancouverfinder.org/business/bad-credit-loan.html
Hope this helps, |
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Mahal
 |
It's hard for us to know your situation with so little information.
How long have you been making payments?
How much do you think your home is worth?
How many banks have you been to for refinance? |
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