Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 For how long does a personal bankruptcy (Chapter 7) stay on your credit report?
I think it's either 7 or 10 years. Which is it? And after that time how do you get it removed?...


 How can I fix my credit report?
they somehow put my brother credit cards on my line. How do I get it fixed?? call who and etc ...


 Which is better to receive as a payment, a check or a money order?
which kind of payment to receive is better? check or money order? any advice or explanations? thanks......


 Can I get instant decison loans after bad credit?
...


 How do I begin credit?
I have a very low credit score - that's what I've been told. I haven't been approved for any credit card because of this. How can I begin credit if I cannot even get 1 credit card??? ...


 Who do you sue in this situation? Who's to blame?
You apply for a credit card and you get declined. You call and find out its because u have old medical bills on your credit report BUT u don't remember one of these visits to the doctor. You ...


 Its better to get auto loan from a bank or at the dealership?
...


 If i was late on my rent a few times.......?
would that adversely effect my credit score???...


 My bank would not approve me for an auto loan. My credit is bad and I only make $600.00 a month. What can I do
...


 When filling out a auto loan application, will it hurt me to say I live my parents?
I have the option to say rent or not. Will this hurt my chances?...


 Debt consolidation loan...$7000 in debt!?
Would I get approved for a debt consolidation if I owe $7000 on an auto loan and misc. debt. How does a debt consolidation work? I dont even have the car that I am paying off anymore, which sucks. ...


 SERIOUS debt please help!!!?
we have debt for the following

Council tax £750 with a baliff company rossendales after going to court demanding money in the next 24 hours else they will come in and retrieve household ...


 How can bankruptcy/foreclosures be removed from credit report?
...


 How can i fix my credit within a year?
...


 What is the best site for get your credit score for free?
Most want your credit card info and say it's a 30 day trial. like freecreditreport.com Then they want 29.95 to get all 3 reports.

equifax ask for 14.95

what is the best ...


 I live in hawaii and i desperately need a $4,000 loan and my credit score is 580 around there......?
I applied for a personal loan at navy fed and got declined even though i put down a motorcycle as collateral .... this loan would solve alot of our problems..... can anyone help and tell me how i can ...


 How can a charge-off be removed from my credit report?
...


 Why dont Yahoo just BAN these people who repeatedly post adverts for loan?
These advertisers are just preying on the vulnerable, the loans they offer are probably about as genuine as DVDs from the 19th century....


 Are two missed payments a default on my credit file?
I missed two payment on a loan, I then paid it off entirely so it was settled. Now I have looked at my credit file and it is marked as DEFAULT and says I still owe £5000, which is not true, I phoned ...


 I am 20 years old and need to start to build my credit, does anyone have any suggestions on where to start..?
or the best card to have?...



WENDY D
I have bad credit and need a prepaid credit card?
I would like to get a credit card but have bad credit. Does anyone know of any cards that I can get even if it is secured and it gives some sort of rewards, like cash back or anything like that? If so please help. Thanks.
                     
 




$m¤¤v¥ £¤¢¤
Rating
I've posted links to several secured credit cards. A suggestion would be to check out Orchard Bank. They offer credit cards for people that are trying to rebuild credit. They also offer secured cards if you're not able to get approved for a regular one.


RP
I think u can get a secured card from Bank Of America......


Deliah
Rating
Have you figured out yet why you have bad credit? Bad spending habits, over living your income, just not paying etc.

If not then forget a credit card just work on the credit.


nseanw
First premier bank will give you one, continental Finance will and rewards 660 will also, try Orchard bank too.remember you have to pay there charges first youll get like 50 or so dollars to spend then once the charges are paid you have a credit card with a 300 dollar or so limit.


dolly blaine
prepaid card scores over credit cards especially if the owner has a not so perfect credit history.

The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.

With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.

With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.

Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.

Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html


orlando j
Rating
A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card<!--with a low APR. Find out the APR because this is the amount charged to you on monthly balances.

http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm

Are you overwhelmed with credit card offers and don’t know which one is right for you? Tired of looking for a credit card? Chances are you have received your share of credit card solicitations. Not sure-->which credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal.


Cindy
NUMBER ONE QUESTION you need the company to answer before you take out a secured card.

"Do you report the credit limit as well as the balance?"

Recently the Federal Government pulled 400,000 credit reports and 46% of credit card companies are not reporting available credit limits.

This is absolutely devastating to your credit score. Do not get involved with a company who will not report your available credit limit.

Also--Never charge more than 50% of the available credit limit. This will also have a negative impact on your credit score.


ThatGuy!
Prepaid credit cards don't help with credit.

A secured one is not prepaid. The money you send the company is a security deposit in case you miss payments or default, and you use the card just like a regular card.

http://www.thecreditcardtorebuildcredit.com/categories/bad_credit_credit_cards


Gary H
Rating
There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.

And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine.

You can find some offers for credit cards, both secured and unsecured here:

http://www.axalda.info/bad-credit-cards.html


kamar
Rating
Get valuable tips on bad credit from http://moneymentor.cashmatter.info... . It's a very useful website.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy