 What makes a good credit card? |
| i am interested in getting a visa card but unsure how to find something ideal for a ... |
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 Is net shopping through credit card safe? |
| I want to purchase some items from US. But i am worried .... |
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 We've been approved for a home despite our low credit score? |
| We have mostly medical bills on there. What are some of the things that could stop the closing dead in its tracks. We're building our home and I am just not excited at all fearing that the ... |
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 BAD CREDIT AND NEED credit card? |
| I WAS WONDERING IF ANYONE KNOWS OF A CREDIT CARD COMPANY THAT WILL ISSUE YOU A CREDIT LIMIT WITH NOT SO GOOD CREDIT. LIKE BANKRUPTCY, REPO ETC..THE MONEY IS NOT THE PROBLEM BUT I HAVE BANKRUPTCY OVER ... |
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 Does it look bad when I request my own credit report? |
| A woman reviewing my credit at a credit union today said that it generally looks bad if my report has been accessed 6 times in one year by credit card companies or lenders. When I access it myself...... |
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 I am trying to clean up my credit. I was wondering what is the fastest way to get rid of it? |
| I have 5 credit accounts: $183, $1,027, $1,551, $4,300, $6,400. I just started working a little bit over a year now as soon as I got out of college. Is there anyone I could talk to about getting any ... |
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 What would you do if...? |
| Someone you know or someone thats related to you got a hold of your ssn and used it to get credit cards with your name on it cause they're money hungry? I'm having this problem and I don�... |
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 Why can't Americans pay their bills on time? |
| The current credit crunch crisis stems from the fact from the American people's inability to pay their mortages on time. Why is this the case?... |
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 What do you do if someone gives you a check and the check came back NSF and there account is closed? |
| I received a check and I had deposit it and it came back NSF and I cant get in touch with the people and there accout is now closed, what do I do?... |
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 I am a small business manager. A debtor owes $250 and moved out of state. He owns no real estate.My options? |
| BTW, in my business, all the income is in small "bites"-- $25, $35, etc. so I'd rather not just let $250 just slide. The debt is 2 years old (and not bc we didn't try to collect). ... |
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 How much do Credit Repair companies charge? |
Any idea how much it costs to have a credit repair company try and fix your credit report
Additional Details
I know that credit repair is mostly a scam, but I'm curious about the ... |
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 Fiancée's Parents Taking advantage of and ruining her credit? |
| My fiancée's parents have used her credit for the past couple of years for cable, internet, and other utilities. She spoke to her mom about it and her mom supposedly canceled the dish account. T... |
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 Is now a smart time to pay off credit card debt or save? |
| I'm just curious. I should be coming into a little money sometime soon and I didn't know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down ... |
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 Credit Card Debt - Need help.? |
I am 22 years old and I can see my self quickly going into debt with two credit cards I have.
1st. I owe $1450, and make payments on time.
2nd. I owe $3559, I am over and the ... |
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 Mother passed away with lots of credit card debt? |
| my mother passed away with over 50,000 in credit card debt. she has no insurance and no estate. i am getting letters from collectors and letters from places that say they are lawyers but appear to ... |
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 I need a personal loan. i get paid in cash(no proof of income) but have a high beacon score. anyone help me?? |
you MUST prove income to join prosper folks. well.. for them to loan you money. i need around 7000.00 five will work though.
thanks!
Additional Details
NO PROSPER PEOPLE!!!!!! GEEZ!!... |
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Kojak | I have bad credit and someone told me I can erase my credit rating by getting a new Social Security number? |
A friend said that since credit bureau use your Social Security number to report people that I could eliminate my bad credit by getting a new social security number. Is that true? Is that legal? |
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Jamonican
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That is not true. You can get in trouble for fraud. The best thing to do is file bankruptcy or just pay them off little by little. |
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Jessies Girl
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I dont think that would work..when you pull your credit reports it has associations with all your previous addresses and alias's (like your name before marriage if your female & such) and i would think that even if you got a new ss number it would still associate you with the old one as well as the new one b/c when you went into the ss office you would have to show id as to who you are a give good reason for a whole new number instead of just getting a new card with the old number and even though they may give you an old number im sure it would have association with the old number especially on credit reports...besides the fact that this may be a huge fraud case and get you into alot of trouble...if things are so bad and you have very large amounts of debt i'd research bankruptcy instead.... |
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?
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I've already researched. SSA only issues new SSN's in extreme circumstances. Read their website about it. |
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countrygal0422
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I really don't know. All I do know is you have ONE Social Security Number,so I would have to guess that if you did somehow change your Social Security Number,then it would be illegal. But, this is just a guess,I really don't see how it would be legal tho. |
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KL
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Unless you're in Witness Protection or have an AWESOME reason, the govt. will not issue you a new SS#. |
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corel
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Your friend is correct. Since credit history is reported based on a persons Social Security number, the simple answer is yes. New number equals new history.
However, legally getting a new social security number is very hard to do. The only ways I am aware of are through witness protection and under extreme abuse in which creating an new identity is the only way to protect oneself, such as spousal abuse (this of course has to be documented).
Changing your Social Security number for the reason of getting out of debt or to create a new credit history is illegal, and considered fraud. |
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in +HIM+
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No, that is highly illegal and is considered fraud. I've also heard of people applying for Tax ID #s (by using their SSN), and then trying to use that in order establish a 'fresh start' with their credit. Also a bad idea.
We live in an instatnt society - microwaves, emails, IMs, etc. and we never want to wait for things anymore. I'm sure your credit problems didn't appear overnight. They won't disappear overnight either. Take your time and fix it the legal way. You'll be glad you did! |
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tennessee
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the name of this game is fraud. You can go to jail !
If it is to good to be true it is.
Check it out on David Ramsey web site and see what he says! |
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brian2007
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Forget about it, period. What you're asking for is trouble for commission of fraud, and that whole thing is illegal. Just deal with the bad credit problem by paying off whatever you owe the balance of the delinquent bill. Declaring bankruptcy will be the only other option you could go for. I'm sure your credit will improve over time. Think twice before doing something stupid that will throw you in jail and/or paying a huge fine. |
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Blicka
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Yeah...you can't just 'get a new social security number'...that's like saying "why doesn't our government just default on the national debt and re-form as a new country. If there isn't a system where people can be held accountable for action, all economic laws go default and the whole 'money system' would disappear. |
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gabriel jones
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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