 How to get a creditor to stop posting on your credit after 10 years? |
| i had given my truck back to the bank march of 98 couple of months ago i had all 3 credit reports take it off but noe they have sent it to another collection aggency. i paid 20k for the truck in 97 ... |
|
 Can my wifes creditors make me responsible for her debts and take money from my house in my name only? |
| We both owe money, but my wife has no job due to long term ill health and is not on my mortgage. She has never financially contributed. I use a debt management company and wondered if her creditors ... |
|
 Credit cards? |
what is the best type of credit card to get in your opinion? one with a low interest rate and no annual fees?
Thank you!... |
|
 If I could, what would be best to pay of first: Student Loans or Credit cards? |
| I owe about $10k in credit cards and about $50k in student loans. I feel I should ditch the credit card debt first since I can claim my studen loan interest on my taxes. What do you think?... |
|
 What's the best way to find a new credit card? |
| We currently have one credit card, but the interest rate is ridiculous. I want to transfer the balance to a card with a lower interest rate. What's the best way to find a new card with lower ... |
|
 How do credit cards work? |
| Do you not get charged finance charges if you pay the minimum monthly payment or do you have to pay it off fully every month?... |
|
 Do medical bills stay on your credit if you do not pay them? |
Additional Details
does it effect your credit or just stay on your ... |
|
 Can I withdraw all money from credit card ? |
I would like to withdraw all money from my credit card, because i have to pay for something, but they do not accept debit/credit cards.
I don't mind to pay some charges/interests. I want to ... |
|
 I have multiple accounts in collections that I'm paying on monthly.? |
| How long would it take if I start to double up on my payments for my credit score to rise?... |
|
 Can a hospital bill ruin my credit If i dont pay it in full? |
| I don't have insurance, and I got a bill for $600 and then another for $200. I dont have that kind of money, I sent in $50. and when I get paid next I plan to send more. But will it be bad ... |
|
 How do begin credit when you've never had credit before? |
| I mean to apply for a credit card you have to have previous credit...but if you've never had previous credit..how do u apply for a credit card and actually get one?... |
|
 How many are too many credit cards? |
| I have 10 and my spouse has 13. Is this too many or not enough?... |
|
 Even though I paid the debt, I can't open a checking account after being reported to check systems. Help me? |
| I had an overdraft that went unpaid and was reported to check systems. I paid the debt in full, but I'm still unable to open a new checking account with any bank. What can I do?... |
|
 Does anyone know if you can go to jail if you dont pay your credit cards? |
| My uncle got a credit card and put me down as a second card holder.. Now I have to go to court.. What will happen if I dont show up?... |
|
 Which banks give debit cards to under 16s? (a 14 yr old)? |
Additional Details
to brittany.. dont you realise a debit card and a credit card are 2 different things. THANX.... |
|
 What happens when you give your car back to the lender? |
| I've put like $3,000 into buying a truck, I tried to trade it in the other day and they said I had to make four more payments. I Found out that out of all the money I've given them I'... |
|
|  |
scoobydoo | I have bad credit and want to know if there is anyway that I could get a loan for a house? |
with no money down |
 |
 
D
|
I do FHA loans with DPA (Down Payment Assistance) programs for people with bad credit everyday. I also do several other types of home loans for many who can't qualify for an FHA or Conventional type of mortgage. It can be done and the interest rate in most cases is not affected much if at all from great to bad credit. There are so many other factors that can and must be use for qualifying a home buyer for a mortgage that there is no cut and dry answer to your question. However, since I deal with so many different loan programs, my experience tells me that there is a loan program for almost anyone. I would need to see the whole picture in order to answer your question with a yes or no. I would suggest that you find someone who is familiar with multiple types of loan programs and options rather than only one or two because if you ask someone who is only familiar with and only does a few types, they might tell you no way, when in reality THEY just don't have a way, but someone else might. I'm David and you can reach me through my site if you'd like... Good Luck... |
|
I saw whatudid
 |
Probably, but you will pay for your bad credit. You can get a 1st mortgage for 80%, and second mortgage for 20% but you will pay a MUCH higher interest rate and probably pay a penalty if you try to refinance or pay off the loan (by selling the house) for the first few years.
Make sure you can actually afford what those high interest payments are going to cost you for the next few years. The light at the end of the tunnel is that if you're able to afford that, (and keep the rest of your bills under control) your credit will improve and you'll eventually be able to raise your credit scores and qualify for the best possible rate in a few years. |
|
Gary H
|
Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.
Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.
You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:
http://www.axalda.info/bad-credit-mortgage.html |
|
micheal369 g
 |
There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find more information on Home Loans here,
http://badcredits.awardspace.com/homeloans.htm
They also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives. |
|
julia
|
you can get it but it is tough |
|
Miss L
|
You should probably work on your credit first.
But with bad credit, you may be able to get a loan (just remember not everyone is approved) but your interest rate will be ridiculously high. You may also get locked into some undesirable conditions which can turn out to be hurtful to you in the end.
Getting a good interest rate compared to a high one will add up to thousands of dollars that you could have saved if you waited. |
|
J R
|
You will have few choices to pick from and it would be a subprime loan if credit is considered as bad. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 4 minutes(s) ago
| | | |
10 | 22 minutes(s) ago
| | | |
10 | 28 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
7 | 4 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
