wizjp
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Keep getting refused means you're probably down to the "buy here pay here your job is your credit dealer"
Good luck |
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tonyinspain
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sorry mate pay yer debts and then get the car otherwise you ll lose the car as well |
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Donna W
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Ummm no... you need a reliable car. The last thing you need is a brand new car with big debt when you are already having trouble paying your bills. |
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davthor
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Jason it sounds like your in over your head as it is, I was in that possition 2 years ago, dont get further debt get a cheep car to get you from a to b if you realy cant do with out one but I was with out my car for 18 months and that helped me clear most my debts. So think do you need more debt??????? |
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Sue
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Be very careful when looking for a loan, especially when you have bad credit. Some loan agents stalk people like yourself and then charge the earth in repayments ( most are about 49% ) Do you have any friends or family that could help? at least they wont rip you off. Try not to apply for any more loans, the more you apply, the worse your credit rating gets!!! Good luck |
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funkymonkie
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taking further borrowing for a new car is not going to help. People have given you credit too readily when you have wanted it in the past but you need to realise you requested it and have lived outwith your means. There is a big difference between Need and want. If you really are way out your depth it sounds like they are doing you a favour by not lending you more. I would go and see the citizens advice bureau for some unbiased financial advice before things get worse! |
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jeanimus
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Check if there is a credit union near where you are. You can get cheap loans, plus save for your new car at the same time. The only other people likely to give you a loan with bad credit are going to charge you a fortune in interest and probably have exorbitant penalties for non payment etc. |
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GEOFF W
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new to you ihope .clear your debt and you will find that you dont need credit. CREDIT IS EXPENSIVE. im srure this is not the answer you want. FACE UP TO IT. |
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gobblygook
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i would think about paying your debts first
get yourself a moped
or try debtbusters at 15% apr for £5000 |
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MARTIN D
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Try surefire finance they may be able to help. |
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yragcom
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You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-loans.html |
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Skittles™
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ask your mama for it and give it her back in the future. |
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esmerelda v
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Have you read what you have posted? You have said you want to borrow more money and yet you have a record of being unable to pay. No sensible loan organisation would think of lending money to you.
This is why this posting has attracted responses from loan sharks, they have used your posting to identify a target for a scam. |
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brian t
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The debts are, according to you, from financing a car. From this it would appear you have taken on debts you debts you cannot afford.
Yet you want to borrow for another car? You will have more debts you cannot afford.
The people who can lend money realise that it is quite likely you will not be able to pay pack the loan--- so they dont lend it to you.
The people refusing you credit are giving indirect advice i.e. dont borrow any more money.
This stuation must be quite serious as lenders will give ANYONE money as long as they are moderately sure they will be paid back.
The loan sharks who have adverised above will almost certainly ask for £100 or so upfront for "administration fees" and you will not see this again!
You might have to do without a new car and look around for a low priced reasonably reliable vehicle. |
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Ashley D
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You can refinance your vehicle, or let them take the vehicle, and just apply for a another loan for a new car. I had really bad credit, and I applied for a car loan through this company and go approved really quickly and surprisingly easily. Heres a link to they're website. http://goshorter.com/465/ I've had no problems, and I have nothing but good things to say about them. I highly reccomend them! |
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John S
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Why do you feel ripped off? If you dont pay car loans they take the vehicle back and chase you to get any money you are under contract to pay!
The company will have been inconvenienced by You not paying the loan, you can be pretty sure that the ratbags will inconvenience you in return for their hassle.
When you sign up to loans you are effectively saying " I agree to the company lending me the money to making as much profit as possible and if I default on the loan they will be unpleasant"
If you get a loan for a car, chances are you wont be able to afford it.
You need free credit advice from the citizens advice bureau. They should be able to help with this problem. |
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holykrikey
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Try this site it worked for me - www.platinumscores.com |
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june e
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Quick bad credit loans lend you money very quickly if you need cash for any emergencies. But the primary aim of these loans to give you easy access to funds to clear your dues quickly so that you do not face any penalties like late charges and negative credit remarks that can affect your credit score. |
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