photog
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So you have bad credit already and now you want more.
Don't think any decent store will accomodate that. |
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Capt Jack
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Do you really need £250- ie is it for something vital like a fridge or cooker or washing machine?
If not, try and do without and save up.
There is a reason people have good credit, they only spend what they can afford, and do without for the rest. |
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Andy E
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Store cards can be bad news - if you don't pay them off entirely the interest rates charged are much higher than credit cards, bank overdrafts and so on. The stores take an advance payment from the credit company when the sign customers up to the cards - which is why they are so keen to push them.
If you really can't save up the money and need the product urgently, considering borrowing from a relative. Provident are an alternative lender that collect their payments from you personally. Here, bad credit need not be an issue - http://redo.me.uk/provident |
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Lily B Talus
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they probably wont give you one if your credit is bad, but keep trying |
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rennickelizabe
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it may be difficult but try and see you may be lucky as with the credit crunch the stores are fighting for business but if you get it make sure you pay on time |
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andy
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If you don't have your own credit card, I would avoid the store credit cards since these tend to be high interest rate cards. Is there any way for you to save up the cash for the 250 purchase? |
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style_driver
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Go to citizens advice first they may be able to help you get any electrical item or furniture FREE or at a knock down price from your local council which comes from house clearances or unwanted items .
Don't get a store card or a credit card......most stores who will give cards to bad creditors charge over 30% in interest payments and you may borrow £250 but pay back £400 and end up even worse off than you are now.
Good Luck and Merry Christmas |
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jim r
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cards.hotusa.org - try this one. You can compare different credit cards and choose the best one for you.
Some of them accept everyone, even if a person has bad/no credit and good for UK. |
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CHAR L
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You will NEVER get a store card or any other credit card with BAD Credit.
Your best bet is to get a copy of your credit report and start paying items off. If they are more than 7 years old you can write to the Credit Reporting Agency and have them removed.
Unless your credit report is Clean and your FICO score is above 600 you will NEVER receive a Store or Credit Card |
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Saman
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All you have to do is apply online at http://www.e-paydayloan.co.uk/apply.html and get £300 -£1000 in your account on same day and then
later you can get a store card with that.
Its more easier than what you have asked doing for. |
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