 Help! I want to repair my credit.? |
| My credit score is bad and I would like to buy a home. I got a credit report, should I start making payments on the companies that were on my credit report or do I have to call them up to make ... |
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 I Cant understand why so many of my friends have debt problems? |
| But yet they want to buy a new car every other year. They want to buy £90 pairs of shoes have 2 holidays a year etc etc. Then they wonder why there credit card is "Maxed out" Why do people ... |
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 How do you get a car loan if you have no credit, but bad credit? |
One of the things car dealers look for is established credit, if you do not have it they offer the first time buyers package.
Only I don't qualify because even though I have no credit,... |
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 What are some ways (that won't cost money) to moderately improve your credit score? |
Additional Details
I heard you can improve your credit by selecting the 'credit option' versus the 'debit option' when using your bank card. Is this true?... |
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 What makes a good credit card? |
| i am interested in getting a visa card but unsure how to find something ideal for a ... |
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 Is net shopping through credit card safe? |
| I want to purchase some items from US. But i am worried .... |
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 We've been approved for a home despite our low credit score? |
| We have mostly medical bills on there. What are some of the things that could stop the closing dead in its tracks. We're building our home and I am just not excited at all fearing that the ... |
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 BAD CREDIT AND NEED credit card? |
| I WAS WONDERING IF ANYONE KNOWS OF A CREDIT CARD COMPANY THAT WILL ISSUE YOU A CREDIT LIMIT WITH NOT SO GOOD CREDIT. LIKE BANKRUPTCY, REPO ETC..THE MONEY IS NOT THE PROBLEM BUT I HAVE BANKRUPTCY OVER ... |
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 Does it look bad when I request my own credit report? |
| A woman reviewing my credit at a credit union today said that it generally looks bad if my report has been accessed 6 times in one year by credit card companies or lenders. When I access it myself...... |
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 I am trying to clean up my credit. I was wondering what is the fastest way to get rid of it? |
| I have 5 credit accounts: $183, $1,027, $1,551, $4,300, $6,400. I just started working a little bit over a year now as soon as I got out of college. Is there anyone I could talk to about getting any ... |
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 What would you do if...? |
| Someone you know or someone thats related to you got a hold of your ssn and used it to get credit cards with your name on it cause they're money hungry? I'm having this problem and I don�... |
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 Why can't Americans pay their bills on time? |
| The current credit crunch crisis stems from the fact from the American people's inability to pay their mortages on time. Why is this the case?... |
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 What do you do if someone gives you a check and the check came back NSF and there account is closed? |
| I received a check and I had deposit it and it came back NSF and I cant get in touch with the people and there accout is now closed, what do I do?... |
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 I am a small business manager. A debtor owes $250 and moved out of state. He owns no real estate.My options? |
| BTW, in my business, all the income is in small "bites"-- $25, $35, etc. so I'd rather not just let $250 just slide. The debt is 2 years old (and not bc we didn't try to collect). ... |
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 How much do Credit Repair companies charge? |
Any idea how much it costs to have a credit repair company try and fix your credit report
Additional Details
I know that credit repair is mostly a scam, but I'm curious about the ... |
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 Fiancée's Parents Taking advantage of and ruining her credit? |
| My fiancée's parents have used her credit for the past couple of years for cable, internet, and other utilities. She spoke to her mom about it and her mom supposedly canceled the dish account. T... |
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joe | I have bad debts for my credit card.? |
I was in prison for 2 yrs.My credit card was about 25k, after my release it jump up to more then 50k. Altogether 5 banks. Can I still get a bank to settle all my previous debts. Because to pay one bank is better to pay 5 banks.Save alot of interest. I now earn about 3.5k per mth. I really wants to clear it before they make me bankrupt. |
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oilman11977
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You may be able to get a consolidation loan if you own a home. If you start paying them off, they may be willing to lower your interest rates. You might want to talk to a debt specialist, sometimes they have relationships with banks and may be able to get you a consolidation loan. This site has very good info |
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Michael A
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check them out they might be ablt to help you, they did a great job on my credit!!!! http://www.geocities.com/mikescreditrestoration/info.html |
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jen w
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Best Ways to Consolidate Credit Card Debt
To pay for articles, which cannot be easily robbed or misappropriated, you should use credit cards. Always make the payment before the mentioned date; else your debt will pile up, leading to an unfavorable situation. The credit card debt consolidation loan protects you against spiraling credit card debt. This can be procured by visiting an appropriate website or by approaching creditors close to you. Unsecured debt consolidation is better because you will not forego the initial deposit, even if you happen to miss a payment.
For this purpose always deals with a single creditor, it is safer and more rational. A good creditor will give you low interest rates and you also have to pay a lower installment every month. |
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gotslayer
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talk to each bank. |
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ms. bug
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Hi, usually if you explain what has happened, they are suppose to work with you. If your acct is still active, you could request for a credit decrease and just pay 2 the minimum pymt until the acct is 0 balance. But credit cards will work with people that have a higher credit limit b/c they trust you better than those that have a lower credit limit. I hope this helps |
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Super - Level 5
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You can declare bankrupt or try debt consolidation.
More info on:
http://www.freewebs.com/infosource100/consolidation.html |
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newyorkgal71
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DebtXs.com
They talk to your creditors for you |
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jacksaw
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take a loan from another card company and settle it as soon as possible |
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JenniD
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Try to find a debt counsellor who can help you figure out what to do. You'd save a ton on interest if you could consolidate the loan. Good luck and stay positive, you can do it! See the link below.
Oh, a friend of mine used the "Oprah debt diet" it's on her website, oprah.com, it helped her alot. |
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Ramona
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You need the help of someone who can professionally budget for you to clear the debt. I would be living on tinned beans until that debt is cleared. What have you got to show for it?
At least you want to pay it off! Bankruptcy would be the easy option for some.
Good luck. |
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Jenn <3s PATD
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Dunnno. You can talk to the bank managers. I wish tou the best of luck. |
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