 Credit history question |
| I am a fresh college graduate. I had an interview with a company a few weeks ago, and I haven't heard back from them yet. What concerns me is my credit history: I made a few late payments on my ... |
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 What do you use your credit card for? |
| I was just wondering what people use their major credit cards for (major meaning visa or mastercards that are accepted everywhere and not store cards) ---- do you use them for emergencies, daily ... |
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 Getting a credit card? |
| So i've recently been contemplating getting a credit card. But i'm afraid of getting into debt. I just want to have one for emergencies, and I mean real emergencies. And even when they come ... |
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 I cosigned my brother's car; now he wants to file for bankruptcy. How will this affect my credit? Thanks. |
Additional Details
If he says he plans to keep the vehicle and keep making payments on it, will his bankruptcy still show up on my credit?... |
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 How the heck can I get a credit card? |
| I'm 23 years old and I've applied for a bunch of credit cards over the past six months, now that I have my first real job out of college and want to establish some credit. However, every ... |
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 Question about credit cards? |
| I have two credit cards with one being $4000 and one with $2000, It is rediculous on the interest I am paying. With one $100 a month payment I pay half that in interest. I have the money to pay them ... |
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 Personal loans with bad credit? |
| We are a family in Windsor Ontario that is in desparate need of a loan to catch up on back rent but have not been successful with banks in the area due ot bad credit. Any ideas?... |
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 Who thinks it's cool not to drink/do drugs? |
I do!
I used to drink and do drugs a lot...if I could have controlled it, I probably still would be (but I'm glad I'm not)...still, I'm jealous of those who can.... |
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 I have no credit, and want to build one. Which one is better Orchard or First Premier CC? HELP Please? |
| I have no credit, I just started working, and like what I said, I want to build my credit score coz I want to buy a car in the near future, now I tried to research on Y! Answer about Orchard or First ... |
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 Has anyone ever done a loan thru this company? |
just want to know good bad and ugly i have seen several people taking about them on aol and here and others just wanting to know are they as good as everyone is saying
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 How is the credit crunch affecting your spending? |
are you going out less?
spending less on food shopping?
buying less luxeries?... |
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 VERY Wrong!??!?!?? |
| When I bought my house and I went to get my loan from a mortgage company, the lender ran my credit 22 TIMES!!!! Every time you run someones credit it takes away points, so I went from a really good ... |
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foxychick | I have been trying to find a bank that will give me a chance with a credit card even though i have bad credit? |
I am getting married end of this year and would like to have a beautiful wedding but as we all know weddings are expensive, i dont want a fancy wedding just one i wont forget .So i guess i just want a credit card to make my wedding dreams come true with no worries.So does anyone know anyone that can help. |
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Gary H
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There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.
And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine.
You can find some offers for credit cards, both secured and unsecured here:
http://www.axalda.info/bad-credit-cards.html |
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Katherine W
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How about putting the wedding off for an extra six months and saving up for it? You will learn a terrific lesson and won't start your marriage off in debt. It's easy to run up charges and say, "A thousand dollars for flowers? Sure!" but when you're paying in cash, you're much more aware of how much things cost and how much it takes to buy it. If you pay with a credit card, the cost of your wedding will go up 30% because of interest rates, and that is if you pay it off quickly. You can't have both dreams and no worries, better to put the dreams off a bit and have them without worries than be worrying on your wedding day about when the bill will come in the mail. |
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daryllboothe
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My best advice to you would be to have the best wedding possible without running up credit card debt. Your marriage is the most important part and starting without a big credit card bill (with outrageously high interest since your credit is bad) is the best gift you can give yourself and your new husband. Save up as much money as you can, hunt for bargains, ask for help from family and friends. Have a blessed life. |
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shelcom
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Buying things you can't afford is what got you bad credit. Tone down the wedding plans. |
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kingofkings q
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A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card<!--with a low APR. Find out the APR because this is the amount charged to you on monthly balances.
http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm
Are you overwhelmed with credit card offers and don’t know which one is right for you? Tired of looking for a credit card? Chances are you have received your share of credit card solicitations. Not sure-->which credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal. |
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TJ
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DO NOT start your lives together in debt. I had a BEAUTIFUL wedding on a budget and only used cash. No one could believe it did not cost a fortune. If you saw the pictures, you would not believe everything was done in only ten days. Check out "www.womenswallstreet.com" or "www.bankrate.com" to compare good credit card offers if you still want a credit card. |
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J@$ePh
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prosper.com lends on a peer-to-peer network. the interest rates are not the best, and depending on the state you live in, it may be capped. Since you are (accoring to your credit) a risk, you will want to have a high interest rate on your loan to get it funded. But you stand a chance. check it out!
A credit union is your best bet for a loan. Cards that you might be able to get (orchard, cap one) would only be $200-$300 and that woul not even make a dent in what you need.
A Credit Union loan (possibly with a co-signer) would possibly get you a few grand, that could make it happen.
In general, to get you started on credit repair, go to creditboards.com |
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BlackDahlia
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From what you've said about your current and past credit, I would try to get a personal loan instead of a credit card. Your intrest rate will be better and you can have your fiance cosign for you so you have a more likely chance of getting approved. Since you haven't been able to manage your credit and money well in the past, a loan will be paid off and be good for your credit, where if you get a credit card you will be more likely to keep spending more money after you pay it off again. This could cause you to get further in debt. |
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twv23512651
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Even though your credit may be bad, there is one website we found and maybe the only source to get a unsecured personal loan with a credit score as low as 520. A credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner. |
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Dan S
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Two years after my bankruptcy Capitol One let me apply for a Master Card and accepted me.
Since a failed application will reduce your credit rating I would only try a few places and I would NOT try the Discover Card. They are known for not taking people with less than perfect credit. |
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SKY
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Orchard bank card is issued by HSBC bank, but they would only give a limit of $300.00 dollars and it has a annual fee of like $150.00. Congrats and good luck with your wedding. |
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begforemail
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Try looking into a "Student" credit card, most have no credit checks, but are around 18-24% interest, yikes! |
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angelin r
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checkout this this is useful to you hope visit this link |
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theoutlawmtomsik
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have you tried capitol one! |
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