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 How to establish good credit?
perhaps i have collections,they are unknown to me at the moment and i plan on paying them off.But after that then how would i obtain good credit within a short period of time?...


 If I refinance an auto loan, can I add a bill to the loan amount?"?
...


 IS 700 a good credit score? What does it mean?
...


 Fixing bad credit?
I am not looking for any "miracle cures", I am willing to pay what I owe. What I want to know is when I am negotiating with creditors, there is a certain WAY that they can clear the debt ...


 Which is the best credit card in the whole world???

Additional Details
Write the reason for ur answer and abt me i live in INDIA and frequently fly abroad..!!!!...


 My credit score?
My credit score is 574, I only had one credit card and was late on the payments a few months in a row but now i've totally payed it off and they revoked the credit so I don't have any. I ...


 Canadian Loan Group?
July 27, 2007. Has anybody gotten ahold of anybody in that office? I have been trying for three days to get in touch with them. I have had no luck. If you try them right at 9:00 am their ...


 Do you think credit card debt judgement consider a crime?
Will I be consider having a criminal record if I am slap with a credit card judgement by a law firm representing my credit card company? And if the balance is around $550. I have never ever been ...


 Does anyone know witch other banks besides barclays give uinder 16year old debit card (visa electron)?
...


 What do you think about getting a department store credit card?
I won;t get one, but i was just wondering. If you know more info on them then please tell me....


 If you have alot of open accts on your credit report, is it wise to close the accts?
I know you still have to pay the closed accts off if they have balances....


 Looking for a payday loan that doesn't lie about guaranteed approvals?
I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ...


 What is a good debit card for teens?
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ...


 Does applying for a Credit Card affect your credit score?
I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ...


 I need an unsecured personal loan asap. Who can help?
Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?...


 My husband cosigned for a friend and now his friend is having trouble making payments. Is there a way in which
...


 Credit card balance/credit question?
when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?...


 Have you curtailed spending because of the credit crunch?
and can any one honestly say that they are not affected in some way or ...


 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!?
Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ...


 How do I get out of credit card debt?
I am 28 yrs old and have $7,000 worth of credit card debt. I am a teacher and make about 2,100 a month. I have a car note of 565.00 per month for another 3yrs. I have a cell phone bill of about 120...



Patsy Wetherspoon
I have had a cash payment put into my bank account of £270 and it was not me or anyone I know. what do I do?
I am not going to " steal" it but if someone has paid into my account by mistke will they get it back or will the bank keep it?

What do I do?
                     
 




dslandau
Rating
Do you have online bill pay? Was it a returned payment?

That happened to me a year ago. I entered in the account information wrong, and the credit card returned the payment. It showed up as a deposit; I called the bank and they explained it to me.

Call your bank.


ropman1
Tell the bank that you do not recognize the deposit and you would like for them to research it. There is probably some old lady looking for her money. Be nice and inform them it isn't yours.


devilgal031948
Rating
The bank possibly put it in the wrong account and will find it eventually and debit it back out. I would talk to them and ask them where it came from. If they say they don't know, I still wouldn't do anything for awhile because someone is going to be missing that amount and when the bank starts looking on the date that money was deposited they will find it in your account. I use to work in a bank and we would find mistakes like this and debit and credit customer accounts all the time.


ceetee
Simply phone your bank and ask when and by whom the deposit was made or if possible check on line.
With that information you can determine if is a legitimate deposit on your account -possibly a refund of some sort - like a tax refund) or a correction of deposit by your bank.
If your research shows that it is not your money, phone the bank and advise them---
Some poor soul may have put the incorrect account number on their deposit. The bank can pull the paper record of the deposit and check the name of the depositor.
Thanks for being honest, many people would not be....


hayleyluxton
Rating
spend it!!


Girl
Rating
research it, find out how it got in there. it could be a credit that you had coming to you that you didn't realize. the bank can tell you where it came from.


blu_drgn25
If you are concerned about it you could call your bank and ask them. They should know who put the money into your account or where it at least came from. If they accidently put it in your account instead of someone else's it is better to get it fixed now.


Texas Girl
Rating
First of all....DON'T SPEND IT! This may not be money that you are entitled to. Call your bank and let them know and they will be able to tell you whether it is yours or not. If it belongs to someone else, that person will be very grateful! Just think about how you would feel if you were on the other end...


annazzz1966
Rating
Notify the bank and have them investigate the deposit.


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