 Debt collectors? |
| I have got a statement from a debt that is at least 9 years old , I had to quit work because of a disability and now I draw disability ,I have been told I should seek a attorney to see what to do ,... |
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 Credit scores? |
| whats the best way to raise my credit score? and also how does it work? does it matter if i paid off my vehicle and paid off my credit cards??? need some answers!!... |
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 HELP ME PLEASE!!! (dont ignore this question!!!)? |
| ok, i bought an iTunes card, my payment method is none, i entered my code, it worked it says 20$ on the top, everytime i try to buy something, it says please edit your payment info, i dont have a ... |
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 What should I do if a collection agency won't accept my payments? |
| Okay, so my husband has a debt with a collection agency. We want to pay off the debt and when I called I told them we could pay $100 a month. They said that they would not accept this because it ... |
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 I have $11,000 dollars in credit card debt spread over 4 different credit cards.? |
| I have moved to Hong Kong where I will be for at least 5 years. My company pays for my apartment and I will never need a car so credit isn't important to me. I was planning on waiting for my end ... |
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 Is it even worth it to continue paying your credit cards on time if you're in my situation? HELP! |
| Ok, so I have posted several questions in regards to my credit card debt and am still very unsure of what direction to take...I have about $30,000 in CC debt with two companies..Citi & Chase...... |
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 I'm a college student and i want to get a credit card to establish credit. Which one do you suggest i get? |
| Should i get one for college students or just a regular one, if they give it to me. i heard capital one will give them to pratically anyone! and like what apr is toooo HIGH?... |
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 Credit Reports and Scores?? |
| Does anyone know what website is the best to get your FREE credit score and report other than free credit report.com because they are a big scam. I need to check my credit in a bad way, but not have ... |
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 Filed Ch 7 Bankruptcy- How long till I can buy a house a a decent interest rate? |
| My Ch 7 Bankruptcy was discharged in late November 07. how long till my credit is decent enough to purchase a house at a decent interest rate? assuming all bills are paid on time from here on out...??... |
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| What are some good ways to turn around bad credit? I can't afford to pay the bills that I owe right now!? |
| But I was hoping to find some ways of building my credit even though it is already bad. I am hoping to eventually pay the debt that I owe, but what can I do to be helping my credit in the meantime....... |
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| I want to buy a house my credit score is almost 700, income is only 25000 year and I have a 400 car payment? |
| Is there anyway I can get a home loan? I only want to borrow around 50000-60000. Other than my car payment I do have some student loan debt. My plans are to refinance my car or downgrade before ... |
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 Is it legal for a credit card company to charge you fees before you've even activated your card? |
| I opened a credit card account and somehow missed the small print, where they said there was a $39.00 activation fee and a $60 annual fee. I realized my mistake when they sent me my card, so I didn&#... |
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 Is there anything types of payment cards like a credit card for 14 year olds.? |
| is there anything that i can get in the uk. i am nearly 15. i want to use it to buy things off the net. please give detail and web links if you can.... |
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Barbie | I have hired a credit repair agency, Are they any good? |
I need a mortgage and they claim they can remove most all bad debt from my credit history. I just wanted to get some feedback from those who have used this type of service. Thanks! |
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Chris
|
My brother did this with great results but it's not always super fast, as some things do take time. From what I saw a credit agency can make a huge difference. |
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schwildcat1977
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They are a great service. They do not simply erase your debt. What they do is make deals with the companies you owe so you can make manageable payments to get out of your debt. |
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K C
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well i have to say that i agree some are and some are not. i had the chance to have lexington law assist me in removin my debt and i must say they realy did a good job. no they didnt get every thing removed but they got atleast 80 or 85 percent of it erased |
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Replace
 |
Some are; some are not.
If I needed help I would contact.CCCI.
They have been in business a long time- long before the current panic. |
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heartless *****
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Credit repair agencies do not remove your debt, they remove the negative comments or ratings. I strongly recommend Lexington Law they are really affordable I believe they start off at $35/mo and you see results around the 6 month mark. |
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Chris O
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I don't see how they can remove legitimate bad debt from your credit history. Legally if it's legit it cannot be removed. Sounds shady to me. |
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jimmyjohn
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If your deal with them is for negotiating cash payoffs and then getting the negative report off your rating, then it's good if the company is legit and you aren't paying huge fees (because you can do this yourself).
If they are claiming to get rid of the dings without paying at least part of them off, it's probably a scam and you can easily do this yourself. I hired one years ago. I don't know HOW they did it, but all my bad credit went away, at least temporarily. I think they did something shady and probably illegal. |
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Dianne R
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you made me smile with your question...hmm I personally recommend
ezcredit counseling resources
http://ezcreditrepairsolutions.com
or if you want, Im a huge follower of this Free Credit Repair and Building ebook
http://www.newhorizon.org/Info/creditbk.htm
and works great for me |
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Sharon T
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First you hire them; then you ask if they are any good? |
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