 Could I get a car loan? |
| I am 19 years old with a credit score of 694. I am looking into buying a new car without a co-signer. I will be financing approx 12,000. Is this possible? I have only had a credit card for 7 ... |
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 Not a question but a warning? |
| i have seen a guy on here called chris p he is always answering questions in the finace section he is offering people loans what he does not say is you have to pay cash up front and he is from ... |
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 Collection Laws? |
My brother has a debt from 1996. He has recently been contacted by a collections agency saying that they have been granted a 10 year extension to collect this debt.
They have been very ... |
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 What is the best way to get great credit with credit cards? |
| i want to know how much should i spend on each credit and should i pay off completly or should i leave a few dollars on i heard that you should use 30% on each then pay off each month but leave 5 10 ... |
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 Garnishing wages? For a car repossession at 16? |
| When I was 16 (not knowing what credit was and how it could affect me), I signed a contract with a bank for a loan with a co-signer who also got a loan for a car. The car got repo'd and now at ... |
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 How much do I have to owe to go bankrupt? |
I make around $33,000 a year. I owe around $60,000, is this enough debt to go bankrupt?
Additional Details
Is Credit Solutions a non-profit organization?... |
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 Can someone help me with this please :)? |
i'm trying to make a sign for my store that if you purchase something over 1000 dollars then you get to finance it and i want something along the lines of:
"get this look for ... |
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 What is the physical difference between a credit card and a debit card? |
Is it true that you do not need the pin and the password to use the debit card.
please help me on this?... |
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 Using someone's credit card after they pass away? |
| My mom is a signer on my step dad's credit card. My step dad passed away and my mom is still using his card. She plans on using it and not paying, counting on the fact that it doesn't ... |
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 Credit Report? |
| I need to pay all the debt off of my credit report. Is there any certain way to go about it, other than to just go to the businesses and pay it?? And after its all paid off, how long will it take for ... |
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 If you never use your credit card, can you still be charged a fee? |
| I am a college student and would like to apply for a credit card to start building my own line of credit, to be honest i dont plan on using it at all, just for emergency type of thing. But if i do ... |
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 Credit reports? |
whats a website that i can get a free credit report right away and one that won't hurt my credit by checking, i want to try and get a new car tomorrow. HELP PLEASE!
Additional Details<... |
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 How can I raise my credit score 50-100 pts in 6 months? |
| I had became ill and thus, went through some financial hardships....so, please don't judge. my credit got messed up. I would like it to go up 50 to 100 pts in 6 months. is this possible? and if ... |
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 About to marry into some credit problems.? |
| I may be getting married to someone who has at least 13,000 dollars in credit card debt. His first finace was to blame (or so he says) but the point is, the debt is there. I feel like I'm going ... |
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kiwi_08 | I have lots of Credit Cards? |
I have a few credit cards from sears the bay ect ect
Will closing them make my credit score go down? |
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scottFL007
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You can close the newest ones without harm to your credit. And you can close any that don't report to credit bureaus...some of the smaller local stores may not report, but big places like Sears surely do. Just keep the oldest one or two that report open at least.
In general, having a bunch of store cards isn't going to be a big plus for you, but one aspect of your credit score has to do with how long you've had credit open, so if you have a couple of long-standing relationships with one or two stores, it might pay to keep those open.
Of course, there's never a penalty for cutting up the cards and not using them. Just don't close the accounts officially. (I have a JCPenney account that I've had for decades, but I don't know if I even have a card for it anymore) |
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All4Christ
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yes. i knew someone that did that. he had several credit cards and descided he never wanted them again so he closed them all. then his credit score dropped so bad that he had bad credit. i think you should take some time and pay them off. keep them at home in a safe place and dont use them at all. just keep paying on them. when they are full again then you can put them away and use them only for emergencies. good luck and dont close them. |
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Zeromonthly
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Payoff all your credit cards using equity loan and make interests tax deductible! A smart way of financing! |
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davidmi711
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That is a complex question. Read about what drives your score here: http://www.myfico.com |
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truly
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Yes, your debt to credit available ratio will cause your score to go down. If don't need your credit score for anything at the moment, then close the accounts. Your credit score will gradually increase each month that passes. |
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johnusmaximus1
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Just send them my way. I'll take care of them for ya. Muahahaha haaaaaaaaaa |
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wooleybooley
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If you cut them up and let them expire, no. |
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drumsey76
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When you pay off a credit card you shouldn't cancel it because open credit is good for your credit score. |
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amee2you
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Any credit cards with small limits should be closed - It will actually help your score. Maybe keep 1 or 2 accounts open with no balance or very little. This will also help your score. As long as you are paying no fees & not using them what's the harm? Put them in a lock box if you're afraid of them being used/stolen |
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