Pay it off myself, or go to a credit reduction agency? |
| I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some ... |
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If I signed for students loans before I was 18, am I legally liable for the debt? |
| I started college when I was 15. I signed for $23,000 worth of student loans. My parents did not co sign. Now this debt is on my credit report. Technically, I don't think they can enter a ... |
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My husband and I got behind on some credit cards and plan on paying them soon, problem w/ them calling...? |
| A few of my husband's creditors call probably 15 times per day. Sometimes I'll talk to them, they get nasty when I explain the situation and still keep calling and calling and calling. Isn... |
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Harrassment by Collection Agency, can I sue for this? |
| This is in regards to a credit card. I told them I will pay it off in full when I get my income tax return because I lost my job when I was on maternity leave (differnet subject and now grounds for ... |
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Now that WAMU went belly up, what happens to my credit card debt with them? |
| Seems to me that they went out of business and are no more. My debt to them should do the same.... |
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Bad credit needs refinaceing a car.? |
My husband has been paying car loan almost a year with very high rate 20%.
He tried capital one but got denied. may be the credit is still not good..
Is that possible that I can be the co-... |
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Credit for 16 year olds? |
| hey does anyone know the avialble credit cards avaiable to 16 year olds like a debit card ... |
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My boyfriend is bankrupt.? |
| Today he recived a parking ticket from a Euro car parks inspector on behalf of tescos, its a £50 fine. He has on means to pay the fine as he is un-employed, does him been bankrupt make any diffrence ... |
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Could i write myself a check from one bank and deposite that check in another bank of mine? |
Additional Details or is there an easier way to transfer money from one bank to the other?... |
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Can I dispute a credit card Charge that I willingly paid for? |
| Ok here is the deal. A friend of mine needed some help paying her phone bill. So I did pay it using my credit card. But now, she is refusing to pay me back. She also has supposedly cut me off her ... |
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What happens with a closed account?? |
| a couple of my credit card accounts became closed after i had trouble paying them and the balance got to high. since then i have paid them off. now what? do they just sit there and show up on my ... |
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What credit card is good to sign up for? |
| I'm a new colllege grad with a good job and a good credit score. What is a credit card that you would recommend for me? Low interest and no annual fee please. Thanks!... |
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How long can something remain in credit without being paid before they can not garnish your wages for it? |
| I have been paying a credit company $100.00 per month for the last 3 years. Voluntary wage deduction. Now that I am almost finished paying for those they send me a letter saying that i owe them ... |
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Financing breast enlargments.? |
Hi,
I am 23 years of age with a 3 year old son and fiance. I have been thinking of having breast enlargments for some time now but am scruggling with financing it. I haven't the money to ... |
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Charles H | I have no credit and i need to get a personal loan quick!!? |
i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card! |
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brady ewart
 |
Although a debt consolidation loan is not a magic way to eliminate your debts overnight, but it can help you to reduce your debt faster. As you know, credit card debts and other personal loans are high interest debts. In most cases, your minimum payment barely covers the interest incur by these high interest debts. Hence, you find it difficult to reduce these high interest debt's balance if your are paying just the minimum payment.
If you lump all your credit cards debts and other personal loans into a consolidation loan, you can take advantage of lower interest rates and lower monthly payments offered by a consolidation loan. This enables you to enjoy debt free with a few years.
Conslidate Debts With Home Equity Loan
There are various ways to obtain debt consolidation loan. You could apply for personal loan or any unsecured loan with reasonable and lower interest rate as compare to your current debt's interest rate and consolidate your debts into this loan. But, to obtain an unsecured loan, you need to have a good credit score else you loan application most probably will be rejected. Get all information about it at: http://www.credit-card-gallery.com/article/134,Consolidate_Credit_Card_Debt_And_Eliminate_Debt_With_A_Home_Equity_Loan |
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Deanna
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You either have to take the hit of higher interest rates, or you don't get a loan.
No credit is far better than BAD credit. And a personal loan will help you to build your credit. Just try not to take out too much money, pay on time, and pay it down before borrowing more.
Bankruptcy and bad credit sucks. |
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beauty s
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cash call,but the rate is high |
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See Saw
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You can get a secured personal loan:
Going for a secured loan has more advantages than an unsecured loan. The interest rates on secured loan are lower than the unsecured one. You get a lot of time to repay the loan. This makes your monthly payments easy to handle. Besides, lenders are more agreeable to giving you this loan as they possess your assets. So if you fail to repay the loan, they need not worry, since they have your asset to fall back on.
http://pay-your-debts.com/category/Secured-Personal-Loans-Tips.html |
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agent
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Check the link below. It has the list of lenders that provides bad credit personal loans. |
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