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 Bank acc. No. to unknown persons?
Sometimes people from african country sent email asking bank acc. no as they want to invest in my country and i can be their trustworthy person. what is it ?...


 Why are people so brain washed that they think paying off there credit cards is a good thing?
Seriously it means we would only be slaves to a credit card company. So who are we really working for and why is our country debit base and not positively based. Wouldn't it be better to take ...


 Where can a 16-year-old get a loan?
can a 16 year-old get a loan or an overdraft?...


 Can a person still live a good life if he never owns or uses credit cards?
...


 Too much debt?
I am about $40,000 in debt from 5 years of post secondary education. I am 26 years old and make about $44,000.

Do I have too much debt? Anyone have any interesting solutions to bring ...


 How can i get quick financial help with bad credit?
...


 Do credit repair specialists really work and are they expensive?
...


 How can I build my credit?
I have a credit card and I have cards at stores and such and I pay on time, but isn't there another way to build my credit without getting a loan or anything like that?...


 Paid off debt that was in collection....?
my boyfriend has horrible credit. so we got his credit report and started paying off the debt collectors. his credit score has not gone up. should we just not pay the rest of the debt collectors off ...


 If i have a credit card and i paid it off and its still open but i don't use it, will it hurt my credit score?
...


 Am I liable for a debt of £269 which has been outstanding since 1993. I have just been contacted about it?
It is that long ago, I have no idea what the debt is for. The solicitors are acting for a third party. the debt is apparently owed to a finance company....


 How soon, once debt is paid off, does it disappear from you credit?
My fiancee went through a bad divorce and had to resort to not paying his bills. His credit got screwed, then he recieved a decent chunk of inheritance. He has since then paid off all debt and has no ...


 Fair Credit Reporting Act - ??
I have two entries on my credit report for the same account (one by the original creditor and one by the collections). Is there a section number in the FCRA that applies to only one company legally ...


 Can you go to prison for credit card debt?
My fiance is struggling with credit card debt and can't do anything to pay it off. He keeps telling me they can't get money from someone who has none. Anyways someone made a phone call to ...


 Free credit report?
Where can I go to get actually free credit report? Also, how do I dispute something on my report?...


 Banks charges?
After watching watch dog tonight i have decided to go ahead and claim all my bank charges back, What have i got to lose, but i need to know how do i go about this? ...


 Will opening 3 credit cards at once hurt my credit score?
I just recently received a new credit card adding to my 3 cards that I already have. I was trying to transfer a balance from one card to the new one but since I wasn't given the credit limit ...


 Can The Bank Take Money From My Checking Account 4 Credit Card???
My checking account and credit card are through the same bank. I stopped paying on my credit card and it's gone 2 collections. What I want 2 kno is can the bank take money out of my checking <...


 Does closing a credit card your not using effect your credit score?
...


 If I make minimum credit card payment on time but have a balance,should I get a finance charge?
...



alittlelost
I have no credit, but...?
im looking to get a credit card with a low credit limit to help me build credit, but i dont want to have to have a co signer. what is a credit card that will accept me with no credit history? (i am a student)
                     
 




Susie
Rating
Try getting a credit card through your current bank. They will generally start you out small ($200-$500) but it helps you build your credit to build a bigger credit line. If your bank doesn't offer one, try your local banks (Chase, Associated, etc) and see if they will give you one (they may want you to open a bank account with them).


ComicRelief
Rating
visa will take you as long as you are earning some income. your credit limit will be $300 and your cash advance will be $100. your goal to using the card is to make a purchase and pay a little bit more then the mini mun due. do this once a month to show the credit company that you are able to make your payments monthly and on time. this will definitely help increase your credit score to build good credit. NEVER miss a payment. good luck.


Sarah K
Many places offer student credit cards, even if you don't have a credit history. What I'd suggest is opening a gas card or a store card, as those are very easy to get (and may offer you a discount, too!) and just make sure that you use them and pay them off EVERY MONTH. Try to keep them active and you'll soon start to have a credit history. From this, you can try to find a credit card. Citibank offers student cards, but their APR is too much for my taste (I have one at 12.15% from my bank and theirs is 18.24% variable).

I have a student credit card because I wanted to make sure that I could handle the temptation of having a credit card and I didn't want my limit to exceed my savings account... so I know where you're coming from.


ohioguy4jc
First Financial Bank will give anyone a credit card that has a heartbeat.


clgirl
i'm 99% sure Orchard Bank or First Premier Bank will give you a credit card....you can even apply online.... my friend has a score of 530 and she has both cards & a 530 score is BAD!


queen i
Rating
GO for Prepaid Credit Card:

Though prepaid credit cards resemble debit credit cards a lot, the two are vastly different. When you use debit cards for any purchase, your shopping will be automatically debited from your bank account. On other hand, the purchases made with prepaid cards are deducted from the balance present on the card.

The prepaid cards offer various benefits like:

Interest-free purchases

People with a bad credit history are eligible to apply for a credit card.

The credit limit varies according to the balance available on the card.


angela w
Rating
a pre-paid credit card is one way to build credit, do not go to one of the "check'go" "cash advance" places, they rob you blind with their fees (i work in one of them) with a pre-paid credit card you cannot overspend, but it still builds credit. the best would be if you get one with a credit union, their fees are most likely lower


Paula
You can apply for a secured credit card. There are many diffent places that offer them. It means you give them a deposit and they give you credit. It is a great way to start building your own credit history.


Maggy G
Try the below company


Bleed the Freak
Rating
Get married to someone that has credit and get a joint account?


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