 Has anyone ever heard of this credit card? |
| I recieved an email credit card offer for an Imagine Gold MasterCard...issued from 1st Bank of Delaware...has anyone ever heard of this card and if so can you please let me know..... |
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 If I have no credit, will I be approved for a credit card? Also, if I am approved, when will I find out? |
Will I just get the card in the mail? How long does that usually take?? Also, will I be able to use it as soon as I get it?
Sorry for all the questions, Im just really curious!!! I would ... |
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 Whats a good beginner credit card? |
| i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's.... |
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 What would you do if a family member stole your credit card? |
| I have a credit card that was expired and I was paying it off. I had it almost completely paid off. I realized that I never got a new card in the mail but I didn't worry about it because I just ... |
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 How do i use a credit card??? |
If i get a credit card do i have to pay for it??? And if i get one and never use it do i have to pay for anything still??? What i gotta do to get one?
Additional Details
Hey yall should ... |
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 Was there credit use before credit cards??? |
Additional Details
if you can pls explain your answer.... |
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 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts |
| I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ... |
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 Should my partner declare himself bankrupt? |
| We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ... |
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 How old does a debt have to be, before you are no longer legally bound to pay it? |
I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection ... |
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 How bad does your credit rating have to be before u are refused credit? |
| havent got any ccj's or anything but have had one or two late payments this year. how much can these effect ur credit score.... |
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 Why do so many people keep going into credit card debt? |
Question? What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ... |
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 Buying a home? |
| I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!... |
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 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
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 Paid online surveys? |
| Does anyone know any good sites were I can actually get paid for doing surveys?... |
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 Is it possible to use a Debit card in place of a Credit Card? |
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?
What about other transactions on websites?? I wish we could use debit cards ... |
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 Bad credit score! how do i get it back up? |
| My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ... |
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 How Do I Repair Credit After 7 Years of Delinquency? How Long Does It Take? |
| I asked the question as part of my previous one, but I'm hoping ot get more responses please.... |
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Bear | I have no credit history. Should I get a credit card? |
As the question states, I have no credit history. There is no way I can get someone to co sign for a loan for me. I was just wondering if this was the best way for me to get a credit history if I use the card wisely and make a minimal amount of purchases. |
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Sky
 |
yes, you can get one, but I would be careful they try to get young people and then people are irresponsible and keep building debt. If you get one, make one purchase on it every month and then pay off the whole balance right away, that way you're building credit and not building debt. |
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misinmybaby
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I got a credit card and bought a tv at sears and payed it off to establish credit of my own...dont go overboard or it will ruin your credit....make a small purchase of something each time you pay off one...make only purchases that you can pay off easy and fast.... |
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Harvy S
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This card may be right for you. It starts out with a low limit so you can't get into too much trouble with debt. The limit will get bigger as you pay it on time. There is no credit check so you are guaranteed acceptance. it also reports to all 3 credit agencies so you will build credit. Hope this helps.
http://creditoffernow.com/imaginecard |
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mel
 |
good idea. You can buy whatever you want, but here is the catch:
you pay off the balance every month
Yes, you owe them nothing, pay them nothing to borrow their money for a 30 day period.
One time you make a "minimum" payment, you start paying them for the privilege of using their card. |
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Allyson26
|
That would be a good first step in establishing a line of credit. You can check with your bank and they should be able to get you a card. The worst you would have to do is have someone co-sign with/for you. From there, you can slowly build up your credit. |
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mfacio
 |
Yes, it is a good reference, and more than making minimal purchases, it is a matter of spending less than you earn, and pay everithing as soon as you use the credit. Avoid paying interest by using the card. |
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Waine
|
Yeah get a card, just be wise with it, spend only if you
have funds to pay it back.....
get stuck into these, it'll help
build up your knowledge:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you! |
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gum s
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yes |
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panama54
 |
lets start...
start very small, b ut start.
be very careful, and everything will work ok.
hope it helps. |
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Amanda H
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Get a credit card, and keep the balance under 50%. A department store might be the only one you can get at first-- but just a couple good months and you should be able to get a visa or discover. |
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ptlconnections
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Get a secure card. Deposit an amount with the issuer bank and use your own money to build your credit. It works. Try Bank of America. |
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