I have no credit rating how can i get a credit card?

i cant get a card anywhere because i have no credit rating. how can i get a credit rate when nobody will give me credit. what do you have to do!!!

Having bad credit won't prevent you from getting a credit card, but it will make it more difficult. Follow these steps to get a credit card despite your bad credit.
Instructions

* STEP 1: Apply for credit cards at smaller retail stores. Sometimes these companies are more willing to give you a chance. If your application is accepted, make a small purchase and pay at least the minimum payment every month and on time. (If you pay more than the minimum payment, you won't pay as much in interest charges.)
* STEP 2: Go to your bank, savings institution or credit union. If they already have your business, they may be more willing to give you a credit card.
* STEP 3: Apply for a secured credit card if all else fails. You will be required to open and maintain a savings account as security for your line of credit. Your credit line will be a percentage of your deposit.
* STEP 4: Ask a friend or family member to co-sign for a credit card. Remember that their credit counts as well, so choose someone with good credit. If you can't pay back the loan, they must, and it will appear as a blemish on their credit rating.

Tips & Warnings

* While you are trying to get a credit card, keep paying all your other bills on time.
* Once you get a credit card, you'll start getting offers for other cards in the mail. Be wise: You should have no more than three credit cards - one or two with a small credit limit and one with a larger limit for emergencies.
* Don't get a credit card from a single store or chain of stores. Use Visa, MasterCard, Discover or American Express, as these are widely accepted.
* Do not get a credit card that has an annual fee. There are lots of credit cards available that don't charge annual fees.
* If you are denied credit, by law the issuing company has to tell you why. Request a copy of your credit report to see what is in it.
* Don't overspend. Use your credit cards to your advantage. Only buy something that you can pay for in cash. This will keep you from buying more than you can afford.
* Many credit cards carry interest rates of 18 to 21 percent. If you cannot pay off your balance every month, you are spending more than you can afford and need to stop using your credit card until you can pay off the balance.
* Credit card interest is not tax deductible.

read more from :http://www.card-city.com/

Try a Pre-paid Card. you pay Â£20 up front and then a small monthly payment and you credit the card as and when you wish to in advance. Quite useful really.

https://www.3vcash.com/

http://www.vanquis.co.uk/home/Home.aspx

if your in the uk,these are starter credit cards with high interest,but can give you credit history,ie pay on time etc

then after about 3 months apply for a decent one,make sure your on the electoral role etc,get a copy of your credit report to make sure its not crap

I have had this same problem. There is a credit card company called Capital One. They offer secured credit cards. The two deposits they ask for are either $75(which will start you off with a limit of $200) or $200(which will start you off with a limit of $750). These people are legit. My friend and I are both now enjoying our credit cards and we had no/bad credit. They stay secured for one year and after that one year, provided that you stay in good standing, the security is lifted off, refunded back to your card and it becomes a "normal" credit card. I hope this helps.

pre-paid card such as the one capital one do. they gave me one after i had come out of my bankruptcy and you cant get much worse a credit history than that. I paid it off every month without fail and have rebuilt my credit history a little

Start with a prepaid credit card. Pay on time and increase your limit

dont they wont give u one for a reason

If you look hard enough, you will find a bank that will issue you an unsecured card. Your cedit limit might be small, but you will get one. I got my Discover many years ago when I was a student with no credit rating and I put $0 on the annual income...

Get a secured credit card that reports to credit bureaus monthly.

After six months or so you will have a credit score.

Get a card that will convert you to an unsecured card when that happens or apply for a new one.

Some secured cards are listed in the article below.

Do you have a bank account, usually the bank where you hold an account will give you a credit card even if it is only a low limit. Also, if you are refused a credit card purely by filling out automated forms you have a right to ask for a person to review your request

do a web seach for credit cards, there are companies out there willing to offer cards for people with little or no credit history.
orchard bank and HSBC are two of them

i had to prove my savings in order to buy a house,, as I had no credit rating the bank were not keen to lend me money.

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