Lenny M
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Times are hard right now becuase of credit crisis so you might have to do your research before applying for the one. There are some good research material at the site below that can help you pick the right credit card to apply. Hang in there! |
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heybulldog
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That's a good thing. Credit cards along with the fico score is good for nothing but getting into debt with. Both are designed to get you into debt and keep you in debt. Just look at how they work.
If you pay as you go. If you live on less money than you make. You will NOT have any payments. You will have money and you will not have to worship the great fico. |
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Jennifer B
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If credit is becoming a bit of a problem, then you can opt for a pay day loan. Since your credit history is good, getting a pay day loan would be much easier as you would be able to pay back the amount on time.
I found this particular site which I think would be of help to you. Its called Chance4Finance. It offers a wide range of loan plans which can be compared and you can select a particular loan which suits you the best.
http://www.chance4finance.co.uk/ |
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Ray S
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try bank of america and get a secured credit card, you can start with 300.00 |
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sheila m
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IT could be due to many things...your age ...wether or not your address is blacklisted ...and believe it or not every time you apply and get knocked back it affects your rating even more |
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little kizzy
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sometimes it can work against you if you dont have enough credit |
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o_0.
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you need to ahve an excellent credit rating
and to ahve proven that you ahve had credit and been able to pay it back before.
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sede f
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If you have a bad credit and you are hoping to recover or revitalize it, then I suggest you contact them at RENAISSANCE & EQUITY, they have offices in most of the major cities in US & UK, They renew and also increase your credit limit with very low interest rates so u don’t need to go through the hassle of obtaining a loan from a bank or any private lender. IT WORKED FOR ME my credit limit increased by $25k. You should try them it may work for you too.
PR Manager: Amy Walcott
Email: amywalcott_renaissanceandequity@yahoo.co...
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lexchen86
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I am having the same problem as u . As I have 725 credits I still can't get what I want... I used to apply for too many credit cards... Got turned down all the time.. That was the problem.. The record would be on my report for 2 years.. So... Don't be inpatient... Wait till your credit score is higher .. Or you must haven't had credit card before.. First one would be risky.. As the lender think.. Start with a low credit line card.. Like small bank.. But no annual fees! |
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iffihadahammer
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There are a couple of things you can do. For a start, make sure you are registered to vote (contact your local council for this). It doesn't have anything to do with credit as such, but it typically adds a lot of points when lenders work out your credit score. Don't make too many applications for credit because searches will stay on your file for 12-24 months and may suggest that you are "desperate" for credit. Ask for a quotation instead. Cancel any cards or loans that you have but no longer use, because lenders look at how much credit you already have "available" whether you are using it or not. If a lender turns you down, ask them for the main reason and ask which credit reference agency they used. Get hold of a copy of your credit reference files from the three agencies that hold them (Experian, Equifax and Callcredit). Then you can see exactly what information is on your files. There may be old debts that you have forgotten about - or the information may not be accurate. If so, you can challenge it. Here is a fact sheet which explains all this in more detail
http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=05_credit_reference_agencies
By the way, there is no "blacklist" and credit referencing no longer has anything to do with your address - all information is about individuals not addresses. |
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