 How to I get a Credit card |
| I have a debit card. I am wondering is 16 years old too young to have a credit card?? And I always hear it is terrible to have a credit card because it rips you off. Also how does it work?... |
|
 Does anyone know any good credit cards with low interest? Serious Only, I have a PERFECT credit score, I'm 19. |
| I need to find a GOOD credit card with LOW interest, I have a PERFECT credit score and I am 19, a college student, my current credit card has like 25%, which is bullshit, PLEASE SERIOUS ONLY. thank ... |
|
 How does the negative stuff on my credit report go away? |
| I have pulled a credit report and disputed everthing, and its all still on there. Most of the things are to expensive to pay off (would take YEARS). However, some things I could pay off quicker. H... |
|
 I'm married and in my 20's with debt well up to $20k. If I file bankruptcy can I ever get a future home loan? |
Additional Details
I have secured and nonsecured debt. I called a counselor but the best they could do was take $600 worth of my bills and have me pay them $600 to cover them. I have ... |
|
 I have a lot of credit card debt. 3 major credit cards almost maxed out several small cards like gas? |
| cards, department store cards etc. And I have recently gotten some money. Should I pay down and almost delete the 3 major credit cards or pay off the dept store cards land one of the major credit ... |
|
 Can I use any ATM? |
| I have just obtained a Link Visa Debit Card,can I use it in any ATM or does it have to be a Link M... |
|
 Can overdrafting your bank account affect your credit? |
Additional Details
is there little change to the credit? i've overdrafted numerous times. Most of the times i didn't mean to.... |
|
 Credit repair??? |
How do you get a credit score to go up by 100 or more points?
Additional Details
I have a few school loans in deferrment but no credit card bills. my score is in the high 500's and I... |
|
 I want to apply for a bank account but they ask for a second form of id...what can i use? ahhhhhhhh.....? |
| I'm 18 just got out high school....in los angeles california ....not a collage student....don't have any bills ....so can't use that.... used my state ID as my first form of ID ......... |
|
 What's fastest way to build credit with a score of 575? |
| what kind of credit cards are easiest to get? or what other path should i take?i am wanting to work towards getting a home loan.... |
|
 If u sign 2 a debt agency with a partna and then u split up, does the partna without their name on have 2 pay? |
| if you sign up to a debt agency with a partner and then you break up, does the partner whose name ISN'T on with the debt agency have to pay anything?... |
|
 Does having too many credit cards have a negative effect on your credit? |
| I currently have 2 Mastercards, 1 Visa Card, and 1 retail credit card all with balances. Does this reflect negatively on my credit? If i keep all with zero balance will it still have a negative ... |
|
 JPMorgan Chase credit card just RIPPED ME OFF!!!? |
| I can't believe these *uckers. I mailed in my payment THIRTEEN DAYS before the due date and then they tell me it was a day late and now my interest has shot up and i need to pay 300$ for NOTHING... |
|
|  |
monkeystoneart | I have not so good credit my credit score is 593 and I want a credit card for the holidays? |
Is there anything I can do to get a guareented credit card or a company that is willing to offer one to someone with my score... my credit report only has medical bills and 1 $50.00 blockbuster thing that is in collections any advice? |
 |
 
The Professor
 |
The last thing you need is more credit since you've obviously not had a good track record with credit in the past (hence the lousy FICO score). Stick to paying cash. If you don't have the money, don't buy it! |
|
MamaBear
|
If you're in collections for a lousy $50 at Blockbuster, then you have NO BUSINESS with a credit card. If you want a guaranteed credit card, you're going to have to put up the money for it. If you've already got the money, what do you need a card for? Stick with cash, honey. |
|
Edward G
 |
You might be much better off kicking your credit card habit for a while and saving your money. |
|
Willie G
 |
pay the Blockbuster collections off, and start paying off the medical bills. if you cant afford to do this then you cant afford a credit card.
they look at the medical bills as un paid loans. you need to pay them off. work something out with the Dr. or who ever it is owed to. |
|
Pengy
 |
You cannot clear up a$50 blockbuster bill (which sound like allot of late fees) yet you want someone to extend you credit for the holidays? Will bet there is more than medical bills associated with your score, been there. Lets put it this way if someone owed you mucho money, and has not paid it in months, nor made an attempt to pay it, would you offer them even more money that most likely will not get paid? Put yourself in their shoes what would you do? You cannot pay the debt you have, yet want to go deeper in debt. Not a good move. Sometimes we have to explain to our children that things are going to be lean this year. Not easy, not pleasant but have had to do it in the past. They are now grown up, remember it and understand and have an appreciation of not only the dollar, but of where it comes from. Yes we all want to add to, or be part of the hype and big gifts expected for the holidays, and none of us want to disappoint our children, but unfortunately, financially we must. Hard at the present but is in the future that we reap the benefits |
|
jgrey1goose
|
did you try a pre paid credit card? green dot is a good one. they have both master card and visa.
if you do get a credit card that is not pre paid, watch the intrest rates. try going through your bank or a credit union to get a credit card that is not prepaid if you really insist on paying the intrest. your personal bank or credit union can offer APR as low as 2.9%. that sure beats 29.99% from these other companies.
good luck and happy holidays. |
|
Dr. Deth
|
it's a little late now. even if you applied and were accepted, you probably wouldn't get the card in time to use it for Xmas |
|
beauty s
|
try orchard bank |
|
GTW
|
check out www.fastcreditcardapprovals.com and go under poor credit or no credit section and they will give you a few choices. |
|
zwl88796
 |
try capitalone.com |
|
love333
|
You may want to get a prepaid credit card or go for a credit card with low interest rate and no monthly payment. This site has listed credit card in different categories that might be helpful to you. http://www.bestcreditcardratings.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 37 minutes(s) ago
| | | |
10 | 52 minutes(s) ago
| | | |
10 | 57 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
3 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 3 day(s) ago
| | | |
12 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
