 Is a credit card better than a debit card? |
| I currently have a debit card and find it very convenient while making transactions at merchant dealers and online. But, most of my friends have a credit card and tell me to take one. I always think ... |
|
 Do personal loans ruin your credit? |
| Can taking out a large personal loan of between 5-8000 dollars have any effect on your credit score?... |
|
 Has anyone heard of or dealt with Eric Smith (eric_loan)001@yahoo.com? |
| I am thinking about applying for a loan from Eric Smith. He is asking for a non-collateral deposit of 2.1% of the principal loan amount and states that this is legal as stated in the Amended C... |
|
 How do I protect my unborn child's credit from his irresponsible dad and grandad who have the same full name? |
| My husband John Smith II had his credit ruined by his father John Smith I. I am pregnant with a boy now and want to name him John Smith III but don't want the same thing to happen to my child. ... |
|
 I need help in payday cash advance loan, plz? |
| I need some cash advance for emergency, somebody tells me a loan company that can lend me money like hundreds pounds??... |
|
 BANK OF AMERICA check? |
my aunt in another state sent me a check in the mail for 1000 well....
i dont have a bank account and dont wanna start one quite yet, is there any other way to cash it?
Additional Details
|
|
 Has anyone tried freecreditreport.com? |
| Just wondering if they are legit or if they will steal my personal info or sell it.... |
|
 ARE there any real online lenders out there that give loans to people with poor credit? |
| Jeff Norerts? does anyone have anything on him? I got scammed once and i wont again but I need a loan immediately my life depends on it. If anyone can help me please do. If any of you scammers write ... |
|
 Credit disputes question? |
I know this sound's bad, but can you dispute acounts on your credit if it's realy your bill, and if so what is the best way to do so?
Additional Details
THIS IS TO THE ONE WHO&#... |
|
| What credit card should I get? I just turned 18 & I'm in high school, but want to get some credit history... |
| I'm not sure what credit card I should get. I want to get some rewards like rebates on gas, but since I've never had a credit card before I would probably not get accepted (or not?). Does ... |
|
 Credit cards? |
| anybody know any websites where i could apply for a credit card with a poor credit rating?... |
|
 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
|
 Getting paid? |
| If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28... |
|
 If i leave the country with debts can i still be chased abroad. can i leave debts here and start fresh.? |
| I was left with debts when my business failed two years ago. my ex buisiness partner hasn't paid any of the debts but we're jointly and severably liable. I have the opportunity to leave ... |
|
 I never had a credit card.? |
| I never had a credit card but I need to get one for emergency use only. Every time I apply for one I am denied. I dont think I have any credit history. Can someone tell me what site will approve me ... |
|
 What credit card is the best for a first time credit card? |
| I'm am going to be applying for my first credit card. I will be working for a family member and I will be shipping stuff via fedex. I can use my bank card but I want to start building credit, ... |
|
| Bankrupt! Need a debit card!? |
| I know a friend who was declared bankrupt 5 months ago, and he would really like a debit card for shopping online etc. Do u know of any banks that would issue one?? P.s not concerned about overdraft ... |
|
|  |
AMANDA M | I have paid dept of in full? |
does any one know if you pay a dept completely of if experia can clear it |
 |
 
LittleMissPrissy
|
Speaking from experience having the same situation.
It will show up on experian as still a debt but a zero balance. If you want it to be completely taken off you have to contact the agency who you paid the debt off with and ask them to take it off. They will try to say that they can't do it but really put your foot down and tell them you need to have them take it off and they will. Next time before you pay off a debt have the collecting party agree to take it off of your credit report before you pay them. |
|
margarita
|
It will stay on your credit report for 7 years, but once it's paid it should show as a closed account. If it doesn't show as closed, send proof of the closure & a letter of dispute to Experian. |
|
alatoruk
 |
no, although you can ask the company you owed to money to, to ensure that experian know it has been cleared. |
|
S T
 |
you can have it registered as settled, but it will remain on your history for six years from the day it was registered . |
|
adam d®
 |
Yes it will stay on your report, but if you paid it off and kept up repayments you would want to keep it on there.
You will want future lenders to know what a good customer you are and you will get preferential rates. |
|
xXx Orange Breezer xXx
 |
On experian it will say the number of installments expected so as you pay each month a payment is taken away and it will say whether it was on time
But if it was a bad debt it will say whether you received a default, or ccj and if you have then paid it......it will show as SATISFIED |
|
The Fat Controller
|
no it will show but if you got to your local court with your receipts and reference number and a quid they will enter a satisfied note on your file |
|
jeanimus
|
you can contact experian and can put in a notice in your credit history to explain the debt (up to 200 words)- eg if you moved and not paying was an oversight (so future lenders will know youre not in the habit of not paying) This will help your credit rating.
If you show proof to experian that the debt is paid in full, your record will show that it is settled, but if you had a default registered on the debt (you would have got a default notice) it will stay on your record for six years from the date of the default being notified to experian. |
|
tucksie
 |
You will have to get on to Experian and tell them the debt is satisfied to have it removed from your credit record. |
|
The Parthian
 |
I assume you are talking about a credit bureau. Yes, you can get a letter notarized attesting to the full payment.
Send to the credit bureau, registered, and request they correct your record. If they do not, contact your state's attorney general's office. |
|
bassmonkey1969
|
No, it'll stay on your credit report for about 7 years showing paid. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 13 minutes(s) ago
| | | |
10 | 29 minutes(s) ago
| | | |
11 | 55 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
