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 How can I rebuild my credit?
My credit is really bad and has been for about 4 years now. I cant get excepted for any kind of credit cards and because of some old hot checks I cant get a bank account. I have tried to get a bank ...


 Cleaning up my credit report?
I have a lot of old debt on my report. Plus a few things that were added about a year ago. A few things are going to fall off this summer. I went through 2 layoffs and a car repossession ( the car ...


 My credit sucks. Is it really possible to get a new ss# to get a new credit file?
...


 How to apply for credit card if my pay does not hit an annual income of 30K?
...


 Does anyone knoe of a FREE crdit report site.Where I DO NOT have to give a credit/debit card# to get my score?
I don not want to give my debit or credit card, I want an absolutely free site, where I can get my credit score. Thanks....


 Credit Score?
I don't understand what credit score is..can someone explain in very simple terms? and what a good and bad credit score is? How do you get a good score or a bad one??...


 I had an overdrawn account at Lloyd's and cos of this my credit rating is bad and I cant open a student?
account how do I imporve my credit rating? it was a lng time ago and they closed my account at Lloyds TSB, but my credit raing is still ...


 Is it possible to make yourself bankrupt without losing your home?
it's just something i was talking over with a friend recently who is in debt and is pondering this question.
Additional Details
lol@ gashotel, interesting answer, but i suspect that ...


 Can/will unpaid medical bills be reported and applied to my credit history?
I heard that a law was passed which doesn't allow unpaid medical bills to be reported on a persons credit. Is this true?...


 Is it worth paying off collections or using the money to get a secured credit card?
I have about 4K in past medical bills from 2 years ago. Would it be worth paying them off, or put a deposit on a secured credit card to help inmprove my credit?...


 Free stuff?
REALLY FREE. you know, no sponsor offers to fill out, no signing up for anything, no shipping and handling fees, no filling out any form or ANYTHING. i want free stuff where you just fill out your ...


 How old should you really be when you use a credit card?
I'm just 11 years old and I wnat to buy stuff in the internet....


 Can you get a loan with no credit with a co-signer??
...


 Respond to debt collector?
Someone left a very official/legal sounding message on my phone, I found out it's some debt collecting agency. The message asks me to call them for a "business proposition" or ...


 How can i get good credit?
im 20yrs old and im tryin to esablish credit at a young age i tried applyin to cards like a jc.penny wal mart stores like that but they turned me down. also i be gettin these credit cards in the mail....


 Co-sign for a relative?
My husband wants to co-sign a loan for his cousin. How could this affect MY credit in a negative way? I have good credit and don't want it ruined.
Additional Details
My husband ...


 I have a car payment that I can not pay anymore. What happens to my credit if I turn it in?
I am in a financial bind and I will not be able to make my car payments on top of everything else I have to pay. I would like to keep my car but have lower monthly payments. I think the best thing to ...


 Prepaid credit card? Can anyone point out the advantages?
I am curious as to the advantages of a pre-paid credit card. Surely if I had money to put on a prepaid credit card then I wouldnt need the card? Also if I had the money to put on a card surely I ...


 This Lady Charged me CREDIT instead of DEBIT on my visa check card?! what does this mean!?!?! help please!!!?
I told her specifically, "I want to use DEBIT" and she charged me credit!
I told her to void it and redo it as a credit and she said that she couldn't.
I'm so pissed...<...


 Its it possible for me to start building my credit now,?
i am 17 years of age and i wont turn 18 intill june but i was wondering is it possible for me to start building my credit ...



MemiLuv
I have poor credit. I need a credit card.... Help?
                     
 




TheLizardQueen
So do I try...........


http://www.householdbank.com

GOOD LUCK!


You know what I would do. I get these in the mail all the time from this company. My husband gets them too. Well he got one for 9.9% which is great. Well I got one for 0%

If you wait you might get a better % rate. You get the best deals from them by mail


Hey Chock full of nuts THATS RIGHT YOU ARE NUTS!!!!!!!! Why dont you go take your comments back where they came from meaning the trailer park!!! Why dont you quit being an ***! THIS PLACE YOU CALL AMERICA is bull$**** and doesnt want to help anyone out in need!!! Why dont you go fight in Iraq and get shot!


No DING BAT I said nothing about out troops JUST U


YedidNefesh
go to bankrate.com
they have a search system for ccards for bad credit


sugarBear
If you have poor credit, chances are... you will not be approved for any credit card, unless it's "secured" meaning you have to put a deposit on it & your deposit will be your credit line, whenever you charge it, you will still have to pay it back like a normal credit card, only difference is the finance charge is very high. Your better off just using your Visa Checkcard from your bank. The money comes right out of your checking account. There's no need to worry about paying it back or paying high a high APR.


laura4p0
You might try


Chane
Rating
You need to repair your credit. There are many things you can do to accomplish this.

Check out the 100% free site below to learn how to do that. Good Luck!


gomanyes562
Rating
Yup, don't trust these random websites. Go to a legitimate bank and get a secured credit card, which is the only type of card available for people with poor credit. Use it to improve your credit score.


John S
Try www.creditbud.com

They have credit cards for people with bad credit in their credit cards section.

I hope that helps. Good luck!


moneywise
If you get a credit card, you will not solve your problem long term. You will be in debt for the rest of your life. You CAN work through this. Go to www.daveramsey.com and listen to the show for a while. Borrow his Total Money Makeover book from the public library. You CAN get out of this situation but you're going to need to set a budget to do this. It will be SO worth it. My dh and I paid off a truckload of debt this way. Guess what? Now we can sleep at night!


nc
Rating
apply for a department store credit card and charge only as much as you can afford to pay in full the following month when the bills comes in- after six months apply for another department store credit card and do the same- you don't have to charge a lot- just prove to them that you are a good paying customer and a low credit risk and then apply for a visa or mastercard- preferably with your own personal local bank that you have a checking account with - if after two-three years apply for an American Express card and that will look really good on your credit report.


Succes
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.


hans6883
Rating
I would try to fix you current credit situation by getting the negatives deleted from your report first. That will open the door to a better credit card.
If you need more tradelines, I would probably try to get a Target card and a secure CC. Make sure the CC doesn't report as secure on your report.

Good luck!


Shelby S
http://www.mm-review.com/money/2.html
Check out link #3

Best of luck!


Chock Full O&#39;Nuts
PAY YOUR BILLS!!!!!
Why would anyone want to give you a credit card if you have ripped off everyone who gave you credit before.
People who don't pay their bills make prices higher for us honest people.
Why should anyone feel sorry for you!?
--------------------------------------...
Yeah LizardQueen, i'm the bad guy.
I work my @$$ off to provide for my family. I pay my bills on time and I do without the things I cannot afford. Then other people don't pay their bills, ruin their credit, and file bankruptcy. This makes prices go up and my family has to tighten their belts a little more.
Sure -- i'm a real S.0.B. !
But of course you are a saint, because you insult America and want soldiers to die in Iraq.
Gee Whiz! How can I be more like you?


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