 Is there a way to remove old paid off debt from my credit history? |
| I am trying to build my credit back up after some stupid things I did as a 20 year old. I had some deliquent credit payments about 5 years ago or so, that I eventually paid off in full about 4 years ... |
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 What can i do about ex husbands girlfriend pulling my credit from her work? |
| My soon to be ex husbands girlfriend obtained my social security number and pulled a hard inquiry on my credit. She is employed at a mortgage lender, which is where the inquiry came from, although a ... |
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 Why can't I get a unsecured credit card? |
I'm trying to rebuild my credit rating but nobody wants to seem to help!
Additional Details
they keep sending me applications for uunsecured cards and then reject the applications.... |
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 Do anyone know of a reputable Credit Repair Agency? |
| I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to ... |
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 When one has bad credit, is it beneficial to accept the offers of the cards claiming to help rebuild credit? |
| Or if trying to rebuild your credit, would it be better to just start paying on the bills that are delinquent and trying to make a settlement with the company? I had a hard time in the past and was ... |
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 Collections agency ? |
| what should i do if they keep calling me? and they already know my address and what if they come to my house and try to do something? i owe a debt of $1000 gambling online because they gave me free &... |
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 What does payee mean? |
| On a recipt you have to write who is the payee and who is the payer?... |
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 Bankruptcy claimed 2 years ago and credit card that was included is still showing up on my credit report? |
| Please help I'm not sure what I need to do. I just applied for a small personal loan thru my credit union. I was denied because of what they said was a current debit. (A credit card that was ... |
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 How do I improve my credit score? |
| I am trying to buy a house and need to improve my credit and within the next 4 months. What is the best way of moving forward. I only have 2 small negative items, and have never owned a credit card.... |
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 Is is possible to legally remove negative information from your credit report? |
| I know there are websites out there that are scams and say they can get you a new credit report which is illegal, but I have also read that you can get the creditors to remove the negative marks. Is ... |
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 Cashier's check? |
| i just recieved a cashiers check and i was wondering if i could go to any bank to cash it.... |
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 Where can i go to look at my credit score? |
| all of the ones that i come across want a credit card number. after getting myself out of heavy credit debt i cut all my cards and canceled everything once they were paid off. it's been a year ... |
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 My husband and me just received our stimulus check on thursday, we received 600$? |
My firends received 1200$ And they told us we should have received the same amount. Does anyone know what amount we should have received?
Additional Details
My friends do not have kids. ... |
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 Unpaid Credit cards, summonsed to court for wage garnishment, how to stop it? |
| is it possible to stop it . anyone know how this works/ IM totlaly screwed!!... |
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 What to do about debt? |
| Does anyone have any good ideas on what to do with our debt. We have student loans debt, credit card debt, medical bills, tuition, taxes, etc... We had to go down to a single income family due to ... |
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 I got a check for $30 from a person I don't even know. Could it be a scam? |
| I received a $30 check from Paul F Clem and Aaron P Clem in Santa Monica, CA and is from a JP Morgan bank account in Delaware OH. The check was processed from a payment processing cener in Phoenix. ... |
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 Credit Cards With No Credit? |
| I just turned 18 and I want to invest in a credit card, i do not have any previous credit history, so i was wondering if there is anywhere that i can apply for a credit card and actually get one!... |
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Ken D | I have really bad credit- not credit card related. Does credit counseling work or what can I do to fix it? |
I am having trouble renting an apartment, I am going to need to buy a car and I would like to eventually own a house. |
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samantha r
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like everyone has told me, get your credit reports, all 3 of them, and start making calls to pay on your credit to start fixing it and to bring your score up, so it will be possible to get the things you want after its all fixed |
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The Scorpion
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Well, I don't really know if credit counselors work. I suppose if you owe money now and they have the ability to contact these people and get a payment plan underway, that could help you. But more important, or as important, is that you change your behavior as it relates to money. It's serious business, as you know now, and buying things is not to be taken lightly, esp. expensive things. You have to get your life in an orderly mode, get out of spending mode, and into paying and saving mode. Rent a room as cheap as you can find, pay off these bills, and get things in order. |
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bdancer222
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Most credit couseling/debt repair companies will charge you a fee up front and trash your credit. You can fix your credit yourself.
You should start by paying all your current bills on time. Negotiate settlement with the bad debt one at a time till you get them all paid.
But you really need to set up a budget and save money for a downpayment. You're going to need several years of consistent on time payment history to get any kind of loan for a house. |
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Melius
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Make arrangements with your creditors to pay off all your outstanding debt. Get a payment plan that you can afford. Cut out all unnecessary expenses in your life and work as many hours as you can tolerate. Once your bills are paid off, never charge more than you can pay off each month. Good luck. |
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Patrick
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You can do it yourself.... you just need the tools.
http://www.thecreditrepairmanual.com |
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King L
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Today every person has need of car, because it has become the necessary need for the people and status symbol also. If you have bad credit history or poor credit history and look for purchase a car, then it is very tough for you. Due to bad credit history, lenders are not keen toward<!--providing you loan, but do not be discouraged.Generally, bad credit car loans are available at higher interest rate, but you can take at competitive interest rate after placing your assets as collateral in secured bad credit car loan. You may find some car loans here,
http://badcredits.awardspace.com/guaranteed-car-loan.htm
You also can grab bad credit car loan without keeping your asset as collateral, but you have to pay competitively higher interest rate. Hence-->you can take this loan at better rate, because competition among lender.You can reduce your interest rate after talking with the lender |
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Richard S.
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Credit counselors don't "fix" your credit. They set up payment plans with your creditors to reduce interest and fees / consolidate. So if you have $20K in credit cards at 20% interest they might reduce that in half or nothing at all. It's in the banks best interest to negotiate because at least they get some money rather than you default. The problem is too many people until all their cards are charged off and THEN they try to get help. It's too late at that point. Your credit is already hurt.
You'll be able to buy a house, car, and anything else you want but it will take TIME. As in love, time heals all wounds. Seven years to be exact. (that's how long the bad marks stay on your credit, 10 for bankruptcy).
Find a trusting coborrower to get your apartment. Have them cosign for a car loan and rebuild your credit. Don't get yourself in too much debt. Just because someone gives you a little rope it doesn't mean you should tie it around your neck and hang yourself. |
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