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 Credit card interest rate jumped to 30%! Why?
My husbands Washington Mutual credit card jumped to 30% interest. We have never been late on a payment and we pay way more than the minimum in order to pay it off. Right now the balance is $423.00 (...


 My nephew has a bunch of bounced checks?
He has bounced about 5 checks and has no money to put in the bank to cover what he has written + fees and such. He has no job, so no way to pay them back and none of the family is willing to loan ...


 Does a creditor have to notify you before they turn an account to a collection agency?
...


 Is it a good idea to take out a small home equity loan to pay off credit cards?
10000$ to consolidate 7000 in debt, the going interest rate is 7.5 % we are currently paying between 13%-23% on the cards
Additional Details
the remaining three thousand will go torward ...


 Am I responsible for my girlfriend's credit card that is in my name (she is additional cardholder)?
Her name is actually on the card... If we break up and she does not pay it, can I go after her legally?
Additional Details
She has a totally separate card eventhough she is on my account ...


 Go bankrupt or not pay?
im not sure what bankrupsy is everyone tells me don't do it. bc i will still have to pay it back. but right now im not paying on my credit card debt. so do it or just let it keep racking up?...


 What credit score should I go by?
transunion experian and equifax all have different scoring methods. which one is most accurate when it comes to what a creditor will look at...? So basically is the equifax score closer to what a ...


 Who here is getting sick and tired of 'where is my rebate' questions?
I just wish some of these people would at least read some of the answers pertaining to the rebate before asking the same question over and over....


 I'm confused...do I need credit card...help?
I have recently moved to US (legally :-) ) and I have been watching a lot of shows (while I'm home with my baby) and I'm trying to find out what's the best for me...the only one thing ...


 When I move, how do collection agencies get my new address?

Additional Details
I got no utils, its a rented room in an established company.

My bank account? <-- my ...


 Can someone help me get a loan to pay-off all cedit debt that I owe?
I do have a job but may credit is extremely bad and I need to turn that around please help me....


 How do I stop a bill collector from calling my number, they have the wrong number?
Companies have been calling my number for a person sho had the number before...fair enough...but it has been a year since I got this number. The same companies are calling. I have threatened to ...


 What should I do if the billing department keeps harassing me?
I was the passenger in car accident last February. i went to the hospital to get checked out and I was fine but just for looking at me and taking an X-ray cost 277.00. The insurance company of the ...


 We are drowning in debt......dont know what to do?
We have been hit so hard with car problems, hospital bills, medication, etc. I have bipolar disorder, and also fibromyalgia, my boyfriend has a terrible back problem and has had to miss tons of work. ...


 I had taken personal loan which i m not paying now tell me if i will apply 4 new credit card is there any prob
...


 OK i Had to file chapter 7 and now how do i get my credit score improved?
...


 Why is it when you want a "free credit report" its never free?
all i really want is a free credit report, not anything to do with a credit card, if i had one i wouldn't need a credit report....


 Can I get a FHA home loans with bad credit and a low credit score?
...


 If you are participating in a credit counseling service, can you buy a house?
...


 Are most students accepted for student credit card applications?
...



acedollydan
I have received an email telling me that if i have credit cards which i took out before 2007 they can be wiped?
can credit card bedts taken out before april 2007 be wiped out with no effect on credit rating seems strange to me what does anybody else think
                     
 




Carol B
Rating
YES,

A NEW LEGISLATION HAS BEEN PASSED THAT IF ANY ERRORS WERE ON THE ORIGINAL CREDIT AGREEMENT WHEN YOU TOOK IT OUT PRIOR TO 2007 THEN IT IS TECHNICALLY VOID.

YOU CANT CLAIM ANYTHING BACK, BUT YOU CAN HAVE THE DEBT WIPED OR REDUCED.



Tina
Rating
Of course not! If that were true there would be a lot of people no longer in debt and the credit card companies would be out of business.

This is a scam and they are just trying to get your personal information. Report the email as spam.


SEXUALLY SICK KINKY STIMULATE
Rating
Sounds like a spam to me


Skinnyminny
Get real, why would this be allowed? Definitely a scam........would be too good to be true!!


Yancy C
I have never, not once, received a spam e-mail offering me anything that was legitimate. Never.


LOVE MUSCLE
Rating
Yes and the Government is really controlled by the unification of Wombles, Smurfs and Fraggles


Cornish Granny
Rating
There was an article about this in yesterdays Money Mail. Its something to do with the paprwork signed at the time. But when the Mail looked into it it was virtually impossible to claim anything back, and if you did the company wanted something like 30%.
Forget it.


kyootie
There are things that you can do to help with your credit score but this sounds like a scam. Your best bet is to search the web for the needed help and then to call them. Companies that contact you out of the blue will most likely be a scam.

Good Luck


KKM
Even if this isn't true, you can pay off your credit card debt by forwarding checks from American customers to a company in Nigeria or by helping a terminally ill widow dispense her fortune among needy folks in the US.
Just send them your bank account info and start improving your station in life.


muneepenee
Rating
dont yuno wot kredit kards yu hav?


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