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 What is my credit score?
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 I know someone who found a credit card and used it, and he got caught. what is going to happen to him?
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 Can credit card debt be passed on after you die?
It is my understanding that unsecured debt can not be passed on to your spouse or children when you die. I work in the credit industry and when assisting a client who's husband or wife has ...


 If I pay off my car loan, can I get any of the negatives, removed from my credit report?
I was late a couple times on my car payment. If I pay off the whole amount, is there any way I can negotiate them removing any of the late payments from my credit report?...


 If I owe someone money can I pay them via credit card?
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 What is the best way for me to dispute an item on my credit report?
I just closed a mtg refi. My lender found a $3500 chargeoff on my credit report. I called the company who placed the item. They could not find anything with partial acct # provided on the report. ...


 Can a collection agency put negative marks on your credit report seven years after the origination of the debt
I have a medical bill from February 2000 that I considered at the time, and still consider, to be illegitimate. I didn't pay it.

In 2004 it was sold to a collection agency.

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 Where can i look to find out what credit cards i still have active but not using?
i have used many credit cards in the past, most of which i have cancelled, but there are some that are still showing as active, is there anywhere that will be able to show me which i have ...


 I just got a call from a collection agency!?
I don't know what this could be for, because I didn't actually speak to this person, I just got a call from someone who called herself Mary at my work leaving several messages saying the ...


 Where is the best place to get a loan, even with bad credit?
I am looking for a loan between $1000 -$5000. I have bad credit, and I'm afraid that I know for sure I know I'll be turn down for it. I wanted options where I can atleast get a thousand ...


 I REALLY want to build great credit history and score?
I just turned 18 about 2 months ago. I have a cell phone in my name which I had since I was 17. I applied for a credit card and was granted a $300 limit. I just received my second statement from ...


 What is the best Student Credit Card?
I have no credit, but i would really like to get a card before leaving for college.

what is the best student credit card?...


 If over credit limit and if paid off before closing date, is your credit score affected?
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 Can a company that issued me credit under the age of 18 hold me responsible ?
The account is now paid, but it was sent to a collection agency and also reports negative on my credit report....


 Do you mostly use credit card or debit card?
why ? What are your reasons ?
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 If somebody knows my social security number and name, would they be able to apply for a credit card and spend?

Additional Details
But if they enter THEIR billing address, wouldn't I be able to track them down, and sue or what not?...


 I was approved for an American Express Card, so does that mean my credit is good, or not?
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 How bad will two repossessions hurt credit score?
I'm talking about cars. One in 2005 and one now. Does the amount, value matter?...


 What happens if I OVERPAY my credit card?
The mail around my area sucks, and I usually don't get my bills until they're almost due or overdue, so I pay my credit card off through my bank website.

I call the credit card ...


 My credit score is 745, and yet i can get a loan without a co-signer.Why?
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trinitycladdagh
I have recently gone through a divorce and want my name off of joint accounts...?
My ex uses an account that affects my credit, my name is still on this account. Any ideas on how I can get my name off this account?? Thanks!
                     
 




wizjp
Rating
Contact the account holder. IN most cases the only way is to pay it off and re-open in the name of the account user alone.


Michael B
Close the accounts. Let him open new.


progunr
Rating
Normally, the only way a creditor will remove a person responsible for the account is if it is paid in full and closed. Then your ex would have to open one on their own.


SPIFIMAN1
Rating
If you are the primary signer, call and cancel the card. If you are the secondary signer, call and talk to them about removing your name.

Did the responsibility for the credit card go to your wife in the divorce decree? If so, mail/fax them a copy. If not? You will most likely not be able to remove your name from the account.

If all else fails, pay off the account and close it.


Who knows
Rating
I used to work for a bank and they NEVER just let you take a person that was still alive off the account (don't go killing your ex now... J/K)... The bank I worked for you had to close the opened account the reopen a new one... GOOD LUCK


beauty s
call that account and ask for your name to be removed


porcelina_68
Rating
It seems to me that if you have a copy of the divorce decree, they should be able to take your name off of the account. I bought a car with my ex boyfriend once, and the salesman "married" us on paper. When he ran off with the car, I explained to Ford Motor Credit that we were never legally married. They absolved me of any and all responsibility.


Gregg W OHIO
Having gone through a divorce it is more time consuming than anything. You will need to contact each of the companies you have an account with and simply cancel the account. If they want an explanation, and I believe they will not, just explain the divorce.


MsKitty
Rating
CALL and DEMAND you be taken off....it's that easy


TedEx
Call your lawyer, or better, write to your lawyer, eplain the problem, expain what you want, andask him to take care of it.


Andrew
Get a court order that the account should be closed and the marital assets split.


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