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 Whats the worst that could happen if I dont pay off a bank loan?
My ex-husband took out a bank loan in my name (with my consent) and now that we are divorced I am obligated to pay it and I dont have any money to spare I am living paycheck to paycheck working two ...


 Getting a credit card. What are the best deals around?
Hi. I need to get a credit card with a limit of about £1000. What would you go for at the minute? I've checked these comparison sites and they're frankly very confusing. UK only please. T...


 Should I refinance my home?
I have a 30 year adjustable home mortage. I have paid on this loan for 24 years. I have 6 years to go and only owe $13,500 on the loan now. Adjustable rates are on the rise and I am on a fixed ...


 I have bad credit and a lot of bills and want to consolidate them. is this possible?
...


 Is there a place I can go to view my credit score, instantly?
I don't want to have to wait for a week to receive something in the mail that I have to enter to receive my score.
Additional Details
I tried freecreditreport.com and had to wait ...


 Is Credit Repair really effective and how much would you pay for it if it is?
A good credit report is very important for living a comfortable life of financial freedom but it's difficult to recover fom a bad credit report once you've made a few mistakes. Credit ...


 What's the fastest way to clear my credit without filing bankruptcy?
...


 Does one delinquet credit card effect your other cards you have?
i have one credit card that is maxed and Im having a hard time paying the min payment. ive already consolodated the best I can....I have another card that has quite a bit of limit left and my ...


 Does anyone know where I can obtain a free credit report, from one of the three main credit bureaus?
Without having to do it online (I don't want to give credit card info).
Main credit bureaus: Experian, Equifax, Trans Union....


 Will paying off delinquent credit help?
I have delinquent credit from about 4 years ago that i havent touched....Its way delinquent. If I track down the creditors and pay it off how much will it help my credit...Currently I have a 608 ...


 Bankruptcy?
I have some debt, that I know I will never be able to pay off. Atleast in this century. It's not that I owe a whole lot of money, it's just that I am not the richest person on earth. I have ...


 I loaned some one money to buy a boat. This person failed to meet the requirements of the contract. what can i
My boyfriends son needed money for the purchase of a boat. I loand him the money and made up a contract with him for repayment . the boat was put up as colateral and I have a lien on the boat. He has ...


 How do you manage your credit cards?
Just wondering how some people handle there high credit cards amount in order to lower them w/out consolidating! I only have one credit card and the dollar amount really isn't that high it'...


 A credit card for a 13 year old?
What do you suggest? I'm going to DC in April and I'm bringing a credit card (If I could find one). My parents said I should bring that and cash, because we need to pay for everything thats ...


 What can i do to make my credit report better?
recently i lost my job and had financial troubles. eventually it led to a cell phone, and one credit card company refering me to a collection agency. now i know it will be on my report for 7 years, ...


 Please Answer!!!! Help!?!?!?
Wells-Fargo is threatening to garnish my wages concerning a credit card I haven't paid in awhile. I haven't had the money and they have threatened to garnish my wages. Can they do that???...


 How do I get a loan fast and easy with bad credit and before apirl 28th?
...


 Cant pay credit card debt?
I used to live in the UK and moved to US 3 months ago.

My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to ...


 Are there any good sites where I can check my credit?
I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks....


 Is it better to negotiate charge off amounts with creditors or pay in full?
should i negotiate a discount? or pay in full? whats better for my credit report/ does it matteR?...



ricosgirl0907
I have so so credit and I am needing to get a car ASAP! Is there any place out there that I can get approved ?
                     
 




SPIFIMAN1
Auto finance is what I do for a living and you need to find a dealer that advertises Special Finance and go talk to the Manager, they can help you.


EVANS HERE YAY!!! WHAT A BIG GUY
Depends on who you are and where you go. The place in NY the HUGE guy gave me and my husband a run around on used cars but friends had BAD credit and they were approved for a new car better then what they were offering for our used. And Vets dont get deals at car dealerships.


getagrip
Rating
roadloans.com
i had horrible credit and i got one through them. be prepared to pay high interest.


Syra
Rating
First check out the local banks, credit unions. If your quick on your feet, dress well and are respectful yet entitled they may give you a lone for slightly higher then their good credit customers. IF your lucky.

If your credit is bad, they may still finance you at the car lot. Some car lots even do their own financing. Also consider an individual selling a car. They may be willing to hold the title and let you make payments to them, and not check your credit, but you will need a reciept for every payment, and you will need terms in writing. (Also make sure you SEE that they have the title in their hand, and that is isn't held by a bank).

Good luck.


tone
Road loans, capital one, buy here pay here, beware of the fees and interest rates.......try to get financed first through a local lender like your bank. Your credit may be ok for a car loan.


NONAME
yes there is....good luck


LittleBarb
Rating
ANY reputable car dealer WILL get you a loan.... (go to your larger dealers not those little roadside used car sale places... you will pay higher interest, but you should have no problem getting a new car...


rosiero
Rating
save up some money and buy one off of craigslist. just do a pre-5 point inspection on it before you buy (which will only cost you $120-$200). and it would be very beneficial for you to buy a carfax report for $29 bux...you can check the VIN # on any car (as many as you like) within 1 month. can you tell i've done this before. it's the best way.


justme
It depends on where you live. There are many dealerships that don't even check credit. Look in your area's auto-trader magazines. They usually will have tons of dealerships that will work with less then perfect credit.

Hope this helps! Good luck!


heybulldog
save and get a cash car. it'll get better gas mileage if its not dragging a payment book behind it. Then you can take what would have been your payments and put in the bank.

No payments = cash in the bank.

special finance just means you are gonna get raped with the interest.


James Watkin
Rating
Take the bus and pay off any debts you owe. And save and buy a used car. Then slowly establish your credit so you don't end up owing a ton of money on a car that is only going to decrease in value. Cars never increase in value and it is not good to pay high interest on anything.


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