 What do I do when I get a letter from a collection agency about an invalid credit card from 1992 I dont recall |
| I do not recall having this credit card. I did file a bankrupcy around that time and it is not on the creditors list filed. This credit card is for over 5,000 dollars and I think I would of at that ... |
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 I have 15,000 in credit card debt and really need to do something to get out. Any suggestions? |
| I cannot refi my house because of a Prepayment penalty. I spoke to my local bank about trying to get a personal loan but it will be at a 20% interest rate at a $500 a month payment for the next 5 ... |
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 I just got a letter in mail saying that the credit card used to pay my bill was rejected by my bank..? |
| for my invoice was rejected the thing is... i dont own a credit card i i didnt use this company for any thing what or where to i go to find out about this card? dont have a name of card or what was ... |
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 If I pay my credit card before the statement, is this good for my credit or bad for my credit? |
Hi everyone, I got a Citi card. I always pay it before the statement online. So every statement date I will got a balance $0. Is this good for my credit or bad for my credit?
Can someone help ... |
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 I cannot pay my credit card bill? |
| What would happen? There's an outstanding amount of about 300 quids and I am completely broke. Can somebody tell in detail what would happen?... |
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 Hi I need a loan asap of about £2000 to help my family out im 19 and work full time.? |
I tried the banks have no luck im not worried about the payment and the interest they charge just want somewhere that i can get some cash
T... |
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 If someone donated 5 billion dollars?, what would you do with it? |
| Tell me, what would you do. One the first day getting 6.9 billion, what and how would you respond?... |
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 Is it legal for a wife to get credit cards under husbands name without his consent of is it forgery ? |
| happen to friend and didn't think it was legal especially if they for some reason were to seperate his credit would be shot if not payed off.... |
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 My credit score is 760 and my cousin recently asked me to Cosign on a car loan with her.? |
| I've never cosigned for anything with anyone so I'm not sure what to do. She's asked her parents and they've said no. My mom advised me not to do it. The loan is 4000, however she ... |
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 How do credit card companies or collection agencies get your cellular phone number? |
| If a person is late paying a credit card bill , how do the companies get your cellualr phone number when you only gave them your home and work phone numbers when you first applied with them?... |
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 I lost my wallet including driver's licence, 3 credit cards, social security card,etc. What should I do next? |
| I lost my wallet including driver's licence, 3 credit cards, social security card, ATM receipts, etc. I called all credit card companies to cancel the cards, and put a fraud alert on my credit ... |
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 I need a car loan, but my credit isnt good enough!? |
| Wells Fargo has the lowest interest rates, but my credit report sort of sucks because of my husband not paying his bills in the past(grr). Financers that dont care abut your credit report usually ... |
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 I need to boost my credit? any good advice? |
| ill keep it simple i need a credit check to get a cellphone plan, i am 18 and i dont have a credit card but a very steady job and such blah blah blah, i dont know how much i have or need, but i ... |
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 Is it possible to block a merchant from making further charges to my credit card? |
| I recently had a bad experience with a merchant concerning some charges they made to my card. Though I have resolved the issue with them, I would feel more comfortable if I could arrange it so that ... |
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 Can I use my debit card to purchase stuff online? |
| I was given a debit card from my bank and I was told that I can use it as a credit card too. It looks exactly like a credit card, it's a Mastercard, it has 16 digit number and an expiration date ... |
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pinK | I have spent 50000 on credit card. now i have no money to pay. wht will be the consequences? |
shonnasweetu@yahoo.co.in |
 |
 
sunny s
 |
dude nothing will happen like above......
after ur due date the bank guy from collections department will call u up and ask u the reason for not paying the due.... tell him u dont have sufficient cash with u...... then he will tell u to pay sme amount...... then u negotiate with him he will reduce the amount.... then atlast ask him wats the minimum amount u need to pay right now and pay that amount( minimum amount wont be more than 12%).... then u can pay ur remaining amount in next month..... |
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sfcjcl
 |
Okay, $50,000.00 on YOUR credit card? Well, you must have had a fantastic credit report with a great credit history. Now that you can't pay your bill, well, the credit card company can garnish your wages, take tax refunds, so forth, until the debt is paid. As for Ch. 13, well, under the new guidelines for Bankruptcy, you may be able to adjust the payments, lower the actual debt and so on, but if you got a job, you got a bill.
Good Luck and hope that this lesson doesn't turn to painful |
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andrew i
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where the hell did you get a credit card w/ that high of a limit?
oh, its called bankruptcy |
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glamour04111
|
file bankruptcy and start over with a clean slate |
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Harsh Jharia
|
you are in a difficult situation...
you will have to pay the dues...
or else you may call the credit card customer care and get the dues converted in to a personal loan... then you may repay the amount in instalments... EMIs... |
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lucasignore
|
you.
are.
screwed. |
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Tom H
 |
I think you should get a job first for paying your debt interest and change your spending habits in absolutely personal constraint. Try to work harder, and may be get two jobs. Sooner or later, you will pay off your 50k debt. If you can't make it, you should think about to declare bankruptcy. The loaner will give you shits for not paying your debt in full. They might interfere you or hurt you. In some case, you may be enforced by the bad persons to do something illegal and then you may end up to go to jail. I wish I could help you. The selected website shows quite a few good examples of how to get rid of the debt. I think if you were owed credit card money in Hong Kong, you might lose your life.
http://consumerist.com/consumer/debt/how-to-pay-off-35000-in-consumer-debt-in-3-years-330411.php |
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pratul_awasthi
 |
Convert it into a personal loan and pay in installments. |
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diamonds
 |
Different countries have different rules, so what will happen to u in the current mess u are in depends a lot what rules u have in your country.
Generally, the credit card co. will proceed legally against you. From your email id it looks you are in India.
In India, again it the card is from HDFC then u are safe, but if u have a card from ICICI or Standard Chartered, then u are in deep trouble. Meet immediately the credit card co and reveal your diffculty to them. Join that co and work their utill you pay back the money. OR do whatever they tell u to do.
Another solution is take VANWAAS or become a SANYAASI.
My suggestion would be to join a temple and become a volunteer there. All this can be done secretly. Then all your worries will vanish. And once u are under the shelter of God then He will take care of all your problems. But, then u shoud become a sincere devotee.
best of luck and may God be with u. |
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Stunner_cool
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Gundas will come to your home anytime and to your office also. And a FIR may also be filed against you for non payment of dues. If you dont have money to pay you should not have spent.....! |
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!~~Sleeping Leo~~!
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Don't get into trouble....just pay 5% of your credit due...till you get money and repay...otherwise you will face the consequences even if the card is not yours.
Check with your bank if they can convert to EMI or choose the balance transfer with other bank cards. |
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Sarangapani S
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credit card company will take legal action against you |
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Shane S
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Life paying off debt. |
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kd_chopra
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u need to pay them back within the time period or else they will be charging interest on the amount that may be 25% or above per annum
so u must think before spending dear. |
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Anurag
 |
Nothing... company/bank will charge fine if not paid by pay by date and put that money to be as a loan at high interest for you. and even then if you don't pay it will go on replicate. |
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ANTHONY M
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It should have been 100,000 as the credit card companies are greedy thieves. |
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SURYA PRAKASH V
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THE GOONS WILL COME & KICKYOUR *** DEEPLY............ |
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pianist
|
They will catch you and
take your assets in to your
custody.
If you have none, then go
to jail. |
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