What happens now? In court? |
| Some company just called me regarding my Credit Card that I havent made payments to in forever. I think at this point, it was a legal firm, not a collection agency. They said they were going to ... |
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How can I check my credit rating? |
I know I might be being paranoid but about 2 years back I lost my photo driving lisence. I want to check everything is ok (i hope no one is using it for other reasons).
I applied for loans ... |
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Why didn't they ask credit or debit? |
| I just got a credit card for the first time. I'm 18. I went to subway and I gave them my visa credit card. How come they didn't ask credit or debit? They just swiped it. Is it only for when ... |
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How many credit cards do you have? |
1. A. None
B. One or two
C. ________ (fill in with about how many you have)
2. Why do you have the number of credit cards that you have?... |
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Did you know that every time you use your "store card/loyalty card"? |
| They know EXACTLY what you are spending your cash on. This information gets passed on to 3rd parties WITHOUT your permission. This information is priceless to them. And you get back 1penny for every ... |
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Need a car, 21 year grad student with little credit history, my parents can't help me co-sign, what do I do? |
| I had a new 2009 Jetta that my Dad was financing. I was in a car accident 3 weeks ago and the car was totaled. My dad reapplied for a bank loan for another car and was turned down due to the state of ... |
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Paying the next months bills? |
| Hello, since I won't be home for the next month, I am going to pay more for my bills all in one check (for this month and the next month). And I was wondering if I need to call every single ... |
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Is cancelling a credit card after you pay it off bad for your credit? |
| I've paid off a credit card and don't plan on using it any longer. The credit company is sending me mailings about how they are decreasing my credit limit and crap because of "... |
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HELP!! credit card debt trouble!!? |
| a relative had co-signed on a credit card for me.... the relative found out that i had accidentally gone over the credit limit (and it's a big limit) i haven't talked to the relative yet ... |
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Credit Card Companies are Killing Me!? |
| I used two credit cards which have now decided because I was late on one, that they both would increase my rate to 30%. My balances are extremely high, and I do not know what to do. I have only ... |
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I got new checks in the mail but I used them in the Wrong order? |
| I have had a checking account for about 4 years now, but I have never used checks. (just depit card) I ordered checks online, but the boxes came seperalty, and I used 2 of the higher numbered ones ... |
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How do I get my 1000.00 back from a merchant? |
| I ordered a 1500.00 guitar by phone. I said I would put a 100.00 deposit down. I called 3 days later to cancel and the merchant said no way. I later find out that he placed 1000.00 on my credit ... |
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I need to rebuild my credit!!!? |
| I need to rebuild my credit, but I can not even get a card for people that need to rebuild there credit. Does anyone have any suggestions what I can do to rebuild my credit? I need to get a credit ... |
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Why doesn't anyone else see this? |
| I am interested in your thoughts about all the consumers who are now in default of their mortgage. Apparently, these people have no reserves, no savings, nothing upon which to draw in order to make ... |
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What if your wife co-signed for a loan behind your back? Are you on the hook, as the husband, to pay? |
| My brother was looking over a credit report and came across an entry from a bank. His wife went behind his back and co-signed on a car loan for her brother. What are his options? He wants doen not ... |
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stacey s | I have very bad credit does anyone know of anyone that will work with you to get a car? |
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BOBFAN
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Try Triad Financial. You can apply at www.roadloans.com |
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wizjp
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Any of the "your job is your credit" places; prepare to get mugged on interest rates and probably a pretty indifferent vehicle. |
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candy licker
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You can probably find a small lot that will work with you. Of course your interest rate will be really really high. For example your over priced $5000 car will end up costing you $10,000. The best thing to do is try to clean up your credit then apply for a loan. |
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Gary H
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You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-loans.html |
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micky b
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Hi.
This site is well recommended and will definately help you:
http://bestamericanfinance.bravehost.com |
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aleish
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Today nothing is impossible. There are many lenders now who give car loans to people with bad credit. reaserch online for a lender that give low interest rate.
http://www.badcreditresources.com -- here you can find the list of lenders who approves car loans even for people with bad credit. |
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B U S Y
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save your money and buy a used car. dont put yourself more into debt making your credit even worse just because you want something shiny |
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ya y
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Why not try Prosper.com. It is the eBay of personal loans.
If you do decide to try proser, use this group: https://www.prosper.com/groups/group_home.aspx?group_short_name=bull |
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gouldgirl2002
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Every city has those used car lots that advertise "You Work You Drive." Yes, they work with you. |
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Dennis R
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Most all auto dealers will sell you a car and finance you but they WILL try to take full advantage of you by offering you horrible rates and terms for the loan. Do yourself a favor and try to save as much as you can to put down on a vehicle to minimize financing costs. |
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Justin C
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Normally these loans are more expensive than those offered to borrowers with good credit. The interest rates are higher because the lender bears higher risk. Adverse credit loans have more stringent repayment criteria than normal loans. Skip one payment on a bad credit loan and your rate will rise and you may even have to face a foreclosure. |
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fatkidd_98
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I agree the best thing to do is try and clean it up first. I had the same problem after my divorce. Due to my name being on everything, including the things that she received in the divorce, when they went repo or foreclosure it affected me.
I used Drive Financial and while my interest rate is horrible and I'm paying way too much, it is re-establishing my credit faster than paying cash for a car or dealing with credit cards. |
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maggie s
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"At Eastern Motors, your jobs your credit"...you have to sing that. |
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