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 Are lawsuit summons offical if they are sent through regular mail ?
i posted a question earlier about being sued for an old credit card account the summons was sent regular mail is it legit i am asking because i researched the compant thats trying to sue me and they ...


 Question about applying for credit cards?
If I go to a retail store and apply for a credit card, for instant approval they usually need another one of your credit cards to check it. Can you use a debit card for this purpose if it has a visa ...


 Can I buy this with a credit card?
I want to buy a t-shirt from the belle and sebastian website, but everything is priced in euroes. I live in America. Can I use a credit card to buy something from the website, or would I be unable to,...


 Can i clear my credit score as it is really bad?
i heard some where you can some how get it wiped clear so it looks like you have not had bad credit can any one ...


 I am an authorized user on my fiance's credit card.?
Does this help my credit since he is very responsible and has high limits?...


 If I don't answer a debt collector's calls, will they stop calling?
I was considering getting caller ID on my cell phone for a month or so and not answering when I don't recognise a number. Does anybody have experience with doing this? Will they give up when ...


 What is a good secured credit card?
...


 Unable to get credit , what should i do?
i recently posted about identity theft , asically since moving into my home last year iv had a mass of letters in my name for debts opened at different addresses all over the country , iv rang all ...


 What should i do? file bankruptcy or credit counseling?
i called different credit counseling but they tell me i dont make enough to qualify or i have 500 dollar payments a month. i only make 1000.00 a month and i still have to pay rent how can i pay 500 ...


 Is credit counseling a good idea?
...


 Why are collection agencies still calling?
My mom receives 2 to 3 calls a day from collection agencies wanting my sister and we have gave them her new address but they say they cant reach her and they keep bugging my mom everyday. My sister ...


 Is it wise to have a credit card?
...


 First credit card trying to figure out the game?
Im about to recieve a capital one platinum visa. Apr is 19.8%. Im not to worried about that because Im a new resident and have been turned down by everyone . Im happy to finally be approved for ...


 Scared to use paypal?
im scared 2 use paypal i hav heard really bad things like they freeze ur account. do they freeze your whole amount on your credit card or just the amount they investigate? i have heard some horror ...


 Online scam, can someone Help?
I just logged on to my online banking and i have a a debit on there for $11.99 From GREATFNNOV. I tried looking this up online but all i can find is TGL GreatFN. Does anyone know or ever heard ...


 DOES ANYONE KNOW A GOOD WAY TO CLEAR YOUR CREDIT WITHOUT PAYING?
...


 If you file bankruptcy how long before your credit is good again?
can i get credit cards again or will it effect my ...


 I co-signed for my little sisters car loan several years ago, which is now in serious default.?
My sister lives in Canada, and I'm moving back up shortly. What could be the legal repercussions on her as well as me as a co-signer regarding this debt? If I decided to move back to the USA ...


 How much can a debt collection demand from you?
I was being sued by a collections company after many hours of reserch to find out who the company was since the company was going by a AKA.I finially reached them by phone I wanted to make payments ...


 How old do you have to be to apply for a Juniper Visa Card?
...



ron j
I havent paid my credit card debts in 7 years can i apply for a new card?
                     
 




Trey S
Usually the debt will fall off after 7 years. If not you can call the credit agencies and tell them to remove it off your report. Once they do that and there is nothing Else on your credit report that could hinder your approval for a credit card then you could try. But FYI, you wouldn't want apply to a company you previously had a bad relationship with. Because its a possibility they still have that debt on their records. Even though they shouldnt.


Studly
Trey has the ONLY decent answer here...no preaching..no guessing....nice answer.

Mainly he includes one very important point. DO NOT get a credit card with a company/bank that you had a previous bad debt with. They can direct your payments toward your old debt.

Your past debts should be off your credit by now, so your credit score should be fairly clean.


mc81
i guess you could try. on this site i've seen cards that say that they don't do credit checks. they seem to have cards for just about anyone. http://applyforcreditnow.ecreditdirectory.com/


gke71
Rating
No. You need to get into credit couseling and pay off your debt and get out of the habit of spending what you cannot afford.


RobbyS
wow


Artie B
Yeah, right.


dibman2001
i suggest against it. Even if you could. Which you probably cant.


littleme836
You can apply but the bank will laugh at you and tell you no or charge you a ridiculous amount of interest


october1234
you can, but i seriously doubt you will be approved. you need to pay off your old debt, it won;t just go away


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