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 Where can I get a quick loan for 45,000 with a low interest rate that is fixed? I do not need debt consol.?
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 How do I get my credit score up?
I had a pretty good credit score at about 755, I then applied for a couple credit cards and it went down quite a bit. I want to get my score back up to where it used to so how is that possible?...


 What happens if i dont pay my credit card, i cant afford, int is too high?
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 I need $6,000 in 2 days. I have bad credit. Got any suggestions? HELP!?
My friend helped me to buy a car, and I was told by a credit union, that I could get a lean on it, so then I couldn't have paid my friend right back. Well, after my friend loaned me the money, ...


 I went to a nightclub last night and went to withdraw £20 and it gave me £40 out the cash machine?
i then put my card back in and asked for £200 and it didnt let me down it paid out £400, plus the receipt only said £200. now i have heard from a friend that banks can try and claim the money back ...


 Help ive no money to phone home.?
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 How Can I Take Out A Loan If I Have Bad Credit Scoring???
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 Why do people use credit cards?
i need 3 reasons P...


 Hey, what are your legal obligations to pay back debt that is over 10 years old and has been sold off.....?
to a collection agency, its not that much, and I was young and forgot about the whole thing. Now I have these vultures calling me at all hours and making me crazy they are rude so Im rude back- ...


 Is it legal for stores to refuse my credit/debit if I do not have my id?
My credit card is signed with my name and DOES NOT say See I.D. on the back.
Additional Details
I am NOT asking what you think....Or if you think it is right or not... but the proper ...


 I'm in college, 21 and I was extremely stupid and now I have 6, 531 in credit card debt!?
I don't want to tell my parents and I am trying to figure out the best way to pay off this debt. Should I close the account? Will that hurt my credit score even more? What does my credit score ...


 I have bad credit and I need a personal loan for my education?
I need a private loan .. Give me some ideas if you have any .....


 I have received a visa card but no pin number yet.can i still use the card in a visa outlet ?
i have received a visa card but the pin number has not arrived yet.can i still use the card in a chip and pin outlet with just my signature and some i.d?...


 What is credit card,debit card?whats the difference between them?
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 I wanna cancel one of my credit cards...?
is that true that it could affect my credit history? Is cancelling generally bad idea?...


 My Credit is Really Bad and I owe 50,000 in Student Loans!!?
If I start paying for my student loans will that improve my credit?
My credit score is around 512 for past mistakes--what can I do to get out of this hole? SHould I leave the country and ...


 My husband and I lost our jobs about the same time, we couldn't pay a lot of bills, can credit card comp do an
Can credit card companys do anything like take our home or vehicles, etc. we have our home paid for, and our cars, and we have one debit card we keep up, but just started working again and can not ...


 I have an aunt with a lot of credit cards?
I'm going to ask her to put me on them to improve my credit score. How does this work?...


 I owe 26 grand on credit cards,should i do a moonnight flit?
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 Getting a credit card without any credit?
My husband and I are just starting out and we are trying to build up credit. (i know...not the economy to do it in...) are there any companies that specialize in this?? We have absolutely no credit......



kys8901234
I just been scamed help!!!!!!!!!!!!!!!!!!!!!...
i bought an playstation 3 on ebay for $400.00 three days ago the seller did not sent me a tracking number since i payed for the item i have not received any thing and it said next day shipping.
The seller closed his pay pal account is there anything i can do???
                     
 




thefadd
There's a charge back option from inside your paypal account. Go to the transaction in question and report it from there. Also, go inside eBay to the transaction and report it as an item not received. Finally (but most importantly) put a stop order on the check or money transfer or charge back the payment with your bank or credit card issuer.


SAL
Rating
File a report to eBay right now. They have forms for this.


Alice
Contact ebay Immediately!!!!


kiya
Rating
Probably not if you don't know nothing about the person.


The Snappy Miss Pippi Von Trapp
Rating
PayPal has guarantees. Contact them as well as eBay.


Big L 266
Hello.You should contact ebay with immediate effect and report to them the whole sorry saga of your transaction. You should then report all of it to PayPal as well. As there is an element of fraud, you should also report it to the Police as a criminal offence. Lastly,contact your credit card or bank and get them to stop the transfer of funds explaining why. I do wish you well.

All the best,

Alan L.


Classy Granny
Rating
I've bought on ebay for years. You report the seller that didn't ship your item.


been_there_done_that
How do you know the sellers' Paypal account was closed? Has their ebay account been suspended? Next day shipping does not mean that you will receive it the next day, it just means they will ship it the next day. And depending on how they ship, it could take up to 10 days to receive. If the seller has gone NARU, then yes, file a report. If you paid with a Credit Card, you can call your CC company to dispute the charge, HOVEVER, don't file with Paypal and then call your CC immediately. Once you dispute the charge with your CC company, you've stopped any action Paypal would have taken. Let Paypal do their thing and then if you don't like the outcome, you can dispute the charge with your credit card company.


Helena
Yes, if you paid through paypal contact them and they will reimburse you.


excitedmummy08
all you can do mate is report it to eBay and hopefully they can help, bad luck aye that sucks


v b
If the auction is still up, check it to see if it said you were covered by $200 insurance or $2000 insurance. If it's the first, eBay/Paypal (it's the same company) will only reimburse you $200. When you bid a large amount of money it's always important to look at this figure.

BTW, the seller did not voluntarily close their paypal account. It takes 6 months for a seller in good standing to close their account. Paypal froze it/close it due to suspected fraud.

Follow procedure, file first with Paypal.


Sgt Big Red
Rating
Sorry to say but you are out of luck. You can dispute the purchase with e-bay, but if the person has left e-bay then you will be out of luck.
I had a problem like this with one seller a year ago, I emailed e-bay, pay-pal and all I got was computer generated responses. The seller even contacted me and gave me a story about being late on shipping the product but promised she would ship it.
Well short story, never got the item, never got money back.

this is why hundreds of people stop buying on e-bay unless the person has a high score and is reputable. Never buy from a new person on e-bay.

Oh and all that talk about pay-pal covering the purchase price, well if the seller didn't include the coverage in the shipping, then you are out of luck.


Rated R Pornstar
Rating
Dude that sucks, never trust Ebay with that much money.


duke b
Contact paypal and ebay asap and they will help you out im sorry this happened to you.


John S
get yourself a lawyer, ask them what you can do against the so called seller of this item?? lesson to beware of buying anything on ebay, make sure its real.


bmoorbruins93
Rating
Contact Ebay. Thay have a system to take care of this sort of thing.


charro c
Is very possible you 'll get your ps3 late. email the seller and ask what happen .Is very likely he is sending it late.In the end if you do not get after while and after e mailing him and arranging with him , contact ebay, most purchases are insured under the ebay police. you should be able to recovr your money from ebay if you do not get the ps3 at least late. Remember is to soon to worry.furthermore, the paypal account is tied to the seller bank account, so it will be easy to track him down, if all fail, but rest assured with ebays police.
Pay pal protection if done under pay pal
http://pages.ebay.com/help/tp/isgw-buyer-protection-steps.html
Seller Non-Performance Policy

Sellers are expected to consistently perform in a manner that results in a high level of buyer satisfaction. If a seller’s interactions with buyers result in greater than a 5% level of buyer dissatisfaction, as evidenced by negative/neutral feedback and/or Item Not Received complaints received over the recent 90-day period, the seller is in violation of the Seller Non-Performance policy. Please note that although we are not including Detailed Seller Ratings at this time, we will be using them in the future.

When a seller lists an item on eBay, and a buyer bids for and wins that item, the seller and buyer have entered into a contract that both members are expected to honor. If the seller doesn't live up to this agreement, it leads to a bad buyer experience and may result in negative or neutral feedback for the seller. Good practices that help sellers promote buyer satisfaction include:

*

Accurately describing the condition, size and quality of the item directly in the listing.
*

Honoring the original terms by accepting payment for an item at the end of a successful sale.
*

Promptly shipping the item with appropriate packaging once payment has been received.
*

Responding promptly and professionally to questions from the buyer.
*

Proactively communicating with the buyer throughout the transaction.
*

Issuing refunds in a timely manner when accepting returns or when there are problems with delivery.

Violations of this policy by a seller may result in a range of actions, including:

*

Listing cancellation
*

Limits on account privileges
*

Account suspension
*

Forfeit of eBay fees on cancelled listings
*

Selling fee schedule adjustments
*

Loss of PowerSeller status
*

Referral to Law Enforcement


yummers115
Rating
try contacting ebay representatives, also cancel payment immediately


Debi
I would start by reporting it to Ebay and calling the police.
You're supposed to have some sort of buyer protection using Paypal but I've never had reason to find out about that (luckily) Get on to them ans see if they can do anything but I 'd get the police involved anyway.


Justin S
Rating
dude cant help you really sorry man and honestly i would have just bought it new for that much sorry to hear that man u gotta be careful about **** like that i hope you catch him report him to ebay for sure


Romero Hunt
Rating
yes. call paypal up and tell them you got scammed. they cover you for up to 1000 dollars. Also CALL your credit card company and tell them to stop the payment. LOL They will go after his azz. Also contact ebay and tell them of the fraud..


Jer Bear
Wow that sucks


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