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 Can breaking out of a lease early reflect on your credit?
I'm just curious to know because my wife and I are looking to buy a home.........but we are locked into our rent for 7 more months. We don't want to let an opportunity to own slip by in ...


 Why do "wealthy" people use credit cards?
if wealthy people have money,why pay interest?why not use bank cards?...


 Is it possible for a 15 year old to have a credit card?
...


 I let my fiance get a car under my credit. Any advice for being smart about this?
I (24) love my fiance (29) very much and we plan on getting married soon. He has been paying $700/month (for 3 yrs) for an old car that has been a big bill for him. The other day we went to a car ...


 If I pay everything I owe on a card that has gone to collections, will it be taken off my credit report?
I paid off a debt in full and I was told by the collector that no one would know about the debt after it was paid, but it is still on my credit report. It has been over 6 months....


 I need a big loan.?
I have had perfect credit for four years. I am looking to get a huge loan "$400,000" to purchase a Subway resturaunt. I have worked for the owner for seven years and I think he will co sign....


 Iv tried for several loans and still had no luck is there still a chance for me somewhere?
...


 Does anybody know if doing paid online surveys actually pay you?
i been looking at working from home options on the net and i'm wondering if these paid online surveys are worth doing or are they just a scam?...


 Can anyone make an argument for the use of credit cards?
I cannot find one reason people use credit cards instead of just paying cash. It appears to me that it is just playing with snakes, and even incentive cards have high interest rates and outrageous ...


 Was I a victom of a credit card scam?
I just made a transaction on my credit card from newegg.com. Just after I submitted the order, A screen from my bank (HSBC) asked me to set up a password for protecting my credit card during online ...


 Why do we have a credit score?
...


 How should I Start building myCredit history the right way?
I never had credit im 18 now!!! And i want to buy a preown car in the next 3 yrs. So im asking what should i do to get good crdit fast and what can i do with it....


 Cancel my credit card?
I've had a BoA credit card for about 4 years now, I just got the balance to 0$. I'd like to cancel the card, but have heard both side of the story of it hurting my credit and not hurting ...


 If i am delinquent paying my cell phone bill, will that jeopardize my credit score?
...


 How do you respond to creditors who harass you by phone.?
This company calls quiet often even though I have told them to stop because I never had an credit account with this company and if I did it is way past the statute of limitation. They want me to ...


 I got a letter from a collections agency threatning Arbitration? What is that? I'm scared!?
I got a letter in the mail from Midland Credit Management, Inc regarding my debt with Verizon. This debt is from 3 1/2 years ago. It says to call them to arrange to pay the balance of $1096.08 by 8/10...


 Can you return clothes to Topshop without a credit card if they were bought with a credit card?
I accidentally bought a top in the wrong size and I decided I didn't like the top that much anyway, and I'm just wondering - could i return/exchange it without my mother being there (she ...


 Home loan with bad credit?
ok here goes im trying to buy my first home. have little to no money to put down. credit not that great does anyone know of a place in kc mo that will help me ...


 Can anyone recommend a good credit card?
I've never had one before so don't know where to start! Am also worried about getting turned down cos I have no credit history.
Additional Details
I should probably give more ...


 I have a foreclosure but want a new car - I've been denied. How can I get one?

Additional Details
For those of you who choose to judge me based on the limited information I have included, please note that the foreclosure was over two years ago and was the result ...



gr8m8
I just got a bill in the mail.....(collections)#?
and it is from a cell phione company saying i owe them 250.00

i had a phone about 4 years ago from them but it as pay as you go....and i have not had the phone in about 4 years...its long gone....( it broke)

....it is in collections....what do i do?
                     
 




SlapChop Ur gonna love my nuts
Call and find out why...


pebbles
Rating
Call the cell phone company. They could of made a mistake and maybe the bill is meant for someone else. I know that this has happened to people before. After you get that cleared up with them, then you need to call the collections people and tell them what you found out.


babyle_on
Rating
Call them and ask them why they are asking you for money, it could just be a mistake if you dont have any current/outstanding accounts with this company.
Good Luck


much2muchcoffee
Phone and query them

Ask for proof of when you rang up those calls etc


ska8ter
get your credit report and dispute it


bud68
When you broke the phone, didn't you cancel the account? That is elementary.


David D
Rating
call them up explain the situation,may be a ID theft


Crazyjester9
Send the collection agency a certified letter demanding that they validate this debt. By law they must provide you with proof that you have a legal obligation to repay this debt.

Yahoo is being difficult and will not allow me to post this link without getting an error message, so I'll tell you how to find it.

Go to Creditinfocenter (add ".com" at the end..posting link gives me an error message) Under consumer info click "credit repair" which will bring up a list of links, the 8th item from the top explains debt validation in great detail.

Please note that I am not affiliated with this site in any way. Yes they do sell stuff on there but there is loads of free information to read.


isabella
ring them up and tell them what you just told us


KrisB
Rating
you better contact them ASAP that goes against your credit.
call the phone company and ask why you owe money on a pay as you go phone. someone could have used your information.


Janet (TGJT)
Rating
You should probably speak to the citezens advice bureau this is there website


henrey j
Rating
If it found its way to collections then you might as well ignore it as it already shows as a writeoff on your credit report and paying some 3rd party collections wont take it off and you will be less 250


pancakes & hyrup
Rating
You can dispute anything on your credit report for free. Don't be tempted to use those pay sites for credit disputes. Go to one of the 3 major agencies - TransUnion, Experian, or whatever the 3rd one is I forget, go directly to their website. I'm not entirely sure how you get your report, you may have to pay for it initially, but the disputes are free. Your collection letter may indicate where to go.


dr_gonzo123456789
Rating
You should probably speak to the citezens advice bureau this is there website

P.S im not sure if you live in the UK or not but is is an english website
www.citizensadvice.org.uk/


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