 A collection agency drained my bank account, how can I get my money back? |
| I owe a few hundred dollars to my credit card that I hadn't been able to pay yet because of financial difficulties. I recently received a long overdue check from my previous employer for about ... |
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 Should I pay it off all at once? |
| I have a credit card that was cancelled. (We had a rough couple months) It had a very small limit on it. $300. There's $150 left owing on it, and my husband and I are having differance of ... |
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 Will paying off my loan early lower my credit score? |
| I have $140 montly due for my student loan, I want to pay the $1680 once a year insted of remembering to write a check (or worry about what is in my bank account if i set it up to withdraw ... |
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 Is it smart to get a credit card when i turn 18?!? |
im 17 now, and im thinking of getting a credit card to buy alot of stuff i want, plus of course college supplies etc.
what do you think??... |
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 I have a credit monitoring system and my recent credit score was 635? |
| I went to pull my report today and it dropped to 598 I had to charge some medical things for a family member for about 2,000 dollars and used a couple hundred on another card. DO you think that'... |
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 I was late on my credit card payments for three straight months. How much will that affect my credit score? |
| My credit score was 750 before this happened and I have not checked it since the late payments which were Mar,Apr,May of this year. My wife was handling the finances and payed a $50 minumum payment ... |
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 What is the best way to handle outstanding debt? |
| I have previously asked a question and have not got the answers i was seeking. I have a credit card debt that is over 9 years old. I understand all of the legalities of the situation concerning the ... |
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 Is there a possible way to live without credit? |
| Don't you hate being a slave to banks and credit card companies?Even when buying a house, which people think it's theirs but it actually isn't until it's completely paid off like ... |
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 Can a collection agency for a way over due payday loan call the cops on you have have you arrested? |
| Way back in Nov. I had taken out a payday loan, well when it came time to repay I didn't have the money so I took out another loan... I have 7 outstanding loans now..... BAD DEAL!! Well they ... |
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 Past Due Credit Card? |
| Hi. I have a credit card in which the minimum payment is now $800. It started out with an overdraft and a late fee, and the minimum was $150 which I could not afford, then it has just went up since ... |
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 Repairing my own credit report.? |
| I have decided to start repairing my credit on my own. I have a few paid collections on my credit report. Do I contact the collection agency who reported the bill or exquifax to have these items ... |
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 Im going to open a credit card acount to get my credit score up but I don't know any thing about the credit |
| termonology and where can I learn about choosing a credit card that's right for me and not to expensive?... |
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 My fico is 610, income 65,000/ fiance 680 income 50000. Should we apply for home loan together or just him? |
| Should he buy before we get married. my low FICO is due to past charge offs that are about 5 yrs old. We would probably qualify for more money if my salary were included, but we don't want to ... |
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Joe | I just got my credit card ... ? |
So if i want to buy something (google ads) if i just buy some it will add to my balance and then how do i pay for it and is the limit to pay your balance the end of the month or something because its the 30th today.. |
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slickmickeygal
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your limit is however much they gave you to spend. can be any number. you will get a statement in the mail telling you how much your balance it, the minimum payment due, and the due date. you either write a check for that amount (or more if you want - good to pay them off asap if you can) and mail it in. you might be able to pay it online and that info should be in the statement too. you will probably get the statement around the 15th of the month and it will have all charges up to whenever the previouses months closing date was. i know a couple of my cards cut off a few days before the end of the month, its just when their cycle is. |
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Heather H
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The due date is on the bill. I recommend not using Credit Cards. I am 30 years old and am still paying debts from multiple credit card accounts which have since been closed. I would pay cash or if you must charge it, pay the full balance when due to avoid interest charges. Good luck. |
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mejack0
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transfer money on to it through your bank acct |
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Joe Canada
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You'll get a bill, pay it with a cheque. Pay the full amount off (not the minimum) if you want to keep a balance get a line of credit (5% interest rate on LOC vs. 19% on a CC). |
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ajeff
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Most credit card companies have bill pay online. That's most convenient for me. You can pay once it's posted to your cc account. It'll tell you the due date, your minimum payment due, your current balance, and even the transactions that have been posted to your account. |
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tudorjason (matt)
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There are several ways to pay for it.
You can wait for the monthly statement to arrive in the mail and then mail back your check. You can register your account online with the issuer you got your credit card from and set up your checking account information. Or you can use online bill pay directly with your checking account. The great thing about the last two options is that you can see your balance after the statement date without having to wait for the mail.
You can decide to pay the minimum, more, or all - preferrably all of what you charged, but at least the minimum. The minimum is the amount they tell you to pay. |
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RB
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You will receive a monthly statement of your charges. A credit card is a good tool to use if you make purchases on line, but don't go hog wild and pig crazy buying things. A good rule of thumb is that if you can't afford to pay cash for something, then don't buy it. What I mean by that is to payoff the balance when you get your statement. |
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EYE
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You can pay as long as you want with it, there is no paytime limit only amount limit depending on the Credit Card, you will get your balance statement at the end of the pay period( monthly/Bi weekly) is different from CC to CC, you can pay your CC company with Check or you can set up an account in your online bank account where you can pay your bills online.
Good Luck |
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Jina M
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There will be statements that u will receive by mail. You have to tear the bottom of the statement which shows how much u spent your credit and you have to pay 20 dollars minimum. |
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Angelina
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It will be thirty days from when you activate your card =) |
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Blake T
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Cut that mother up!!!! Credit is the root of all the evils of the world. It will ruin your life. Well....not really, but try and be responsible and make the payments. |
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