 How much will my credit score go down by applying for a new card? |
| I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit ... |
|
 Where is the Credit card number located on Visa Debit Card? |
| I am in the process of purchasing something on line for the very first time and I need to enter in the Credit card number but I don't know where it's located at.... |
|
 Bailiffs may be given the right to break in2 homes for credit card debts?? do you think that is fair? |
| after all..it is the credit companies that cause this problem in the first place!too easy to get credit!!... |
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 I have a high monthly VISA bill. Is it a good idea to transfer the whole thing to Discover? |
| Discover appears to have a better interest rate, and probably a lower monthly payment. Is there any downside to doing this? With credit card companies, there always seems to be a downside...... |
|
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| i turned 18 this month and applied for a discover card and they turned me down because i have no credit history. so what credit card can i get? i have no history and never had a job my parents said ... |
|
 How can I create a website without giving my credit card number? ( $ for the monthly fees)? |
| I want to create a website but I dont want to give the credit card number, I am almost positive that it is not safe. Is there a website that I can just send a check or something? (For the monthly fee ... |
|
 Debt collection letter? |
| A letter from a debt collection agency was sent to an address I havent lived at for 15 years saying i owe money, the people there I am related to but not got same name . Nothing has come to my ... |
|
 What's the best Credit Card to get? |
I've never had a credit card before and don't really like the idea of them but I'm going travelling so it's really a necessity to have one, what's the best one to get?
A... |
|
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| I made mistakes like most people do. I have some old bills on my credit report that are way past due. I unfortunately got buried and had to only pay my day to day living expenses instead of old bills.... |
|
 What can I do to get creditors off my back? |
| I lost my business, now I have 3 different creditors on my back. one for nextel for like 350, one for target that's about 800 and one for a water cooler that's about $100. I told them I ... |
|
 Can i take out a loan without any credit? |
| I'm 18 and want to take out a cosmetic surgery loan. but it says you need to have at least decent credit. can i still do it if i dont have any credit at all? like ive never had a credit card or ... |
|
 Can somebody tell me a good way to settle my credit card debt without destroying my credit? ? |
| I recently lost my job and i can`t keep paying not even minimum balances. I have around $9.000 in debt and minimum balances add to almost $500 a month + i have the car payment with insurance $600 a ... |
|
 How long can a credit card keep sending you bills? |
| I have been receiving a bill from thee same credit card for 14 years, they keep adding interest. i was under the impression that the account was closed in 1992.... |
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 I need a loan. Iam desprate someone please help!!!!? |
| I'm 19 years old and I'm in credit card debt, apartment debt and school debt. I need around $8,000. I was called about a loan acouple of months ago that would give at least $5,000 loan with ... |
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 I have cant get any credit, can buying a phone with no credit check really help me rebuild it? |
| I cannot get a mobile phone, catalogue, store card or anything that involves credit no matter how small, but I can get a mobile phone through a no credit check finance company which promises it ... |
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short_n_sweet70301 | I just got my first credit card in today but...? |
im wondering why i have the balance i have. I know i had to pay an annual fee and all but after the fee, i have 124.00 on the card but then when i just checked online, it says i have only 75.00 on it. i made no transactions or anything due to me not having the pin number in yet, thats coming in 7-10 days. So where is this charge from? im just worried since this is my first card, i got it so i can get some kind of credit to buy a car. Someone please help me out here so i can stop freaking out. |
 |
 
Sheepdog
 |
You got hosed.
You picked a credit card that charges you fees for opening your account.
Sorry, but it was in the fine print. Yes, they're bastards, but you still have to pay.
Live and learn. |
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kattsmeow
|
Call the number on the back of the card and ask them. They will be glad to help you. |
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justgetitright
 |
Your credit card probably has a $200 limit, and the tacked
the $124 onto your account leaving you with a remaining
balance of $75.
The question you need to ask yourself is "Am I paying a
monthly membership fee" my guess is that you are so
each month you own the card you have to pay in order
to keep the card.
Take my advice, call the credit card issuer and make
sure of all of the fees that you will pay and check to see
what your limit is, if it is $200 and the $124 fee that you
expected to pay is the reason. If you do have to pay a
monthly fee; Cancel the card immediately, pay off the
balance on that card and cut it up, send it back to the
issuer with a written letter to cancel (place the check in
the same envelope).
You are being screwed by one of the unscrupulous credit
card companies that prey on younger citizens starting out
and people that have been through bankruptcy and trying
to reestablish their credit.
$124 is not that much for the value of the lesson learned.
On you next credit card application be sure to read all
of the fine print.
Good Luck |
|
Zuker
|
call the customer service number on the back of the card. They'll be glad to help you. |
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sean1010
|
Call the company and ask them what the charge is and don't be easy on them they probably have covered them selves because it probably is in the small print but dispute it they might waive it.
Good Luck . |
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shawns bonnie
|
If you have not made any purchases you should not have any charges.I would call the credit card company.Someone may have got a hold of your card number.I would not wait.call the company now |
|
Vampir V
|
hey
check the general conditions of your credit card company. or call them ...
and the cut your credit card in half and send it back.
pay cash and open a savings account and save. |
|
rockinbak
|
Call the credit card company and find out. Maybe you misread one of the fees or something. If you call them they should be able to tell you what the charge was for. |
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Ronnie
|
The best thing to do would be call the number on the card and ask them. If there's a hidden fee, close the account and get a better card. |
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thirsty mind
|
Use your card to pay a monthly bill. After you charge immediately make a payment to the card. |
|
oboist2401
|
call the company. they can direct you to a person who can help, it's probably just a temporary thing... just ask them
stop freaking out cuz they can fix it if you just show them that they've made a mistake... they're there to sell you those cards, so they want to make you happy so you'll like their business and tell your friends...dont worry
and seriously, it's only 50 bucks... and it's only money... there are more important things in life |
|
bdf s
|
Call the credit card company and ask where these charges are coming from. Did you get a statement from them in mail or you got something in email. If it email telling you owe this much it could be fraud email. Just call the credit card company |
|
in +HIM+
|
Yeah, you've been taken.
Some credit cards have annual fees AND activation fees. They don't tell you this and when you get the card in the mail, it already has a bunch of charges on it.
The unsuspecting consumer charges some things on it and suddenly, he's over the limit! This is how these shady cards make money. They deceive you in order to charge over-the-limit fees. Then when you cannot pay, they also get to tack on late charges.
I would suggest you pay what you owe, close the card and then apply for one that's more reputable like Visa, MasterCard, or Discover. |
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One Sexy Jeep Girl
 |
You don't have to have a pin to use the card to make a purchase only for ATM transactions.
I'm sure that those fees were disclosed when you applied it's just that either you did not read the agreement or you don't remember. |
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