I just recieved in the mail today by my employer that they have to garnish my wages. I guess a creditor got a judgement to garnish my wages. I recieved letters and a summons before by these ...
I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these ...
is there any "1500 or less" cash loan offers that will definetly be sent to me with bad credit. any webistes pls not bank loans like the sent to your checking acoount in 24hrs offer. PLEAS...
Im trying to build my credit, so I applied for a bunch of cards and got a few. I never occur interest on them, and hardly even use them. Does this look good or bad??? Should I get more, or just use ...
it was a personal loan in only my name. I had no idea that it was even going to court. Now i have the judgement against me. I used personal property to secure the loan, but i no longer have any of it....
I was served papers -" to appear by filing a written answer the petition of plaintiff" How do i do this? I cannot afford an attorney (it was a credit card co charge-off and i wrote a ...
A relative came and stayed at our home for a few days. They had access to our home when we were at work and so they could have easily gotten all of our information. Now I find that they have stolen ...
I don't know anything about loans. All I know is my boyfriend has a ton of debt. All his loans, credit card bills and his truck plus my student loan comes to about 27,000 dollars... i'm ...
I tend to use one credit card to charge all my expenses each month and then pay it off at the end of the month. There are sooooo many credit cards out there and I was wondering which one gives the ...
my payment is due tommorow.and i put it in the mail yesterday however tommorow is a holiday.it is the first time it has happened.anyone know how much i will be charged....
My friend asked me for advice the other day and I wasn't sure what to tell him. His 21 yr old son bought a new car 6 months ago. His father had to co-sign the loan. The son agreed to make weekly ...
Chard P
I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?
and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????
The collection agency probably bought a junk debt somewhere that belongs to someone with a similar name. I would definitely dispute, as even if it were your debt, you were a minor and therefore, not legally responsible for it. They put it on your credit report because you did not respond to the notice and dispute it then.
ModelFlyerChick
One year ago you were 17....a minor. As far as I know minors can not enter into any contracts without the co-signature of a parent or legal guardian. This might vary from state to state though so you might want to look into it. If in fact your state does not allow minors to enter into contracts then you can send proof to the credit bureau in question and have the $91.00 charge removed.
Dewey K
Challenge that negative item and have it removed.
florida gal
First of all, it's hard to believe you had credit before 18, so just turning 18 and finding out seems rather odd. The credit bureau that ran the credit check should be able to shed some light on this issue. Most 18 year olds don't have credit and thus their credit score is low. You have to build that score up. Always pay your bills and check your credit every six months. Do get this issued resolved. Somebody could be using your name and tax ID number.
joyceeleann
The credit report will have contact info..just call them and say..You are trying to clear up your credit but can't because there is no info on who to pay..they will help you the best they can..
peri1
You can dispute the charge unless it can be provided for you by the creditor. The credit reporting company is required to record any/all disputes. But do it in a timely manner. Also try working your way up the food chain and talk to someone in an executive position. Finally, call the Fair Debt and Credit People or Clark Howard can advise.
jeantolar
Go to the credit bureau web site and get the form for questions. I'm not sure what they call it but you can ask who this is you owe. Snail mail it to the address and in about 4 to 6 weeks you will get an answer along with a new credit report all free. Credit is important so pay the 91.00 it will be worth 1000's in the future.
Andrea B
Contact your credit company to dispute the charge since you are not sure why you owe the money in the first place. If it is a charge that isn't legitimate, they can have it removed from your credit score.
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