 My sister opened a credit card in her name and my mom's, ran up a lot of debt. Is my mom legally responsible? |
| One of my sister's opened a credit card account in her name and my mom's and ran-up a lot of debt, all without telling my mom. The account is now delinquent and in collections and the ... |
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 I received a letter stating that my account had been placed with a National Collection Agency? |
| This is a medical bill apparently. The first sencence says Your account has been placed witha NATIONAL COLLECTION AGENCY. Our client has not yet received full payment from lab work your physician ... |
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 Credit cards /No credit history? |
I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?
Additional Details
i see a limited credit ... |
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 Collection Agency Claims They Have a Warrant...? |
| I just got a phone call/message on my cell phone and my voice mail at work from a company called Delanor Kemper & Associates. They claim that a creditor that I dealt with almost 2 years ago is ... |
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 Money Question ? Help !!? |
| So i really need money but i cant get a big amount of money all the time i spend around $106 every month, do you think i should get an allowance for around $132 every month instead? but im such a ... |
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 Mother messed up my credit....? |
| I got my credit report and now I know why I haven't been able to get any credit. I'm 24 now and living on my own. When I was 18 my mother took out a phone and cable account in my name.M... |
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 Can a debt collector take a vehicle that has a lien on it? |
| I owe a small debt from a medical bill that's been turned over to collections, they are threatening to take my vehicle which is financed, it has a lien on it. Can they take it.... |
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 How to and where do u get a perpaid card? |
| I wan to buy a hockey stick online, but i need a credit card, im 16 and my mom doesnt want to use her card, even though i said ill pay for it. I found there is a something called a perpaid card and ... |
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 I CoSigned A Car Loan for my Fiancee And...? |
I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan ... |
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 How to raise credit score? |
| I'm trying to raise my credit score and my score is a 486. I started paying what I owe and my score doesn't even raise after several months. Are there other ways to improve the credit score ... |
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 Cant get credit? |
| i can not get credit to save my life. my situation is this. i earn about 24k, and im on a debt management program and have been for 3 years and it is not an iva, also my monthly payments have never ... |
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 Money order scam. I'm a victim and could be $4000 overdrawn at the bank. what do i tell them? I know im stupid |
| i was looking for a job in accounting on yahoo jobs. this one place responded and explained i was going to cash money orders for them and wire the money(after my 10%) to another United States ... |
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 How can I pay down my credit card debt? |
| I graduated from college recently with approximately $8,000 in credit card debt,as well as an $8,000 student loan. I am in a full time job where I am paid $12 an hour, and cannot seem to find another ... |
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kevxinc | I just turned 18 and need a credit card, but i keep getting denied for not having credit, what do i do? |
any where i can apply for my frist credit card online thats guaranteed acceptance or anything? |
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TechnoRat60
 |
Stores like Sears or Best Buy offer store credit cards with much less strict credit requirements. You might try getting a Sear charge card and making a few purchases to establish a credit history. |
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donttalkjustplay05
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you need to establish some credit, get bills put in your name and keep a good credit line, pay your bills on time, creditors look at this, you can find something, most of them say they accept anyone, but sometimes they charge a fee, or even require you send money , like a pre-paid credit line, browse the net you'll find something |
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carole l
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Is there a store called Mervyn*s in your area? They are good to get credit with |
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kemmer1029
 |
check hsbc and ones that r for students, also if u open a bank account you can get a credit/debit when u open a checking or saving account |
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eriklittle2004
 |
Try applying for a Capital One Visa Card. I had no credit either. After I applied for that card like 3 times, Capital One finally issued me one. Just watch out for the 19% interest rate that Capital One starts you with. Don't forget to pay your bill each month. If you don't pay your bill for like a couple of months, Capital One will harass you (call you) many times a day from India. Please be careful. |
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Polymath
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Try getting credit at a department store, or other retail store. That's the easiest place to get credit (because they want you to buy something!)
Have a balance of a few hundred bucks, then pay it all off. Then run up a small balance again, then pay it off. Then you have a history: you can pay off a debt. That can lead to better credit cards, with lower interest rates over time. |
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josh22n
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I got into this kind of mindset. You do not need a credit card. Credit Cards are killers. If there is something that you need but can't get it is more affordable to go to a bank and get a loan. Credit Cards just get people into trouble with finances. A good way to get credit is to get a car and get financed through the company, if someone is willing to cosign with you that will help as well. |
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sk1295
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first get a job, so when they will check ur credit, they will know u get a pay check (also open a bank account) this is the simplest and best way. forget the rest useless stuff |
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grrl
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Get a prepaid card. You put a set amount into an account & that's the amount of credit you have. Never pay late or use more than 40% of your available credit. |
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bj_osterhout
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You need to apply for "Student credit cards"
Here are the cards my fiance and I got when we were 18. We had no credit and both of these cards approved us right away. Just embellish a bit on your application.. For example for income - other .. You can put how much money your parents give you for school, etc. or just exaggerate it.. And try to list some personal income even if you don't have any
https://www.accountonline.com/ACQ/Chooser/ViewAll?ProspectID=526C970635394371849AE1D00D7123EE&siteId=cb&SEARCH_CRITERIA_1=COLLEGE
http://www.usbank.com/cgi_w/cfm/creditcards/college/college_visa.cfm
http://www.usbank.com/cgi_w/cfm/creditcards/young_adult/young_adult_visa.cfm |
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jduck1979
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Trust me, you don't need a "Credit" card... these things are virtually set-up to screw you out of every penny you've got.
If you don't believe me, check out the "Get out of debt" section of leading financial website "The Motley Fool", and you'll see why:
US Version
http://www.fool.com/ccc/debt/debt.htm
UK Version
http://www.fool.co.uk/debt/articles/whyhere.htm
And if that ain't put you off, check out this article on some of the tricks the card companies will try to screw you with:
http://www.fool.com/ccc/secrets/secrets04.htm |
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MAdMoNKEY
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Your best bet is to call up a credit card company (like MBNA, Citibank, etc.) and ask them if they have credit cards for people who have not yet build a credit history or have a not-so-good credit history. They will definitely have options for you. |
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pvpd73127
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Beware of credit cards that say "guaranteed acceptance". Usually they have extremely high interest rates. Some require you to deposit money with them in order to get their card. Not much of a "credit" card, then, is it? :) What you could do, in order to establish good credit, (which is really want you need to do at this point) is to get a small loan at a bank and then faithfully pay it back on time. You'll probably have to have someone co-sign for this. Getting credit is kind of the same vicious circle as getting a job--no one will give you credit unless you have credit; no one will give you a job unless you have job experience. A little unasked-for advice: learn the careful distinction between *need* and *want*. You may want a credit card, but do you truly need it? |
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lvb524@verizon.net
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If you are a student then apply for a student card. If not the 3 easiest places to get a credit card are Aspire Visa, Capital One, and First Premiere. I didnt even know that I had applied and all of a sudden they came in the mail and like I said I dont even remember applying. |
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