 Debt collector refuses to send me a receipt.? |
| I recently paid a debt in full but the debt collector says that they will not fax a receipt to me. They say the only way is for a bank or someone looking into my credit to fax them a inquary request ... |
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 Is it a good idea to pay off credit card debt by taking a withdraw from a 401k account? |
| Recently divorced, had to use credit card to buy furniture, household items, etc. I bought a house, but had to use the equity to purchase a new furnace this past winter and replace the windows. I ... |
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 I no longer use a credit card. Do I call to cancel it or do I decline calling to activate NEW replacement? |
| The replacement was sent to me because the former card expired. I have not charged anything to this card in years.... |
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 Question about BofA check card...? |
i just got my Bank of America Check Card in the mail yesterday... it has the option of both credit and debit on it... but with it, i did not recieve a PIN number.
do you even need the PIN ... |
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 Is credit card a necessity in day-to-day life??? |
| Please provide me sufficient information on why one needs credit card???... |
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 Withdrawing from an ATM? |
| Is it possible to withdraw from your checking account at an ATM that doesn't have sufficient funds? How much will it cost me to overdraft? But I have the intent paying back the bank in less ... |
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 Credit Card Numbers? |
| How can one use credit card number if I give him / her away mine without the actual card ? If you can not sweep the card at the register, my card is safe right? If not, how can I track down who is ... |
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 Does my address go against my credit score? |
If a previous occupant has a poor credit history, will this affect my credit score?
Additional Details
If a previous occupant has a poor credit history, will this affect my credit score?<... |
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 Can somebody use my credit card even if he doesn't have my credit card? |
| but when I give him my credit card number can he still use my credit card with it to pay something?... |
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| I owe on my car, can they freeze my bank account? |
| I owe soo much on my account in SC for my car that they will not accept a payment arrangemant or defer a payment. I am saving to by me a used car for no more then 3500.00 dollars. Then I am going to ... |
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 I have horrible credit and would like to get a credit card? |
| I was told that if you have a credit card with a high limit and only use 10-30 % of it that will raise you score drastically. Does anyone know of any companies that will give credit cards to poeple ... |
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 If I die, will my husband inherit my student loan and credit card debt? |
Additional Details
The reason I ask is that we are looking into buying life insurance and wanted to know what each of us would be liable for so that we know how much life insurance we ... |
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writergirl | I just turned 18, and want to get a credit card to establish credit.? |
My bank turned me down because I am still in high school, and all the other places turned me down because I have built no credit. I just applied onling at Mastercard, and will find out soon, but I wanted to buy my school supplies with it, then pay it off to start to build. Since my mother wont sign on with me and my father is dead, I have to go at it alone. Does anyone have any suggestions?
Additional Details
I do not apply for a student card. I am a senior in High School |
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Dewey K
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My grandson (he is 18) found one at this site. He didn't have any trouble getting it.
http://www.1-800badcredit.com/bad-credit-card.html |
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fonovitrea
 |
avoid credit cards like the plague.
there are plenty of ways of building a credit history, whith out credit cards.
like opening a bank account whith 1k and then ask for a loan of 1k. it will costs you some interest but your credit score will rise.
18?
let me tell you this, dont get a credit card , money is addictive..when you start to spend in silly things and getting late on your payments your are makign someone else rich and you will be doign exactly what the suits in the 36 th floor want... enslaving yourself.
if you do get it..
apply the golden rule, "ONLY BUY THINGS THAT WILL APRECIATE IN VALUE OR MAKE YOU MONEY"
expensive dinners and trips dont count. |
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alexa dion
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Secured credit cards option are exercised generally by those with bad credit history and poor credit score to get themselves back on track. Credit card issuing companies, ask for collateral because they find providing credit cards to such people too risky. A good use of secured credit card can give the credit card issuer enough confidence to issue an unsecured credit card in your name.
A good thing to have with secured credit cards is that they should report your spending habits to the three major credit reporting agencies. Strange but true, not all secured credit card holders do that. Unless this feature is present in a secured credit card, it will be of little use for those trying to use it for rebuilding their credit history. Apply online for a best secured credit card at: http://www.credit-card-gallery.com/Guaranteed_Approval.html |
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karebunnie05
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First of all, the more you apply for things the more it hurts your credit. The first thing to is get something simple in your name, a cell phone from wal-mart with a contract( they approve everyone) or a department store card. This will give you a foundation pay on time everytime and it will improve. Then hit the big guys. Dont ever chargemore than 1/3 of your limit if you want to really improve your score with a credit card. Just charge a little pay alot charge a little pay alot. Trust me, it works wonderfully. I'm 20 now, with a credit rating most 25 year olds would love. |
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beauty s
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orchard bank |
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jevese h
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This is what you do!
if you want to buy school supplies with it im assuming that you are going to college so go to capital one or american express and apply for the student card. also do you have a job? if you do you can go to like pacsun and apply for the student card !!MAKE SURE YOU TELL THEM THE STUDENT CARD!! But dont go crazy |
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neversummer187
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Start with a secured card then that will lead to unsecured offers. If you are going to college pay a portion with a student loan, this will help establish your credit |
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seaelven
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Capitol One might be a good place. Their customer service isn't that great, but it would be a good place to start. |
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Ana B
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You could go a few different ways about building credit :
1.Join a credit union that offers a small credit building loan or secured credit card - a $500 credit limit/balance should be more than enough for school supplies if you are a senior in high school.
2. Trade your bank for one that is more credit friendly towards high school students...I noticed some banks and credit unions would offer special programs for teenagers -some offer financial advice as well...
3. a store card...I started with a jewelry store card- but that won't help with school supplies. Walmart had turned me down...
good luck and keep in mind that one of the reasons a 25 year old might have worse credit than a 20 years old is because credit cards are so tempting...and that was an age when I got tempted so easy... |
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