 Need emergency $$ ASAP, can't find co-signer or loan to cover. Now what? |
| Credit is bad due to divorce. Can't even find on-line company to fund. Need min $1500. No one in my family can help... no co-signer w/ good enough credit. No collateral worth enough. Desperate...... |
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 Bad credit fix? |
| Is it better to pay off bad stuff on your credit or have someone like careone do it?... |
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 I am still looking for $30,000 t pay off some bills and get caught up? |
I am looking fo a private person that can help on a one on one
basis
This would free up extra money and help clear up our credit ... |
|
 How do I find out who to pay? Debt collection? |
I have a debt and have not heard from the debt company for a while.
I know that this has been passed over to a debt collection agency but when they first contacted me I was out of work and only ... |
|
 Do you think any private lenders that give out personal loans are real? |
| I ask a question on yahoo about bad credit personal loan and my answers were some people told me about private lenders do you think they will scam me?... |
|
 Florida bankruptcy law.....? |
| Is there a minimum amount of debt owed in order to file a Chapter 7 in Florida?... |
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| I recently applied for an American Express card and it said that I got declined because I don't have sufficient credit history and that the credit cards that I have have not been open long ... |
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| this guy from Dubai sent me $4000 postal money order for something, i deposited in my bank. and days later, i got notice from bank saying it didn't went through...... i thought postal money ... |
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| and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????... |
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| I want to refinance my house but the bank said I have to wait 3 years before I could refinance. We bought the house a year ago already, but would like to refinance to fix some things around the ... |
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 What is ones credit score after Chapter 7 Bankruptcy Discharge? |
| Hi, my husband & I filed Bankruptcy 11/20/2006 due to a local attorney coming after us for $3,500 in medical bills from 1998-2001. We had our hearing on 1/9/2007 and our bankruptcy is due to be ... |
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 Does this hurt your Credit Score? |
If you make a mortgage payment between your grace period.
Let's say you payment is due on the 1st....but there is an additional penalty after 15th....so there is an obvious grace ... |
|
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I'm 18, barely got my credit card 3 months ago so i dont even have a credit score.
Today I went to a dealership to see if i could buy a car(planning for later) and they told me that since i&... |
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| Looking to apply for a credit card but i'm confused by APR. What does it mean exactly. I know its a way of charging you for what you spend but how is it worked out.... |
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angelfish_o | I just went over-limit on my credit card - will this affect my credit score? |
i've never gone over before & never missed a payment.
Additional Details
i've already made a payment online for way more than the amount i was over. |
 |
 
Grandpa
|
no it should but keep doing it and they will report it a over limit more than 3 times card company will charge you a over limit fee and will put you back under your limit |
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mac
 |
Only if you don't make your payment in time.
The company will fine you if you have an overcharge still showing when they send you your bill.
If you can, send them the amount you overcharged before they send you the bill and you might avoid it. |
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Jaclyn&Dave
 |
Probably.
CC companies almost always report negative info ... positive info gets forgotten pretty quick. |
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Pengy
|
You will pay heavy fees, but the fact that you are over does not affect it, the fact that you owe more than 30% of the face value of the card does. If you want to improve your credit score get the card payed down to less than 30% of the amount of credit available to you |
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thedavecorp
|
It could go either way - it depends on the policy of that particular company.
Call them up, get an emergency increase, PAY it over the phone.
It'll PROBABLY be fine. |
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sprp
|
It could, especially if you don't make up the over-limit amount before the next payment date. All credit cards report to the credit bureau's once a month, the info they report is what is on your statement. So when your statement is printed, and if you haven't repaid the over-limit amount, it will show that in the total amount due which is reported to the credit bureau and could definitely have a negative effect on your credit score. |
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Alex
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No... But you might get a fee |
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Iroc24
 |
No, but you will get a fee from the credit card company. |
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Aiyce
 |
not yet. just don't miss a payment! |
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